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Coming soon 10/24
  • Listed by: Coldwell Banker Best Realty • Victoria Lim • Contact: 949-800-9596
    $1,050,000

    17 Monticello Ln, Rancho Santa Margarita, CA 92688

    4beds
    1,597sqft
    : 
    $7,152/mo
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    Single Family Residence
    Built in 1997
    2,740 Square Feet Lot
    $1,026,200 Zestimate®
    $657/sqft
    $91/mo HOA

    What's special

    Welcome to 17 Monticello, a beautifully refreshed 4-bedroom, 3-bathroom home in the desirable community of Rancho Santa Margarita. Offering approximately 1,600 square feet of living space, this home combines comfort, functionality, and modern updates for today’s lifestyle. Step inside to a light and inviting interior featuring **newer hard-surface flooring throughout and a fresh coat of modern paint**, creating a clean, contemporary feel. The open-concept kitchen is designed for both everyday living and entertaining, with granite countertops, a center island, and stainless-steel appliances. Upstairs, the versatile floor plan offers three bedrooms plus a spacious loft that can be used as an office, playroom, or easily converted to a fourth bedroom to fit your needs. The primary suite provides a relaxing retreat with an updated bathroom and comfortable space to unwind. Enjoy seamless indoor-outdoor living through the French doors leading to the private backyard, where mature planters and a fire pit create an inviting setting for gatherings, dining, or relaxing under the stars. Additional highlights include **solar panels for energy efficiency**, upgraded lighting, shutters, and thoughtful improvements throughout the home. Located within a wonderful RSM neighborhood, residents enjoy nearby parks, walking and biking trails, highly regarded schools, community amenities, shopping, dining, and seasonal events. With **only one HOA and no Mello-Roos**, this is an excellent opportunity to enjoy the lifestyle and amenities that make Rancho Santa Margarita such a desirable place to call home.
    13 days
    935
    77

    Zillow last checked:

    Listing updated:

    Listed by:

    Victoria Lim DRE #01902945 949-800-9596,

    Coldwell Banker Best Realty

    Source: CRMLS,MLS#: PW26215573MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Loft, Living Room, Primary Bathroom, Primary Bedroom
      Bedroom
      • Features: All Bedrooms Up
      Kitchen
      • Features: Granite Counters
      Cooling
      • Central Air
      Appliances
      • Laundry: Inside
      Features
      • Breakfast Area, Eat-in Kitchen, All Bedrooms Up, Loft
      • Has fireplace: Yes
      • Fireplace features: Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,597 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Direct Access, Door-Single, Driveway, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Pool features: Community, Heated, In Ground, Association
      • Has spa: Yes
      • Spa features: Community, In Ground
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 2,740 Square Feet
      • Features: 0-1 Unit/Acre
      Details
      • Parcel number: 80606119
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Biking, Curbs, Dog Park, Hiking, Mountainous, Street Lights, Sidewalks, Pool
      • Subdivision: Cabrillo Vista (Cavi)
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Sport Court, Dog Park, Fire Pit, Horse Trail(s), Meeting/Banquet/Party Room, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pool, Spa/Hot Tub, Trail(s)
      • HOA fee: $91 monthly
      • HOA name: SAMLARC
      • HOA phone: 949-709-0010
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $657/sqft
      • Tax assessed value: $899,824
      • Date on market: 10/4/2026
      • Listing terms: Cash,Cash to New Loan

        Estimated market value

        $1,026,200

        $975,000 - $1.08M

        $4,612/mo

        Price history

        DateEventPrice
        4/27/2021Sold$815,000+83.1%$510/sqft
        Source: Public Record Report a problem
        1/13/2009Sold$445,000+4.7%$279/sqft
        Source: Public Record Report a problem
        9/24/2008Sold$425,000-14.8%$266/sqft
        Source: Public Record Report a problem
        8/23/2008Price change$499,000-0.2%$312/sqft
        Source: Listhub #S513232 Report a problem
        5/9/2008Price change$499,900-2%$313/sqft
        Source: Listhub #S513232 Report a problem
        3/21/2008Listed for sale$510,000-17.7%$319/sqft
        Source: Listhub #S513232 Report a problem
        12/1/2005Sold$620,000+229.8%$388/sqft
        Source: Public Record Report a problem
        3/11/1998Sold$188,000$118/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $899,824 +2%
        2025$9,038 +1.9%$882,181 +2%
        2024$8,868 +2.2%$864,884 +2%
        2023$8,674 +1.9%$847,926 +2%
        2022$8,513 +57.3%$831,300 +57%
        2021$5,412 +0.9%$529,409 +1%
        2020$5,362 $523,981 +2%
        2019$5,362 -8.8%$513,707 +2%
        2018$5,881 +0.7%$503,635 +2%
        2017$5,840 $493,760 +2%
        2016$5,840 +2%$484,079 +1.5%
        2015$5,726 +1.4%$476,808 +2%
        2014$5,645 $467,468 +17.9%
        2013-- $396,480
        2012-- $396,480 -4%
        2011-- $413,000 -7%
        2010-- $443,945 -0.2%
        2009-- $445,000 -23.7%
        2008-- $583,000 -7.8%
        2007-- $632,400 +2%
        2006-- $620,000 +188.5%
        2005-- $214,898 +2%
        2004-- $210,685 +1.9%
        2003-- $206,824 +2%
        2002-- $202,769 +2%
        2001$3,344 -5.9%$198,794 +2%
        2000$3,553 $194,897
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92688

        Getting around

        41 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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