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Pending
  • $435,000

    20878 White Oak Ln, Montgomery, TX 77316

    3beds
    1,892sqft
    : 
    $3,094/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    0.98 Acres Lot
    $422,900 Zestimate®
    $230/sqft
    $28/mo HOA

    What's special

    Plenty of parkingLarge sunroomStainless steel appliancesGranite countertopsKitchen features soft-close cabinetryDual sinksLarge shower
    Craftsman style three-bedroom, one-story home with large sunroom, on a 0.98-acre lot with mature trees, plenty of parking, and a spacious 40' x 30' air conditioned shop. Wood-look tile flooring flows through the main living areas. The kitchen features soft-close cabinetry, granite countertops, stainless steel appliances, and large island with breakfast bar seating. Open to the kitchen, the breakfast area and family room create an ideal space for entertaining. Spanning one side of the home, the sunroom features 10 windows, dual lighted ceiling fans, and double doors that seamlessly extend the living space. The primary suite overlooks the backyard and offers an en-suite bath with private commode, dual sinks, granite counters, large shower, and a 12' x 8' walk-in closet with direct utility room access. Two additional bedrooms offer generous closets and share a full hall bath. Covered back porch. Outbuilding has A/C and heat. Lovely acreage in quiet neighborhood.
    60 days
    |
    318
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ray Larson TREC #0550080 713-899-9255,

    eXp Realty LLC

    Source: HAR,MLS#: 37510161MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Utility Room
      Primary bathroom
      • Features: Full Secondary Bathroom Down, Primary Bath: Double Sinks, Primary Bath: Shower Only, Secondary Bath(s): Jetted Tub, Secondary Bath(s): Tub/Shower Combo
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Kitchen open to Family Room, Soft Closing Cabinets, Soft Closing Drawers, Walk-in Pantry
      Heating
      • Electric, Natural Gas, Heat Pump
      Cooling
      • Ceiling Fan(s), Electric, Gas, Heat Pump
      Appliances
      • Included: Disposal, Refrigerator, Gas Oven, Microwave, Gas Range, Dishwasher
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
      Features
      • Formal Entry/Foyer, High Ceilings, All Bedrooms Down, En-Suite Bath, Primary Bed - 1st Floor, Split Plan, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,892
      • Total interior livable area: 1,892 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Detached, Additional Parking, Garage Door Opener, Double-Wide Driveway, RV Access/Parking, Workshop in Garage
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Disabled Access
      Features
      • Stories: 1
      • Patio & porch: Covered, Porch
      • Has spa: Yes
      • Fencing: Back Yard,Partial
      Lot
      • Size: 0.98 Acres
      • Features: Wooded, 1/2 Up to 1 Acre
      Details
      • Additional structures: Detached Gar Apt /Quarters, Shed(s), Workshop
      • Parcel number: 131357

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Stone
      • Foundation: Slab
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      Green energy
      • Energy efficient items: Attic Vents, Thermostat

      Community & HOA

      Community
      • Subdivision: 177 Lake Estates 05
      HOA
      • Has HOA: Yes
      • HOA fee: $335 annually
      Location
      • Region: Montgomery

      Financial & listing details

      • Price per square foot: $230/sqft
      • Tax assessed value: $129,691
      • Annual tax amount: $2,095
      • Date on market: 6/5/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $422,900

        $402,000 - $444,000

        $2,281/mo

        Price history

        DateEventPrice
        7/14/2026Pending sale$435,000$230/sqft
        Source: HAR #37510161 Report a problem
        7/3/2026Listed for sale$435,000$230/sqft
        Source: HAR #37510161 Report a problem
        6/30/2026Pending sale$435,000$230/sqft
        Source: HAR #37510161 Report a problem
        6/5/2026Listed for sale$435,000$230/sqft
        Source: HAR #37510161 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $129,691 +3.8%
        2024$464 -27.5%$124,896 -12.4%
        2023$640 $142,500 +3.7%
        2022-- $137,470 +33.1%
        2021$1,884 -2.4%$103,270
        2020$1,931 +2.8%$103,270 +5.2%
        2019$1,879 +40.6%$98,180 +46.6%
        2018$1,337 +14.2%$66,960 +14.5%
        2017$1,171 0%$58,460
        2016$1,171 +19.8%$58,460 +10.1%
        2015$978 $53,100 +8%
        2014$978 $49,160 +9.7%
        2013-- $44,820
        2012-- $44,820
        2011-- $44,820 -5.9%
        2010-- $47,630
        2009-- $47,630
        2008-- $47,630 +40%
        2007-- $34,020
        2006-- $34,020
        2005-- $34,020 +25.5%
        2004-- $27,110 +18.9%
        2003-- $22,800
        2002-- $22,800
        2001-- $22,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 77316

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Keenan Elementary School
        • Middle: Oak Hill Junior High School
        • High: Lake Creek High School

        Source: HAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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