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    • Listed by: Coldwell Banker Hulsey • Kim D Hutson • 573-760-9789
    Price cut: $20.1K (8/21)
    $729,900

    20401 Mill Creek Rd, Sainte Genevieve, MO 63670

    3beds
    4,504sqft
    : 
    $4,516/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    15.3 Acres Lot
    $-- Zestimate®
    $162/sqft
    $33/mo HOA

    What's special

    Serene gated settingMultiple islandsAll appliances includedAmple workspaceSoaring ceilingsExpansive windows
    Private Lakefront Retreat on 15.3 Acres! Tucked away in a serene, gated setting with only a few neighboring homes, this stunning 3 bedroom, 3 bath lakefront property offers the perfect blend of privacy, comfort, and recreation. Enjoy peaceful views of the spring-fed lake from the vaulted living room, where soaring ceilings and expansive windows bring the outdoors in. The kitchen is designed for both everyday living and entertaining, featuring multiple islands, ample workspace, and all appliances included. Just off the main living area, you’ll find a large composite deck with plenty of space for your hot tub all overlooking the lake, along with a lower covered patio—perfect for hosting large gatherings or simply relaxing while taking in the water views. The finished lower level adds even more living space with a spacious rec area, full bath, and cozy family room complete with a wood stove fireplace and bar—ideal for entertaining year-round. Outside, enjoy 15.3 private acres complete with a boat dock/pavilion with electric and a floating dock for endless summer fun and swimming. The gated private drive is illuminated with commercial-grade lighting, adding both security and elegance. Additional highlights include a newer 7 Series Water Furnace system and a 30x50 detached garage offering abundant storage for vehicles, boats, or equipment. If you’re seeking a private lake lifestyle with room to roam, modern efficiency, and incredible entertaining spaces—this one truly has it all. Schedule your private showing today!
    107 days
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    791
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    47
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kim D Hutson 573-760-9789,

    Coldwell Banker Hulsey

    Source: MARIS,MLS#: 26010476MLS LogoOriginating MLS: Mineral Area Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Bedroom
      • Level: Main
      • Area: 240
      • Dimensions: 16x15
      Bedroom
      • Level: Main
      • Area: 176
      • Dimensions: 16x11
      Bedroom
      • Level: Main
      • Area: 156
      • Dimensions: 12x13
      Bathroom
      • Level: Main
      • Area: 100
      • Dimensions: 10x10
      Bathroom
      • Level: Main
      • Area: 48
      • Dimensions: 12x4
      Bathroom
      • Level: Basement
      • Area: 35
      • Dimensions: 7x5
      Dining room
      • Level: Main
      • Area: 165
      • Dimensions: 11x15
      Exercise room
      • Level: Basement
      • Area: 126
      • Dimensions: 21x6
      Family room
      • Level: Basement
      • Area: 552
      • Dimensions: 23x24
      Kitchen
      • Level: Main
      • Area: 350
      • Dimensions: 14x25
      Laundry
      • Level: Main
      • Area: 81
      • Dimensions: 9x9
      Living room
      • Level: Main
      • Area: 340
      • Dimensions: 20x17
      Recreation room
      • Level: Basement
      • Area: 544
      • Dimensions: 32x17
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Electric Range, Refrigerator, Trash Compactor
      Features
      • Basement: Partially Finished,Storage Space,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Basement, Wood Burning Stove
      Interior area
      • Total structure area: 4,504
      • Total interior livable area: 4,504 sqft
      • Finished area above ground: 2,504
      • Finished area below ground: 2,000

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Waterfront
      Lot
      • Size: 15.3 Acres
      • Features: Adjoins Common Ground, Private, Secluded, Waterfront
      Details
      • Additional structures: Metal Building
      • Parcel number: 184.0017000000002.02
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      Condition
      • Year built: 2006

      Utilities & green energy

      • Electric: Single Phase
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: Harvest Valley
      HOA
      • Has HOA: Yes
      • Amenities included: Lake, Other
      • Services included: Other
      • HOA fee: $400 annually
      • HOA name: Harvest Valley
      Location
      • Region: Sainte Genevieve

      Financial & listing details

      • Price per square foot: $162/sqft
      • Tax assessed value: $470,560
      • Date on market: 3/1/2026
      • Cumulative days on market: 108 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/21/2026Price change$729,900-2.7%$162/sqft
        Source: MARIS #26010476 Report a problem
        5/29/2026Listed for sale$750,000$167/sqft
        Source: MARIS #26010476 Report a problem
        3/30/2026Listing removed$750,000$167/sqft
        Source: MARIS #26010476 Report a problem
        3/18/2026Pending sale$750,000$167/sqft
        Source: MARIS #26010476 Report a problem
        3/1/2026Listed for sale$750,000$167/sqft
        Source: MARIS #26010476 Report a problem
        12/20/2018Sold--
        Source: MARIS #18048345 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $85,770 +13.4%
        2024$3,436 +1.4%$75,660
        2023$3,388 +5.3%$75,660 +4.1%
        2022$3,217 +10.2%$72,690 +10.2%
        2021$2,918 -2.2%$65,950 -0.3%
        2020$2,983 +22.5%$66,140 +22.4%
        2018$2,435 $54,050
        2017-- $54,050
        2016-- $54,050 -2.2%
        2015-- $55,260
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 63670

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ste. Genevieve Elem.
        • Middle: Ste. Genevieve Middle
        • High: Ste. Genevieve Sr. High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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