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Active
    • Price cut: $10K (6/25)
    $439,900

    1828 N Royal Oaks Dr, Monticello, IN 47960

    4beds
    2,082sqft
    : 
    $2,637/mo
    Get pre-qualified
    Single Family Residence
    Built in 1977
    1.32 Acres Lot
    $428,500 Zestimate®
    $--/sqft
    $42/mo HOA

    What's special

    Replacement windowsStairs to waterKinetico water softenerUpdated water heater
    Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.
    115 days
    |
    550
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Gregory Vogel II, Gri gvogeljr@vogel-real-estate.com,

    VOGEL REAL ESTATE

    Source: IRMLS,MLS#: 202616437MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Dining room
      • Level: Main
      • Area: 110
      • Dimensions: 10 x 11
      Family room
      • Level: Main
      • Area: 228
      • Dimensions: 19 x 12
      Kitchen
      • Level: Main
      • Area: 143
      • Dimensions: 13 x 11
      Living room
      • Level: Main
      • Area: 216
      • Dimensions: 18 x 12
      Heating
      • Natural Gas, Conventional, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range/Oven Hook Up Elec, Dishwasher, Microwave, Refrigerator, Washer, Electric Cooktop, Dryer-Electric, Freezer, Electric Oven, Electric Range, Water Softener Owned
      • Laundry: Electric Dryer Hookup
      Features
      • Bar, Ceiling Fan(s), Cedar Closet(s), Walk-In Closet(s), Countertops-Solid Surf, Main Level Bedroom Suite
      • Windows: Window Treatments, Blinds
      • Basement: Crawl Space,Partial,Partially Finished,Block
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Gas Log
      Interior area
      • Total structure area: 2,378
      • Total interior livable area: 2,082 sqft
      • Finished area above ground: 1,802
      • Finished area below ground: 280
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage Utilities
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Waterfront, Lake, Waterfront-High Bank, Deck on Waterfront, Lake Front, Ski Lake
      • Body of water: Lake Freeman
      • Frontage length: Channel/Canal Frontage(200),Water Frontage(200)
      Lot
      • Size: 1.32 Acres
      • Features: Few Trees, 0-2.9999
      Details
      • Additional structures: Shed
      • Additional parcels included: 9173-21-000-015.300-020
      • Parcel number: 917321000015.400020
      • Other equipment: TV Antenna, Generator Built-In, Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Wood Siding
      Condition
      • New construction: No
      • Year built: 1977

      Utilities & green energy

      • Sewer: Regional
      • Water: Well
      Green energy
      • Energy efficient items: HVAC

      Community & HOA

      Community
      • Subdivision: Royal Oak(s)
      HOA
      • Has HOA: Yes
      • HOA fee: $500 annually
      Location
      • Region: Monticello

      Financial & listing details

      • Tax assessed value: $429,200
      • Annual tax amount: $2,918
      • Date on market: 5/4/2026

        Estimated market value

        $428,500

        $407,000 - $450,000

        $1,911/mo

        Price history

        DateEventPrice
        6/25/2026Price change$439,900-2.2%
        Source: IRMLS #202616437 Report a problem
        6/8/2026Price change$449,900-2.2%
        Source: IRMLS #202616437 Report a problem
        5/22/2026Price change$459,900-3.2%
        Source: IRMLS #202616437 Report a problem
        5/4/2026Listed for sale$475,000
        Source: IRMLS #202616437 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,398 +35.7%$429,200 +11.5%
        2024$1,767 +3.2%$385,000 +20.1%
        2023$1,713 +24.5%$320,600 +12.6%
        2022$1,375 +16.1%$284,800 +22.2%
        2021$1,185 +22.8%$233,000 +13.1%
        2020$965 +0.6%$206,000 +13.2%
        2019$959 +11.7%$182,000 -1.1%
        2018$858 $184,000 +2.4%
        2017$858 -0.9%$179,600
        2016$866 $179,600 +1.1%
        2014$866 -2.7%$177,600 -0.2%
        2013$890 -1.5%$178,000 +0.7%
        2012$904 +11.3%$176,700 +8%
        2011$812 -32%$163,600 -16.9%
        2010$1,193 +9.2%$196,800
        2009$1,093 $196,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 47960

        Getting around

        18 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Twin Lakes
        • Middle: Twin Lakes
        • High: Twin Lakes
        • District: Twin Lakes School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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