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  • Price cut: $14.6K (6/13)
    $874,950

    16634 Hightop Way NW, Cass Lake, MN 56633

    3beds
    2,952sqft
    : 
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    Single Family
    Built in 2024
    9,583 Square Feet Lot
    $851,000 Zestimate®
    $296/sqft
    $358/mo HOA

    What's special

    Large center islandHigh-end finishes throughoutSpacious entrywayDouble wall ovenCustom cabinetryConveniently located laundry roomThoughtfully designed custom layout
    Welcome to elevated lake living in the premier development of Tom’s Harbor on the highly sought-after Cass Lake Chain of Lakes. This new (in summer of 2024) upscale home offers 3 bedrooms and 3 bathrooms with a thoughtfully designed custom layout and high-end finishes throughout. From the moment you step inside, you’ll appreciate the spacious entryway with access to a convenient half bath and the attached garage. The attached garage offers ample space for vehicles and all your lake toys. Custom wrought iron railings by Cass Lake Metal add a one-of-a-kind, handcrafted touch. This home was skillfully built by Zetah Construction. The open-concept main level is designed for both comfort and entertaining, featuring a cozy living room with a fireplace and a stunning kitchen complete with Cambria countertops, custom cabinetry, double wall oven, a large center island, and a butler’s pantry with a wine cooler to keep everything neatly tucked away. The dining area overlooks the lake, offering beautiful views. Just off the living room, the sun porch is a standout feature—currently set up with a large hot tub and complete with a garage door to easily bring the outdoors in. This allows views of the back yard patio that is protected by a canopy of mature trees and wetland. Upstairs, you’ll find three spacious bedrooms, including a walk-through bathroom connecting bedrooms two and three with dual vanity, along with a conveniently located laundry room. The massive primary suite is a true retreat, featuring two large walk-in closets, a private sitting area, and a spa-like bathroom with a soaking tub, tiled walk-in shower, dual vanity, and custom cabinetry. As a member of the Tom’s Harbor community, enjoy exceptional amenities including a heated in ground pool, community room and kitchen facility, fish cleaning house, walking trails, beach, and approximately 50+ acres of shared green space. This property also includes a second lot which can be built on- and two boat slips in the protected harbor—an incredible bonus for lake enthusiasts. This lake chain features 8 interconnected lakes and over 25,000 acres of water to explore, fish, and enjoy year-round. Spend your days boating to Star Island, relaxing at sandbars, or cruising to local restaurants. To savor every sweet moment of your days and to make this property even better, lawn care and snow removal are included, allowing you to move right in and enjoy the up north Minnesota lake life without the hassle of exterior maintenance and chores. This is a rare opportunity to own a brand-new stick built home with luxury finishes, resort-style amenities, and access to one of northern Minnesota’s premier lake chains.
    118 days
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    328
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    7
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jill Larson 218-760-3116,

    Headwaters Realty Services LLC

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7041248MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bathroom
      • Description: 3/4 Jack & Jill,Bathroom Ensuite,Full Primary,Private Primary,Main Floor 1/2 Bath,Upper Level Full Bath
      Dining room
      • Description: Breakfast Bar,Separate/Formal Dining Room
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Wine Cooler
      • Laundry: In Unit, Upper Level
      Features
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Electric
      Interior area
      • Total structure area: 3,808
      • Total interior livable area: 2,952 sqft
      • Finished area above ground: 2,952
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      • Details: Garage Dimensions (26x35)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Has private pool: Yes
      • Pool features: In Ground, Heated, Outdoor Pool, Shared
      • Has view: Yes
      • View description: Bay, Lake
      • Has water view: Yes
      • Water view: Bay,Lake
      • Waterfront features: Lake View, Waterfront Elevation(0-4), Lake Bottom(Excellent Sand)
      • Frontage length: Water Frontage: 2896
      Lot
      • Size: 9,583 Square Feet
      • Dimensions: 110 x 88
      • Features: Cleared
      Details
      • Foundation area: 2240
      • Additional parcels included: 293620137
      • Parcel number: 293620136
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Frame
      • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
      Condition
      • New construction: No
      • Year built: 2024

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Private Sewer, Septic System Compliant - Yes, Shared Septic
      • Water: Shared System, Well

      Community & HOA

      Community
      • Subdivision: Toms Harbor
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Access, Other, Patio, Porch
      • Services included: Beach Access, Controlled Access, Dock, Lawn Care, Recreation Facility, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
      • HOA fee: $4,300 annually
      • HOA name: Toms Harbor Owners Association
      • HOA phone: 218-760-3116
      Location
      • Region: Cass Lake

      Financial & listing details

      • Price per square foot: $296/sqft
      • Tax assessed value: $73,000
      • Annual tax amount: $3,910
      • Date on market: 3/23/2026

        Estimated market value

        $851,000

        $808,000 - $894,000

        $3,879/mo

        Price history

        DateEventPrice
        6/13/2026Price change$874,950-1.6%$296/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7041248 Report a problem
        3/23/2026Listed for sale$889,500+1876.7%$301/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7041248 Report a problem
        7/5/2023Sold$45,000$15/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$502 +71.9%$73,000 +80.2%
        2024$292 +9.8%$40,500
        2023$266 -6.3%$40,500 +14.1%
        2022$284 +75.3%$35,500 -12.3%
        2021$162 $40,500 +76.1%
        2020$162 +72.3%$23,000 +91.7%
        2019$94 +95.8%$12,000 +100%
        2018$48 -74.2%$6,000
        2017$186 $6,000
        2016$186 --
        2015$186 -4.1%--
        2014$194 -35.3%--
        2013$300 --
        2012-- --
        2009$734 -1.1%$70,000 -2.1%
        2008$742 $71,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 56633

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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