Active

$849,900

20387 Christmas Rdg, Bend, OR 97702

3beds

3baths

2,459sqft

$6,009/mo

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Single Family Residence

Built in 1997

0.44 Acres Lot

$829,900 Zestimate^®

$346/sqft

$254/mo HOA

What's special

Updated bath vanityBrand-new flooring throughoutSpacious primary bedroomSoaking tubOpen floor planDeep walk-in closetMature landscaping

Freshly renovated and move-in ready, this single-level home sits on a landscaped 0.44-acre corner lot in gated Mountain High Community. A top-to-bottom interior refresh includes brand-new flooring throughout, fresh paint on walls and kitchen cabinetry, new kitchen counters and sink, updated bath vanity, new hardware, all-new light fixtures and bathroom fans, plus a new front door. The open floor plan first flows into a large family room with a fireplace and large windows and a solar tube for ample natural lighting. Offers a Jack and Jill bedroom/bathroom layout. Spacious primary bedroom has deep walk-in closet, plus a soaking tub. Outside enjoy a private deck, mature landscaping, and a 3-car garage. Community amenities include a pool, sauna, tennis and pickleball courts, park, and gated entry. One of SE Bend's most beautiful neighborhoods! Roof is 7 years old and furnace was replaced in 2024!

40 days

590

36

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3

Heating

Fireplace(s), Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Features

Open Floorplan, Soaking Tub, Solar Tube(s), Walk-In Closet(s)
Flooring: Carpet, Laminate
Basement: None
Has fireplace: Yes
Fireplace features: Gas
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 2,459
Total interior livable area: 2,459 sqft

Property

Parking

Total spaces: 3
Parking features: Attached, Driveway
Attached garage spaces: 3
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Deck
Has private pool: Yes
Pool features: Association

Lot

Size: 0.44 Acres
Features: Corner Lot, Landscaped, Sprinkler Timer(s), Sprinklers In Front, Sprinklers In Rear

Details

Parcel number: 163411
Zoning description: RS
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Frame
Foundation: Block
Roof: Composition

Condition

New construction: No
Year built: 1997

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Subdivision: Mtn High

HOA

Has HOA: Yes
Amenities included: Firewise Certification, Gated, Park, Pickleball Court(s), Pool, Resort Community, Snow Removal, Tennis Court(s)
HOA fee: $254 monthly

Location

Region: Bend

Financial & listing details

Price per square foot: $346/sqft
Tax assessed value: $787,920
Annual tax amount: $7,822
Date on market: 6/27/2026
Cumulative days on market: 40 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Road surface type: Paved

Estimated market value

$829,900

$788,000 - $871,000

$4,048/mo

Price history

Date	Event	Price
6/27/2026	Listed for sale	$849,900$346/sqft
Source: Oregon Datashare #220224236 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$7,822 +3.9%	$462,970 +3%
2024	$7,526 +7.9%	$449,490 +6.1%
2023	$6,977 +4%	$423,690
2022	$6,710 +2.9%	$423,690 +6.1%
2021	$6,519	$399,370
2020	--	$399,370 +6.1%
2019	$6,012	$376,450
2018	$6,012 +2.9%	$376,450 +3%
2017	$5,842 +6.7%	$365,490 +3%
2016	$5,474	$354,850 +3%
2015	$5,474 +5.9%	$344,520 +3%
2014	$5,170	$334,490 +3.3%
2013	--	$323,790 +2.1%
2012	--	$317,250 -1.7%
2011	--	$322,790 -0.6%
2010	--	$324,750 +3%
2009	--	$315,300 +3%
2008	--	$306,120 +3%
2007	--	$297,210 +3%
2006	--	$288,560 +3%
2005	--	$280,160 +6.1%
2003	--	$264,085 -9.6%
2002	--	$292,130 +8.5%
2001	--	$269,295 -7.8%
2000	--	$291,975

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Southeast Bend

Getting around

1 / 100

Car-Dependent

12 / 100

Minimal Transit

27 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
R E Jewell Elementary School
Grades: K-5Distance: 1.2 mi
6/10
High Desert Middle School
Grades: 6-8Distance: 2.2 mi
4/10
Caldera High School
Grades: 9-12Distance: 1 mi

Schools provided by the listing agent

Elementary: R E Jewell Elem
Middle: High Desert Middle
High: Caldera High

Source: Oregon Datashare. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.