Quiet lake living with peaceful woodland surroundings.
This lakefront home sits on a private, bass-stocked lake with no gas motors permitted. Enjoy a dock with kayak launch added in 2022, covered back porch, deck, and gazebo overlooking the water. Quiet country roads are ideal for walking or riding your bicycle. Approximately 20 minutes to Monterey and 30 minutes to Cookeville.
Inside, hardwood floors, vaulted ceilings, and fully opening French doors highlight the main living space. Fresh paint, lighting, and custom shades complement the interior. Two propane fireplaces add warmth, while the kitchen offers a propane double-oven cookstove and walk-in pantry. All appliances, including the washer and dryer, remain, along with the living room hutch.
The primary suite features a tray ceiling, private fireplace, porch access, oversized walk-in closet, jetted tub, large walk-in shower, and double sinks. Additional bedrooms share a Jack-and-Jill bath with double sinks and a large shower. A half bath and refreshed laundry room with utility sink and storage closet provide added convenience.
Major features and improvements include:
- HVAC replaced in 2021
- New septic field and pump
- Encapsulated crawlspace with sump pump
- Well-water filtration system and softener
- Generac whole-house generator
- Spectrum fiber-optic internet
- Partial basement for additional storage
- Fenced raised-bed “starlight” garden
- Separate fenced dog area
- Home Warranty offered
Buyer to verify all information to make an informed purchase.
Active
$675,000
235 Sycamore Bnd, Monterey, TN 38574
3beds
2,858sqft
Single Family Residence, Residential
Built in 2007
3.1 Acres Lot
$-- Zestimate®
$236/sqft
$29/mo HOA
What's special
Lakefront homeHalf bathTwo propane fireplacesWalk-in pantryPrivate bass-stocked lakeFully opening french doorsFresh paint
- 18 days
- 664
- 83
Zillow last checked:
Listing updated:
Listed by:
Heather Cowart 931-201-9847,
Provision Realty Group 931-201-9847
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3598048
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Heating
- Propane
Cooling
- Central Air
Appliances
- Included: Gas Oven, Gas Range
Features
- Walk-In Closet(s), High Speed Internet
- Flooring: Carpet, Wood
- Basement: Partial
- Number of fireplaces: 2
Interior area
- Total structure area: 2,858
- Total interior livable area: 2,858 sqft
- Finished area above ground: 2,858
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch, Covered
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 3.1 Acres
- Features: Wooded
- Topography: Wooded
Details
- Parcel number: 017P C 05000 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Frame
- Roof: Shingle
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: Cumberland Lakes
HOA
- Has HOA: Yes
- HOA fee: $350 annually
Location
- Region: Monterey
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $473,800
- Annual tax amount: $1,344
- Date on market: 10/17/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/17/2026 | Listed for sale | $675,000$236/sqft |
Source: | ||
| 10/6/2026 | Pending sale | $675,000$236/sqft |
Source: | ||
| 9/23/2026 | Listed for sale | $675,000+50%$236/sqft |
Source: | ||
| 4/8/2018 | Listing removed | $450,000$157/sqft |
Source: Crye-Leike Brown Realty #1034423 Report a problem | ||
| 3/20/2018 | Listed for sale | $450,000+20%$157/sqft |
Source: Crye-Leike Brown Realty #1034423 Report a problem | ||
| 12/23/2017 | Listing removed | $375,000$131/sqft |
Source: EXIT ROCKY TOP REALTY COOKEVILLE #177831 Report a problem | ||
| 11/2/2016 | Listed for sale | $375,000+681.3%$131/sqft |
Source: Visual Tour #177831 Report a problem | ||
| 3/31/2005 | Sold | $48,000+16.5%$17/sqft |
Source: Public Record Report a problem | ||
| 10/20/2004 | Sold | $41,200$14/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,344 | $118,450 |
| 2024 | $1,344 | $118,450 |
| 2023 | $1,344 | $118,450 |
| 2022 | $1,344 +1.3% | $118,450 +39.8% |
| 2021 | $1,327 | $84,750 |
| 2020 | $1,327 | $84,750 |
| 2019 | $1,327 | $84,750 |
| 2018 | $1,327 0% | $84,750 |
| 2017 | $1,327 +2.9% | $84,750 +0.3% |
| 2016 | $1,290 +2% | $84,475 |
| 2015 | $1,265 0% | $84,475 0% |
| 2014 | $1,265 | $84,487 |
| 2013 | $1,265 -0.2% | $84,487 |
| 2012 | $1,267 | $84,487 |
| 2011 | -- | $84,487 -8.7% |
| 2010 | $1,319 +7.1% | $92,567 |
| 2009 | $1,231 +7.3% | $92,567 |
| 2008 | $1,148 | $92,567 |
| 2007 | $1,148 -24.4% | $92,567 |
| 2006 | $1,518 +825.7% | $92,567 +825.7% |
| 2005 | $164 | $10,000 |
| 2004 | $164 +13.9% | $10,000 |
| 2002 | $144 | $10,000 |
| 2001 | -- | $10,000 -78.3% |
| 2000 | -- | $46,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 38574
Nearby schools
Schools provided by the listing agent
- Elementary: Pleasant Hill Elementary
- Middle: Pleasant Hill Elementary
- High: Cumberland County High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






