For sale

Price cut: $5.1K (7/6)

$299,900

2095 W HARTRIDGE TERRACE, WINTER HAVEN, FL 33881

3beds

1,816sqft

$1,965/mo

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Single Family Residence

Built in 1964

8,799 Square Feet Lot

$-- Zestimate^®

$165/sqft

$-- HOA

What's special

Private in-ground poolVersatile bonus roomFlexible interior spacesCharming pool home

Welcome home to this charming pool home nestled in the heart of Winter Haven! Offering plenty of space for everyone, this home features a versatile bonus room perfect for a home office, playroom, media room, or additional living space to fit your needs. Step outside and dive into your own private in-ground pool, the perfect place to cool off and beat the Florida heat while entertaining family and friends. Conveniently located just minutes from shopping, dining, medical facilities, schools, and everything Winter Haven has to offer, you'll love the combination of comfort and convenience this property provides. Whether you're relaxing poolside, enjoying the flexible interior spaces, or taking advantage of the nearby amenities, this home offers the Florida lifestyle you've been looking for. Don't miss your opportunity to make this beautiful property your own—schedule your private showing today!

37 days

747

45

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: Bonus Room

Primary bedroom

Features: Built-in Closet
Level: First
Area: 195 Square Feet
Dimensions: 15x13

Bedroom 2

Features: Built-in Closet
Level: First
Area: 132 Square Feet
Dimensions: 12x11

Bedroom 3

Features: Built-in Closet
Level: First
Area: 120 Square Feet
Dimensions: 12x10

Primary bathroom

Level: First
Area: 48 Square Feet
Dimensions: 8x6

Bathroom 2

Level: First
Area: 40 Square Feet
Dimensions: 8x5

Dining room

Level: First
Area: 120 Square Feet
Dimensions: 12x10

Kitchen

Level: First
Area: 120 Square Feet
Dimensions: 12x10

Living room

Level: First
Area: 270 Square Feet
Dimensions: 18x15

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Water Heater, Range, Refrigerator
Laundry: Inside

Features

Ceiling Fan(s), Primary Bedroom Main Floor
Flooring: Tile, Vinyl, Hardwood
Doors: French Doors
Windows: Skylight(s)
Has fireplace: No

Interior area

Total structure area: 1,948
Total interior livable area: 1,816 sqft

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Property

Features

Levels: One
Stories: 1
Exterior features: Private Mailbox, Private Yard, Storage
Has private pool: Yes
Pool features: In Ground
Spa features: In Ground

Lot

Size: 8,799 Square Feet
Dimensions: 80 x 110
Features: Corner Lot, Cul-De-Sac, City Lot, Level

Details

Parcel number: 262818000000013110
Zoning: R-1
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Concrete
Foundation: Slab
Roof: Shingle

Condition

New construction: No
Year built: 1964

Utilities & green energy

Sewer: Public Sewer
Water: None
Utilities for property: Electricity Connected, Public, Sewer Connected, Water Connected

Community & HOA

Community

Pet fee: $0 monthly
Subdivision: NOT IN SUBDIVISION

HOA

Has HOA: No

Location

Region: Winter Haven

Financial & listing details

Price per square foot: $165/sqft
Tax assessed value: $185,112
Annual tax amount: $2,677
Date on market: 6/22/2026
Cumulative days on market: 37 days
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Electric utility on property: Yes
Road surface type: Asphalt, Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/6/2026	Price change	$299,900-1.7%$165/sqft
Source: Stellar MLS #P4939103 Report a problem
6/22/2026	Listed for sale	$305,000+430.4%$168/sqft
Source: Stellar MLS #P4939103 Report a problem
8/23/1995	Sold	$57,500$32/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,917 -1.9%	$185,112 -1%
2024	$1,954 +2.3%	$187,055 +3%
2023	$1,910 +2.3%	$181,607 +3%
2022	$1,868 +57.2%	$176,317 +62.8%
2021	$1,188 +0.3%	$108,270 +0.9%
2020	$1,184 +1.9%	$107,330 +6.5%
2019	$1,163 -26.2%	$100,743 +7.1%
2018	$1,576 +10.5%	$94,079 +41.7%
2017	$1,426 +195.1%	$66,372 +2.1%
2016	$483 -2.3%	$65,007 +0.7%
2015	$495 -36.8%	$64,555 +0.8%
2014	$782 +56.6%	$64,043 +1.5%
2013	$499 +2.5%	$63,097 +1.7%
2012	$487 -10.5%	$62,042 -9.6%
2011	$544 -0.2%	$68,651 +1.5%
2010	$545 -1.2%	$67,636 +2.7%
2009	$552 +5.9%	$65,858 +0.1%
2008	$522	$65,792
2007	--	--
2006	$672	--
2005	--	--
2004	$575 +3.4%	--
2003	$556 +1.8%	$57,646 +2.4%
2002	$546 +2.9%	$56,295 +1.6%
2001	$531	$55,408

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Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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