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For sale by owner
  • Price cut: $225K (7/15)
    $450,000

    17 Ems C19a Ln, Warsaw, IN 46582

    2beds
    1,290sqft
    : 
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    SingleFamily
    Built in 1958
    0.34 Acres Lot
    $-- Zestimate®
    $349/sqft
    $-- HOA

    What's special

    Three-season sunroomUnobstructed water viewsBeautiful water viewsSeparate dining roomInviting open-concept layoutSpacious kitchenLakeside deck
    Situated on a quiet channel with approximately 54 feet of frontage, this charming 2-bedroom, 2-bath home offers beautiful water views, a private pier, seawall, attached 2-car garage, and direct access to both Little and Big Chapman Lakes. The inviting open-concept layout is ideal for everyday living and entertaining. The spacious kitchen, featuring a large island and breakfast bar, overlooks the living room and flows into the three-season sunroom, where a wall of windows on three sides provides unobstructed water views and the perfect place to relax, dine, or gather with family and friends. A separate dining room offers flexibility and could easily serve as an office, additional gathering space, or even a third bedroom. With central A/C, a private well, recent regional sewer connection, two storage sheds, and attic storage above the garage, the property offers both comfort and practicality. Step outside onto the lakeside deck and enjoy kayaking, fishing, paddle boarding, or simply relaxing along the lake’s calm no-wake waters. When you're ready for more activity, Big Chapman Lake is just a short boat ride away through the nearby two-way channel. Enjoy 504 acres of all-sports recreation, including boating, skiing, tubing, and swimming. Located in a quiet neighborhood with no through traffic, this property is equally suited as a year-round home, weekend retreat, or rental investment. Adjacent waterfront lot is available separately. Chapman Lakes is known for its clear water, excellent fishing, and strong sense of community. Its residents enjoy annual traditions including a Fourth of July parade and fireworks, pancake breakfasts, neighborhood garage sales, and other year-round conservation association events. Conveniently located approximately one hour from Fort Wayne and South Bend and within 2-3 hours of Indianapolis and Chicago, this property offers the perfect balance of lake getaway and everyday accessibility. The same family has enjoyed and cared for this special property for nearly 30 years. Now it's ready for its next chapter. Property is co-owned by licensed Illinois realtor and is being sold For Sale By Owner.
    What the owner loves about this home
    Lots to love!
    19 days
    |
    1,311
    |
    23
    |
    Listed by:

    Property Owner (773) 203-8344

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Other
      Cooling
      • Central
      Appliances
      • Included: Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Carpet
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,290 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      Features
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.34 Acres
      Details
      • Parcel number: 430735100006000016

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Foundation: Crawl/Raised
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 1958

      Community & HOA

      Location
      • Region: Warsaw

      Financial & listing details

      • Price per square foot: $349/sqft
      • Tax assessed value: $320,900
      • Annual tax amount: $3,064
      • Date on market: 6/26/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,834/mo

        Price history

        DateEventPrice
        7/15/2026Price change$450,000-33.3%$349/sqft
        Source: Owner Report a problem
        6/26/2026Listed for sale$675,000$523/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,064 -12.7%$320,900 +22.4%
        2024$3,511 +163%$262,200 -11.5%
        2023$1,335 +13.2%$296,300 +13.1%
        2022$1,180 +12.7%$262,000 +9.4%
        2021$1,047 +9.6%$239,400 +9.2%
        2020$955 +0.3%$219,200 +3.6%
        2019$952 +12.1%$211,600
        2018$849 +28.1%$211,600 +4%
        2017$663 +128.3%$203,400 +18.9%
        2016$291 +7.7%$171,100 +37.1%
        2014$270 -2%$124,800 -0.1%
        2013$275 +71%$124,900 -2.5%
        2012$161 -5.2%$128,100 -2.5%
        2011$170 -3.8%$131,400
        2010$177 -70.1%$131,400 -2.7%
        2009$591 +23.7%$135,000 +11.9%
        2007$478 $120,600 +1%
        2006-- $119,400 +34.5%
        2005-- $88,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 46582

        Getting around

        2 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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