For sale

$105,000

1943 Ottawa St, Saginaw, MI 48602

3beds

1,836sqft

$858/mo

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Single Family Residence

Built in 1946

5,227 Square Feet Lot

$104,600 Zestimate^®

$57/sqft

$-- HOA

What's special

Detached garage is drywalledFresh paint throughout

Turnkey investment opportunity with built-in income! This 3-bedroom, 2-bath home is currently tenant-occupied with a lease in place through February 2027, offering immediate and reliable cash flow. 1943 Ottawa features fresh paint throughout a fully finished basement with additional office/room, providing additional living space that adds to its rental appeal. Major updates include a newer roof on both the home and garage, plus a newer hot water heater for added peace of mind. The detached garage is drywalled, and the fenced backyard offers functional outdoor space tenants appreciate. A well-maintained, income-producing property with long-term stability—perfect for investors looking to expand their portfolio with a solid, turnkey rental.

195 days
210
25

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 3

Rooms

Room types: Family Room, Bedroom, Laundry, Basement Full Bath

Bedroom 1

Features: Carpet
Level: Main
Area: 154
Dimensions: 11 x 14

Bedroom 2

Features: Wood
Level: Main
Area: 90
Dimensions: 10 x 9

Bedroom 3

Features: Carpet
Level: Main
Area: 180
Dimensions: 15 x 12

Bathroom 1

Features: Wood
Level: Main
Area: 35
Dimensions: 7 x 5

Bathroom 2

Features: Tile
Level: Basement
Area: 80
Dimensions: 10 x 8

Family room

Features: Vinyl
Level: Basement
Area: 196
Dimensions: 14 x 14

Kitchen

Level: Main
Area: 128
Dimensions: 16 x 8

Living room

Features: Carpet
Level: Main
Area: 180
Dimensions: 15 x 12

Office

Level: Basement
Area: 168
Dimensions: 12 x 14

Heating

Forced Air, Natural Gas

Cooling

Ceiling Fan(s)

Appliances

Included: Gas Water Heater
Laundry: First Floor Laundry, Main Level

Features

Flooring: Carpet, Wood, Vinyl
Basement: Finished
Has fireplace: No

Interior area

Total structure area: 1,872
Total interior livable area: 1,836 sqft
Finished area above ground: 936
Finished area below ground: 900

Property

Parking

Total spaces: 2
Parking features: 2 Spaces, Garage, Driveway, Detached
Garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Deck, Patio
Exterior features: Sidewalks, Street Lights, Garden
Fencing: Fenced
Frontage type: Road
Frontage length: 45

Lot

Size: 5,227 Square Feet
Dimensions: 45 x 120
Features: Subdivision, Sidewalks, City Lot

Details

Parcel number: 18 0222 00000
Zoning description: Residential
Special conditions: Private

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Trim
Foundation: Basement

Condition

New construction: No
Year built: 1946

Utilities & green energy

Sewer: Public Sanitary
Water: Public

Community & HOA

Community

Subdivision: Gratiot Heights

HOA

Has HOA: No

Location

Region: Saginaw

Financial & listing details

Price per square foot: $57/sqft
Tax assessed value: $73,400
Annual tax amount: $1,841
Date on market: 2/27/2026
Cumulative days on market: 196 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional
Road surface type: Paved

Estimated market value

$104,600

$99,000 - $110,000

$1,534/mo

Price history

Date	Event	Price
5/9/2026	Price change	$105,000-4.5%$57/sqft
Source: MiRealSource #50200286 Report a problem
2/27/2026	Listed for sale	$110,000+895%$60/sqft
Source: MiRealSource #50200286 Report a problem
3/23/2017	Sold	$11,055$6/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$1,809 +2.7%	$36,700 +5.2%
2025	$1,762 +7.2%	$34,900 +8.7%
2024	$1,644 +0.5%	$32,100 +9.2%
2023	$1,636	$29,400 +20%
2022	--	$24,500 +15.6%
2021	$1,863	$21,200 +3.9%
2020	$1,863 +29.5%	$20,400 -6.6%
2018	$1,439	$21,840 +1.1%
2017	--	$21,600 -0.7%
2016	--	$21,759 -1.2%
2014	$1,209	$22,026 -0.2%
2013	--	$22,078 -5.3%
2012	--	$23,310 -5%
2011	$948	$24,545 -13.9%
2010	--	$28,518 -9%
2009	--	$31,339 -12%
2008	$1,416	$35,613 -7%
2007	--	$38,294 +4%
2006	--	$36,821 +6%
2005	--	$34,737
2003	--	$34,737 +12.3%
2002	--	$30,927 +8%
2001	--	$28,636 +9%
2000	--	$26,272