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  • $399,900

    20907 Hardwood Loop, Finlayson, MN 55735

    3beds
    2,090sqft
    : 
    $2,715/mo
    Get pre-qualified
    Single Family
    Built in 2003
    5.05 Acres Lot
    $397,100 Zestimate®
    $191/sqft
    $-- HOA

    What's special

    Workshop areaIn-floor radiant heatHazelnut plants
    Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home. Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months. Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.
    37 days
    417
    25

    Zillow last checked:

    Listing updated:

    Listed by:

    Rick Tedesco 952-769-7238,

    eXp Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7133456MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 170 Square Feet
      • Dimensions: 10x17
      Bedroom 2
      • Level: Main
      • Area: 114 Square Feet
      • Dimensions: 9.5x12
      Family room
      • Level: Main
      • Area: 560 Square Feet
      • Dimensions: 20x28
      Laundry
      • Level: Main
      • Area: 42 Square Feet
      • Dimensions: 7x6
      Living room
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Office
      • Level: Upper
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Heating
      • Dual Fuel/Off Peak, Fireplace(s), Other, Radiant, Wood Stove
      Cooling
      • Wall Unit(s)
      Appliances
      • Included: Dryer, Range, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Free Standing, Living Room, Wood Burning
      Interior area
      • Total structure area: 2,090
      • Total interior livable area: 2,090 sqft
      • Finished area above ground: 2,090
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Gravel, Heated Garage
      • Garage spaces: 2
      • Details: Garage Dimensions (23x26)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      Lot
      • Size: 5.05 Acres
      • Dimensions: 185 x 941 x 285 x 928
      • Features: Tree Coverage - Medium
      Details
      • Additional structures: Garage(s), Storage Shed
      • Foundation area: 1536
      • Additional parcels included: 0055106000
      • Parcel number: 0055107000
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Electric: 100 Amp Service
      • Gas: Electric, Wood
      • Sewer: Tank with Drainage Field
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Pine River Heights 2nd Add
      HOA
      • Has HOA: No
      Location
      • Region: Finlayson

      Financial & listing details

      • Price per square foot: $191/sqft
      • Tax assessed value: $284,200
      • Annual tax amount: $2,176
      • Date on market: 9/5/2026

        Estimated market value

        $397,100

        $377,000 - $417,000

        $2,656/mo

        Price history

        DateEventPrice
        9/5/2026Listed for sale$399,900+19.4%$191/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7133456 Report a problem
        12/17/2024Sold$335,000+11.7%$160/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6586558 Report a problem
        11/3/2024Pending sale$299,999$144/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6586558 Report a problem
        8/17/2024Listed for sale$299,999+20%$144/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6586558 Report a problem
        8/31/2022Sold$249,900$120/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6189266 Report a problem
        8/11/2022Pending sale$249,900$120/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6189266 Report a problem
        7/28/2022Price change$249,900-7.4%$120/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6189266 Report a problem
        7/8/2022Price change$269,900-3.6%$129/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6189266 Report a problem
        6/2/2022Price change$279,900-2.8%$134/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6189266 Report a problem
        5/5/2022Listed for sale$287,900$138/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6189266 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,166 +9.9%$284,200 -1.6%
        2024$1,970 +1.2%$288,952 +7.7%
        2023$1,946 -9.9%$268,200 +12.1%
        2022$2,160 $239,200 +15.5%
        2021-- $207,100 +4.9%
        2020$1,802 +3.9%$197,400 +11.5%
        2019$1,734 +40.1%$177,100 +40.3%
        2017$1,238 -0.5%$126,200
        2016$1,244 +29.3%$126,200 +45.9%
        2014$962 +2.3%$86,500 -10.2%
        2011$940 +13.8%$96,300 -3.2%
        2009$826 -14.1%$99,500 +3.8%
        2008$962 $95,900
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 55735

        Getting around

        2 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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