Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.
For sale
$3,999,000
220 Harbor View Ln, Largo, FL 33770
5beds
4,786sqft
Single Family Residence
Built in 1968
0.67 Acres Lot
$-- Zestimate®
$836/sqft
$35/mo HOA
What's special
Two primary suitesGranite countertopsLush tropical landscapingSpacious family roomSparkling pool and spaWaterfront residenceImpressive curb appeal
- 7 days |
- 690 |
- 40 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Martha Thorn 727-432-9019,
COLDWELL BANKER REALTY 727-581-9411
Source: Stellar MLS,MLS#: TB8521648
Originating MLS: Suncoast Tampa

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Oven, Dishwasher, Disposal, Microwave
- Laundry: Inside, Laundry Room
Features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Crown Molding, Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Tile, Hardwood
- Doors: French Doors, Outdoor Shower
- Windows: Window Treatments, Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Family Room, Gas, Master Bedroom, Wood Burning
Interior area
- Total structure area: 6,598
- Total interior livable area: 4,786 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony, Irrigation System, Outdoor Shower
- Has private pool: Yes
- Pool features: In Ground, Screen Enclosure, Tile
- Has spa: Yes
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Gulf/Ocean - Full, Intracoastal Waterway
- Has water view: Yes
- Water view: Gulf/Ocean - Full,Intracoastal Waterway
- Waterfront features: Intracoastal Waterway, Gulf/Ocean Access, Intracoastal Waterway Access, Seawall
- Body of water: INTRACOASTAL
Lot
- Size: 0.67 Acres
- Dimensions: 101 x 291
Details
- Parcel number: 322915357480100110
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1968
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: HARBOR BLUFFS SEC 2
HOA
- Has HOA: Yes
- HOA fee: $35 monthly
- HOA name: Harbor Bluffs HOA/Nikki McConnell
- HOA phone: 727-584-6695
Location
- Region: Largo
Financial & listing details
- Price per square foot: $836/sqft
- Tax assessed value: $2,691,931
- Annual tax amount: $42,042
- Date on market: 6/22/2026
- Cumulative days on market: 8 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Listed for sale | $3,999,000+60%$836/sqft |
Source: | ||
| 11/12/2009 | Listing removed | $2,500,000$522/sqft |
Source: NRT Florida #7416406 Report a problem | ||
| 6/21/2009 | Listed for sale | $2,500,000+150%$522/sqft |
Source: NRT Florida #7416406 Report a problem | ||
| 4/1/1993 | Sold | $1,000,000$209/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $41,687 +2.1% | $2,306,965 +10.2% |
| 2023 | $40,837 +15% | $2,093,357 +10% |
| 2022 | $35,513 +7.3% | $1,903,052 +10% |
| 2021 | $33,084 +10.6% | $1,730,047 +10% |
| 2020 | $29,902 -5.9% | $1,572,770 -5.1% |
| 2019 | $31,774 | $1,657,156 -13.7% |
| 2018 | $31,774 -14.8% | $1,919,884 +1.9% |
| 2017 | $37,283 +4.2% | $1,883,386 -5.2% |
| 2016 | $35,766 +15% | $1,985,776 +30.9% |
| 2015 | $31,110 -7.2% | $1,516,563 -21.4% |
| 2014 | $33,534 +20.2% | $1,929,189 +39.9% |
| 2013 | $27,892 +13.7% | $1,378,736 +15.7% |
| 2012 | $24,530 | $1,191,577 +3.5% |
| 2011 | -- | $1,151,549 -15.2% |
| 2010 | -- | $1,357,859 -10.3% |
| 2009 | -- | $1,513,061 -15.4% |
| 2008 | $34,005 | $1,788,300 -5.6% |
| 2007 | -- | $1,895,000 +20.7% |
| 2005 | -- | $1,570,000 +0.8% |
| 2004 | $33,090 -3.9% | $1,557,800 +2.3% |
| 2003 | $34,418 +31.3% | $1,522,100 +11.3% |
| 2002 | $26,214 | $1,368,000 +11.8% |
| 2001 | $26,214 +3.5% | $1,223,500 +2.8% |
| 2000 | $25,323 | $1,190,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33770
Nearby schools
GreatSchools rating
- 7/10Mildred Helms Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 4/10Largo Middle SchoolGrades: 6-8Distance: 2.7 mi
- 6/10Largo High SchoolGrades: PK,9-12Distance: 2.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Pinellas County
- Harbor Bluffs
- 33770
- 220 Harbor View Ln





