For sale

$225,000

185 River 2 Road, Banner Elk, NC 28604

2beds

869sqft

$1,611/mo

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Single Family Residence

Built in 1970

3,484 Square Feet Lot

$-- Zestimate^®

$259/sqft

$230/mo HOA

What's special

Swimming poolTennis courtsNearby hiking trails

Cozy Cottage in Mill Ridge! Set in a peaceful setting near the Watauga River, this charming 2-bedroom, 2-bath cottage offers a wonderful opportunity to create your own mountain getaway. Whether you're looking for a second home, vacation retreat, or short-term rental opportunity, this cottage has plenty of potential. Enjoy Mill Ridge amenities, including the swimming pool, tennis courts, and clubhouse, or venture out to explore nearby hiking trails. Conveniently located between Boone and Banner Elk, you'll have easy access to Grandfather Winery, restaurants, shopping, Appalachian State University, area ski slopes, and the many outdoor adventures and attractions in the High Country.

4 hours
213
6

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Baseboard, Electric, Space Heater, Wall Furnace

Cooling

3+ Units, Wall/Window Unit(s)

Appliances

Included: Dryer, Exhaust Fan, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Laundry: Washer Hookup, Dryer Hookup, Main Level

Features

Basement: None
Number of fireplaces: 1
Fireplace features: One, Wood Burning

Interior area

Total structure area: 996
Total interior livable area: 869 sqft
Finished area above ground: 869
Finished area below ground: 0

Property

Parking

Parking features: Driveway, Gravel, Private
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Open
Exterior features: Gravel Driveway
Pool features: Community

Lot

Size: 3,484 Square Feet

Details

Parcel number: 1878960704000

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Wood Siding, Wood Frame
Roof: Asphalt,Shingle

Condition

Year built: 1970

Utilities & green energy

Sewer: Community/Coop Sewer
Water: Community/Coop
Utilities for property: High Speed Internet Available

Community & HOA

Community

Features: Clubhouse, Pool, Tennis Court(s), Long Term Rental Allowed, Short Term Rental Allowed
Subdivision: Mill Ridge

HOA

Has HOA: Yes
HOA fee: $230 monthly

Location

Region: Banner Elk

Financial & listing details

Price per square foot: $259/sqft
Annual tax amount: $783
Date on market: 10/27/2026
Listing terms: Cash,Conventional,New Loan
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
10/27/2026	Listed for sale	$225,000$259/sqft
Source: High Country AOR #265014 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 28604

Getting around

11 / 100

Car-Dependent

Nearby schools

GreatSchools rating

7/10
Valle Crucis Elementary
Grades: PK-8Distance: 8.5 mi
8/10
Watauga High
Grades: 9-12Distance: 8.4 mi

Schools provided by the listing agent

Elementary: Valle Crucis
High: Watauga

Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.