Private Lakefront Retreat on 15.3 Acres!
Tucked away in a serene, gated setting with only a few neighboring homes, this stunning 3 bedroom, 3 bath lakefront property offers the perfect blend of privacy, comfort, and recreation. Enjoy peaceful views of the spring-fed lake from the vaulted living room, where soaring ceilings and expansive windows bring the outdoors in.
The kitchen is designed for both everyday living and entertaining, featuring multiple islands, ample workspace, and all appliances included. Just off the main living area, you’ll find a large composite deck with plenty of space for your hot tub all overlooking the lake, along with a lower covered patio—perfect for hosting large gatherings or simply relaxing while taking in the water views.
The finished lower level adds even more living space with a spacious rec area, full bath, and cozy family room complete with a wood stove fireplace and bar—ideal for entertaining year-round.
Outside, enjoy 15.3 private acres complete with a boat dock/pavilion with electric and a floating dock for endless summer fun and swimming. The gated private drive is illuminated with commercial-grade lighting, adding both security and elegance. Additional highlights include a newer 7 Series Water Furnace system and a 30x50 detached garage offering abundant storage for vehicles, boats, or equipment.
If you’re seeking a private lake lifestyle with room to roam, modern efficiency, and incredible entertaining spaces—this one truly has it all. Schedule your private showing today!
Active
Listed by: Coldwell Banker Hulsey • Kim D Hutson • Contact: 573-760-9789
$750,000
20401 Mill Creek Rd, Sainte Genevieve, MO 63670
3beds
4,504sqft
Single Family Residence
Built in 2006
15.3 Acres Lot
$-- Zestimate®
$167/sqft
$33/mo HOA
What's special
Serene gated settingMultiple islandsAll appliances includedAmple workspaceSoaring ceilingsExpansive windows
- 58 days |
- 796 |
- 26 |
Zillow last checked:
Listing updated:
Listed by:
Kim D Hutson 573-760-9789,
Coldwell Banker Hulsey
Source: MARIS,MLS#: 26010476
Originating MLS: Mineral Area Board of REALTORS
Originating MLS: Mineral Area Board of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Bedroom
- Level: Main
- Area: 240
- Dimensions: 16x15
Bedroom
- Level: Main
- Area: 176
- Dimensions: 16x11
Bedroom
- Level: Main
- Area: 156
- Dimensions: 12x13
Bathroom
- Level: Main
- Area: 100
- Dimensions: 10x10
Bathroom
- Level: Main
- Area: 48
- Dimensions: 12x4
Bathroom
- Level: Basement
- Area: 35
- Dimensions: 7x5
Dining room
- Level: Main
- Area: 165
- Dimensions: 11x15
Exercise room
- Level: Basement
- Area: 126
- Dimensions: 21x6
Family room
- Level: Basement
- Area: 552
- Dimensions: 23x24
Kitchen
- Level: Main
- Area: 350
- Dimensions: 14x25
Laundry
- Level: Main
- Area: 81
- Dimensions: 9x9
Living room
- Level: Main
- Area: 340
- Dimensions: 20x17
Recreation room
- Level: Basement
- Area: 544
- Dimensions: 32x17
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range, Refrigerator, Trash Compactor
Features
- Basement: Partially Finished,Storage Space,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Basement, Wood Burning Stove
Interior area
- Total structure area: 4,504
- Total interior livable area: 4,504 sqft
- Finished area above ground: 2,504
- Finished area below ground: 2,000
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: Two
- Has view: Yes
- View description: Water
- Water view: Water
- Waterfront features: Waterfront
Lot
- Size: 15.3 Acres
- Features: Adjoins Common Ground, Private, Secluded, Waterfront
Details
- Additional structures: Metal Building
- Parcel number: 184.0017000000002.02
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
Condition
- Year built: 2006
Utilities & green energy
- Electric: Single Phase
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: Harvest Valley
HOA
- Has HOA: Yes
- Amenities included: Lake, Other
- Services included: Other
- HOA fee: $400 annually
- HOA name: Harvest Valley
Location
- Region: Sainte Genevieve
Financial & listing details
- Price per square foot: $167/sqft
- Tax assessed value: $470,560
- Date on market: 3/1/2026
- Cumulative days on market: 59 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Listed for sale | $750,000$167/sqft |
Source:  MARIS #26010476 Report a problem | ||
| 3/30/2026 | Listing removed | $750,000$167/sqft |
Source: MARIS #26010476 Report a problem | ||
| 3/18/2026 | Pending sale | $750,000$167/sqft |
Source: MARIS #26010476 Report a problem | ||
| 3/1/2026 | Listed for sale | $750,000$167/sqft |
Source: MARIS #26010476 Report a problem | ||
| 12/20/2018 | Sold | -- |
Source: MARIS #18048345 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $85,770 +13.4% |
| 2024 | $3,436 +1.4% | $75,660 |
| 2023 | $3,388 +5.3% | $75,660 +4.1% |
| 2022 | $3,217 +10.2% | $72,690 +10.2% |
| 2021 | $2,918 -2.2% | $65,950 -0.3% |
| 2020 | $2,983 +22.5% | $66,140 +22.4% |
| 2018 | $2,435 | $54,050 |
| 2017 | -- | $54,050 |
| 2016 | -- | $54,050 -2.2% |
| 2015 | -- | $55,260 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 63670
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Ste. Genevieve Elementary SchoolGrades: PK-5Distance: 12.9 mi
- 6/10Ste. Genevieve Middle SchoolGrades: 6-8Distance: 13 mi
- 5/10Ste. Genevieve Sr. High SchoolGrades: 9-12Distance: 12.9 mi
Schools provided by the listing agent
- Elementary: Ste. Genevieve Elem.
- Middle: Ste. Genevieve Middle
- High: Ste. Genevieve Sr. High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Missouri
- Sainte Genevieve County
- Sainte Genevieve
- 63670
- 20401 Mill Creek Rd
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