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Pending
    • $850,000

    176 Harbor Dr, Ludington, MI 49431

    4beds
    2,449sqft
    : 
    $6,112/mo
    Get pre-qualified
    Condominium
    Built in 1993
    -- sqft lot
    $869,400 Zestimate®
    $347/sqft
    $175/mo HOA

    What's special

    Stunning waterfront sightsGas fireplaceCurved staircaseDeck and patioFour spacious bedroomsElevated entertainment spaceGourmet kitchen
    RARE, luxurious and carefree condo living on LAKE MICHIGAN! From the impressive two story ceramic floored entrance with curved staircase you will explore 2449 sq ft of updated and extras galore everywhere you look and STUNNING WATERFRONT sights from glorious oversized windows, deck and patio! There are four spacious bedrooms with three full baths, two living rooms and a gourmet kitchen from which you can oversee your elevated entertainment space and beach and LAKE! Even the window treatments and gas fireplace are top of the line. The two car attached to Garage is oversized and there is a possibility of additionally purchasing another separate garage. IMMEDIATE OCCUPANCY too, so you can enjoy the entire Michigan summer there in the exclusive CROSSWINDS community on the edge of the charming small town of Ludington.
    128 days
    |
    48
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Elizabeth Horford 517-819-4549,

    Re/Max Real Estate Professionals 517-321-8255

    Source: MichRIC,MLS#: 26011734MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Main
      Bedroom 4
      • Level: Main
      Dining room
      • Level: Upper
      Family room
      • Level: Upper
      Kitchen
      • Level: Upper
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Other
      • Description: FOYER
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Electric Oven, Cooktop, Dryer, Freezer, Microwave, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Basement: Slab
      • Has fireplace: No
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 2,449
      • Total interior livable area: 2,449 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Attached
      • Garage spaces: 2
      Features
      • Stories: 2
      • Pool features: Association
      • On waterfront: Yes
      • Waterfront features: Lake
      • Body of water: Lake Michigan
      Lot
      • Size: 3,049 Square Feet
      Details
      • Parcel number: 05111705500

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Other
      • Property subtype: Condominium
      Materials
      • Aluminum Siding, Shingle Siding
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Beach Area, Clubhouse, Pool, Tennis Court(s)
      • Services included: Snow Removal, Maintenance Grounds
      • HOA fee: $175 monthly
      Location
      • Region: Ludington

      Financial & listing details

      • Price per square foot: $347/sqft
      • Tax assessed value: $219,761
      • Annual tax amount: $12,893
      • Date on market: 3/25/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $869,400

        Estimated sales range

        Not available

        $2,807/mo

        Price history

        DateEventPrice
        3/27/2026Pending sale$850,000$347/sqft
        Source: MichRIC #26011734 Report a problem
        3/25/2026Listed for sale$850,000$347/sqft
        Source: MichRIC #26011734 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$13,298 $303,200 +2.8%
        2024-- $295,000 +11.1%
        2023-- $265,500 +19.8%
        2022-- $221,600 -8.1%
        2021-- $241,200 +14.7%
        2020-- $210,300 +9.7%
        2018-- $191,700 +0.6%
        2017-- $190,600 +9.9%
        2016-- $173,400 +0.7%
        2015-- $172,200 +2.9%
        2013-- $167,300 -24%
        2011-- $220,100 -8.5%
        2010-- $240,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49431

        Getting around

        17 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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