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Pending
  • Listed by: Elevate Realty, LLC • Gina M Pate
    $295,000

    205 Summer Set Dr, De Soto, MO 63020

    3beds
    1,380sqft
    : 
    $1,992/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    0.31 Acres Lot
    $298,800 Zestimate®
    $214/sqft
    $45/mo HOA

    What's special

    Attached garagePrivate wooded retreatSpacious primary suiteNewer furnace and air-conditioningGorgeous wood floorsDual closetsStainless appliances
    PRIVATE WOODED RETREAT in the GATED LAKE COMMUNITY of Summerset Lake! This MOVE-IN ready ranch offers the lake lifestyle you've been dreaming of. This 3-bedroom, 2-bath creates a warm and inviting feel from the moment you walk in, with gorgeous wood floors, soaring vaulted ceilings, and a cozy fireplace that anchors the spacious living room. The kitchen is full of rustic charm, featuring slate tile flooring, a coordinating slate backsplash, and plenty of space to gather, with stainless appliances and pantry! Step directly onto the deck and enjoy your own private outdoor retreat surrounded by mature trees—perfect for entertaining or simply unwinding after a long day. The spacious primary suite offers dual closets and a private ensuite bath, complete with a separate soaking tub and shower, creating the perfect place to relax. Two additional bedrooms and a second full bath complete the main level. The partially finished WALK-OUT lower level provides flexible living space with endless possibilities for a fourth bedroom, family room, rec room, home office, or workout area. A ROUGH-IN is already in place, making future expansion even easier. Additional features include a newer furnace and air-conditioning, an attached garage, and a storage shed for all your outdoor equipment. This gated lake community offers access to multiple lakes for fishing, boating, kayaking, and swimming, along with a sandy beach, boat ramps, campground, playground, picnic areas, and a peaceful setting surrounded by nature. Conveniently located just a short drive into downtown Desoto for shopping and under an hour from downtown STL. Summerset Lake offers the perfect balance of everyday living and weekend getaway vibes. Whether you're relaxing on the water, enjoying community amenities, or taking in the tranquil surroundings, you'll love calling this special community home.
    29 days
    |
    485
    |
    27
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    Zillow last checked:

    Listing updated:

    Listed by:

    Gina M Pate 314-757-7930,

    Elevate Realty, LLC

    Source: MARIS,MLS#: 26039707MLS LogoOriginating MLS: St. Louis Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Heating
      • Forced Air
      Cooling
      • Central Air
      Features
      • Basement: Partially Finished,Sleeping Area,Storage Space,Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,380
      • Total interior livable area: 1,380 sqft
      • Finished area above ground: 1,380

      Property

      Parking
      • Parking features: Garage - Attached
      • Has attached garage: Yes
      Features
      • Levels: One
      Lot
      • Size: 0.31 Acres
      • Features: Adjoins Wooded Area, Level
      Details
      • Parcel number: 245.015.04003002
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      Condition
      • Year built: 2003

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Community
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Summer Set Sec 03
      HOA
      • Has HOA: Yes
      • Amenities included: Lake
      • Services included: Common Area Maintenance
      • HOA fee: $545 annually
      • HOA name: summerset
      Location
      • Region: De Soto

      Financial & listing details

      • Price per square foot: $214/sqft
      • Tax assessed value: $168,900
      • Annual tax amount: $2,291
      • Date on market: 6/26/2026
      • Cumulative days on market: 29 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $298,800

        $284,000 - $314,000

        $1,980/mo

        Price history

        DateEventPrice
        6/30/2026Pending sale$295,000$214/sqft
        Source: MARIS #26039707 Report a problem
        6/26/2026Listed for sale$295,000+64%$214/sqft
        Source: MARIS #26039707 Report a problem
        10/26/2017Sold--
        Source: MARIS #17070469 Report a problem
        9/13/2017Pending sale$179,900$130/sqft
        Source: Whalen & Associates, LLC #17070469 Report a problem
        8/4/2017Price change$179,900-4.1%$130/sqft
        Source: USRealty.com, LLP #17059625 Report a problem
        7/20/2017Listed for sale$187,500$136/sqft
        Source: Owner Report a problem
        5/12/2008Sold--
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,291 +7.3%$32,100 +8.1%
        2024$2,136 +1%$29,700
        2023$2,115 -0.1%$29,700
        2022$2,117 +0.9%$29,700
        2021$2,098 +9.5%$29,700 +12.1%
        2020$1,916 +0.1%$26,500
        2019$1,915 $26,500
        2018$1,915 +5.1%$26,500
        2017$1,822 $26,500 +8.2%
        2016$1,822 +6.1%$24,500
        2015$1,718 $24,500 +0.8%
        2013$1,718 $24,300 +8.5%
        2005-- $22,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Summer Set

        Getting around

        0 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Sunrise Elem.
        • Middle: Sunrise Elem.
        • High: Desoto Sr. High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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