Skip main navigation
Pending
  • Price cut: $6.9K (6/22)
    $297,000

    22907 State Road 120, Elkhart, IN 46516

    3beds
    2,349sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1945
    1.37 Acres Lot
    $288,800 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Sandy kayak launchStunning river views
    Amazing investor opportunity on the upper St. Joseph river! Gorgeous 1.37 acre parcel with 123 feet of prime upper St Joe river frontage. Concrete seawall and sandy kayak launch. Beautiful Oak and Maple trees. The Kitchen is open to the living and dining rooms. 12 foot ceilings in the living room really bring in the stunning river views! Brick fireplaces can be found on both levels. The walkout level offers a attractive wet bar convenient to the concrete patio. Plenty of nature and privacy. Seller is needing an "as-is" cash offer.
    53 days
    |
    1,629
    |
    91
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tonia L Miller Cell:574-361-3625,

    Price Investments

    Source: IRMLS,MLS#: 202620767MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Dining room
      • Level: Main
      • Area: 130
      • Dimensions: 13 x 10
      Family room
      • Level: Lower
      • Area: 600
      • Dimensions: 25 x 24
      Kitchen
      • Level: Main
      • Area: 140
      • Dimensions: 14 x 10
      Living room
      • Level: Main
      • Area: 252
      • Dimensions: 18 x 14
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range/Oven Hook Up Gas, Refrigerator, Gas Oven, Gas Range
      • Laundry: Gas Dryer Hookup, Washer Hookup
      Features
      • 1st Bdrm En Suite, Ceiling-9+, Laminate Counters, Open Floorplan, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room
      • Flooring: Carpet
      • Basement: Walk-Out Access,Finished,Exterior Entry,Block,Sump Pump
      • Number of fireplaces: 2
      • Fireplace features: Dining Room, Family Room
      Interior area
      • Total structure area: 2,589
      • Total interior livable area: 2,349 sqft
      • Finished area above ground: 1,619
      • Finished area below ground: 730
      Video & virtual tour

      Property

      Parking
      • Parking features: RV Access/Parking, Concrete
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Fencing: None
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront, Waterfront-Medium Bank, River Front, River
      • Body of water: St. Joe River Upper
      • Frontage length: Water Frontage(123)
      Lot
      • Size: 1.37 Acres
      • Dimensions: 108X552.6
      • Features: Few Trees, Sloped, 0-2.9999, Rural
      Details
      • Additional structures: Shed
      • Parcel number: 200236351005.000009
      • Other equipment: Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin/Cottage
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Roof: Asphalt,Rolled/Hot Mop,Shingle
      Condition
      • New construction: No
      • Year built: 1945

      Utilities & green energy

      • Gas: NIPSCO
      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: None
      • Subdivision: None
      Location
      • Region: Elkhart

      Financial & listing details

      • Tax assessed value: $218,100
      • Annual tax amount: $1,961
      • Date on market: 5/30/2026
      • Listing terms: Cash

        Estimated market value

        $288,800

        $274,000 - $303,000

        $2,720/mo

        Price history

        DateEventPrice
        7/13/2026Pending sale$297,000
        Source: IRMLS #202620767 Report a problem
        6/22/2026Price change$297,000-2.3%
        Source: IRMLS #202620767 Report a problem
        6/11/2026Price change$303,900-12.4%
        Source: IRMLS #202622804 Report a problem
        5/30/2026Listed for sale$347,000+2.7%
        Source: IRMLS #202620767 Report a problem
        12/3/2025Listing removed$338,000
        Source: IRMLS #202520796 Report a problem
        9/15/2025Price change$338,000-3.2%
        Source: IRMLS #202520790 Report a problem
        6/3/2025Listed for sale$349,000
        Source: IRMLS #202520790 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,070 +6%$218,100 +8.1%
        2024$1,952 -13.6%$201,800 +2%
        2023$2,259 -2.8%$197,900
        2022$2,324 -6.2%$197,900 +2.4%
        2021$2,477 +4%$193,200 +5.2%
        2020$2,382 +1.9%$183,700 +2.9%
        2019$2,338 -28.5%$178,600 +1.1%
        2018$3,271 +24.8%$176,600 -15.8%
        2017$2,621 $209,700 -4.2%
        2016$2,621 -0.7%$218,800 -1.8%
        2014$2,640 +19.2%$222,900 +0.6%
        2013$2,215 +0.3%$221,500 -16.9%
        2012$2,209 -15.5%$266,700 +30.4%
        2011$2,613 +3.2%$204,500 -2.9%
        2010$2,532 -10.3%$210,500 -9.1%
        2009$2,822 -27.6%$231,500 -11.9%
        2007$3,899 +7.5%$262,900 -1.3%
        2006$3,627 -11.2%$266,300
        2005$4,084 +14.8%$266,300
        2004$3,557 +206.8%$266,300 +124.9%
        2003$1,159 -37%$118,400 +17.3%
        2002$1,842 $100,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 46516

        Getting around

        15 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Side
        • Middle: Concord
        • High: Concord
        • District: Concord Community Schools

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes