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  • Price cut: $10K (6/30)
    $489,000

    20439 Continental Ct NW, Bemidji, MN 56601

    3beds
    2,482sqft
    Single Family
    Built in 1972
    1.49 Acres Lot
    $479,100 Zestimate®
    $197/sqft
    $-- HOA

    What's special

    Oversized heated detached garageAttached garageGenerous living spacesHuge laundry roomNewly built-in bar
    Spacious and beautifully maintained home with 50 feet of Exclusive dock/water access to Lake Julia located on desirable Continental Court! Enjoy lake life without the high price of waterfront taxes with your own dock and boat lift already in place on the lake. Easement adjoins this property and is easily navigated by foot or by recreational vehicles. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!
    57 days
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    713
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    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jill Larson 218-760-3116,

    Headwaters Realty Services LLC

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7084376MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bathroom
      • Description: 3/4 Basement,Main Floor Full Bath
      Dining room
      • Description: Living/Dining Room
      Heating
      • Baseboard, Forced Air, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer
      • Laundry: In Basement
      Features
      • Basement: Block,Egress Window(s),Finished,Full
      • Number of fireplaces: 2
      • Fireplace features: Amusement Room, Decorative, Family Room, Free Standing, Gas
      Interior area
      • Total structure area: 3,062
      • Total interior livable area: 2,482 sqft
      • Finished area above ground: 1,531
      • Finished area below ground: 951

      Property

      Parking
      • Total spaces: 5
      • Parking features: Attached, Detached Garage
      • Attached garage spaces: 5
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Composite Decking, Deck, Patio
      • Fencing: Chain Link,Partial
      • Has view: Yes
      • View description: Lake, Panoramic
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Dock, Lake Front, Lake View, Waterfront Elevation(4-10), Lake Bottom(Hard, Reeds, Undeveloped)
      • Frontage length: Water Frontage: 50
      Lot
      • Size: 1.49 Acres
      • Dimensions: 200+324
      • Features: Accessible Shoreline, Irregular Lot, Tree Coverage - Medium
      Details
      • Additional structures: Storage Shed
      • Foundation area: 1531
      • Parcel number: 470004200
      • Zoning description: Shoreline

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Frame
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Private Sewer
      • Water: Well

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Bemidji

      Financial & listing details

      • Price per square foot: $197/sqft
      • Tax assessed value: $385,700
      • Annual tax amount: $3,972
      • Date on market: 6/1/2026
      • Cumulative days on market: 78 days

        Estimated market value

        $479,100

        $455,000 - $503,000

        $2,350/mo

        Price history

        DateEventPrice
        6/30/2026Price change$489,000-2%$197/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7084376 Report a problem
        6/1/2026Listed for sale$499,000-4%$201/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7084376 Report a problem
        5/26/2026Listing removed$519,900$209/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7033842 Report a problem
        5/5/2026Price change$519,900-1%$209/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7033842 Report a problem
        3/11/2026Listed for sale$524,900+102.7%$211/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7033842 Report a problem
        1/6/2020Sold$259,000-4%$104/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5315870 Report a problem
        12/2/2019Pending sale$269,900$109/sqft
        Source: Cardinal Home & Land Inc #5315870 Report a problem
        10/5/2019Listed for sale$269,900+11.1%$109/sqft
        Source: Cardinal Home & Land Inc #5315870 Report a problem
        8/28/2018Sold$243,000-6.2%$98/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5595625 Report a problem
        7/18/2018Pending sale$259,000$104/sqft
        Source: CENTURY 21 Dickinson Realtors #18-328 Report a problem
        5/25/2018Price change$259,000-3.7%$104/sqft
        Source: CENTURY 21 Dickinson Realtors #18-328 Report a problem
        5/16/2017Price change$269,000-3.9%$108/sqft
        Source: Grimes Realty #17-171 Report a problem
        2/7/2017Listed for sale$279,900$113/sqft
        Source: Grimes Realty #17-171 Report a problem
        12/2/2016Listing removed$279,900$113/sqft
        Source: Lake-N-Woods Realty, Inc. #16-544 Report a problem
        8/17/2016Price change$279,900-3.4%$113/sqft
        Source: Lake-N-Woods Realty, Inc. #16-544 Report a problem
        7/18/2016Price change$289,900-3%$117/sqft
        Source: Lake-N-Woods Realty, Inc. #16-544 Report a problem
        6/3/2016Price change$299,000-6.3%$120/sqft
        Source: Lake-N-Woods Realty, Inc. #16-544 Report a problem
        4/4/2016Listed for sale$319,000+32.9%$129/sqft
        Source: Lake-N-Woods Realty, Inc. #16-544 Report a problem
        2/5/2007Sold$240,000$97/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,786 +17%$385,700 +0.9%
        2024$3,235 +9.7%$382,200 +5.5%
        2023$2,949 +9.5%$362,300
        2022$2,692 -1.5%--
        2021$2,734 +9%--
        2020$2,508 +1.1%--
        2018$2,480 +7%--
        2016$2,318 +3.4%$203,600 -9.1%
        2015$2,242 +2.7%$224,100 +8.8%
        2014$2,184 -7.7%$205,900 -5.2%
        2011$2,366 $217,300
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 56601

        Getting around

        0 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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