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For sale
  • Price cut: $24K (6/30)
    $365,000

    240 Merganser Dr, Chestertown, MD 21620

    3beds
    1,120sqft
    : 
    $2,419/mo
    Get pre-qualified
    Single Family Residence
    Built in 2024
    0.51 Acres Lot
    $364,000 Zestimate®
    $326/sqft
    $-- HOA

    What's special

    Beautifully appointed bathDual vanityWalk-in showerSpacious primary suiteCharming front porchTwo additional bedrooms
    Practically brand new and just 2 years young with access to the Chester River, this beautifully maintained home is perfectly situated in a desirable water-oriented community—offering the best of Eastern Shore living! Located in the Queen Anne’s County school district and just minutes from downtown Chestertown, you’ll love the convenience paired with the peaceful setting. Enjoy easy access to the Chester River—you can drive your boat to the community ramp at the end of the street, or even take a nice short walk down to the water, to spend your days crabbing, fishing, kayaking, or simply soaking in the waterfront lifestyle. Inside, this 3-bedroom, 2 full bath home features durable and stylish LVP flooring throughout and a thoughtfully designed split floor plan. The spacious primary suite is privately situated on one side of the home and offers a walk-in shower, dual vanity, and a beautifully appointed bath. On the opposite side, you’ll find two additional bedrooms and a full bath with a tub/shower combo—ideal for guests or flexible living. The kitchen and living room are centrally located, creating an inviting and functional space for everyday living and entertaining. A standout bonus—an unfinished upstairs area of 544 additional SF, already in place and ready for your vision! Use it for storage now or finish it off for additional bedrooms, a home office, or recreation space. Step outside and enjoy both a charming front porch—perfect for morning coffee—and a massive back deck ideal for entertaining, grilling, or simply relaxing while taking in the peaceful surroundings. The generously sized yard with mature trees offers both privacy and room to enjoy the outdoors. Even more exciting—the county has indicated plans to pave the road in the near future. Added perk: fiber optic Talkie Internet is already available at the property, making working from home or streaming a breeze. Move-in ready, full of potential, and located in a charming waterfront community—this one checks all the boxes!
    74 days
    |
    1,217
    |
    104
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Erin Anderson 410-490-6645,

    Chesapeake Real Estate Associates, LLC 443-215-4663

    Source: Bright MLS,MLS#: MDQA2016900MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Heat Pump, Electric
      Appliances
      • Included: Instant Hot Water, Tankless Water Heater, Water Heater
      • Laundry: Dryer In Unit, Main Level, Washer In Unit
      Features
      • Entry Level Bedroom, Eat-in Kitchen, Pantry, Recessed Lighting, Walk-In Closet(s), Bathroom - Tub Shower
      • Flooring: Luxury Vinyl
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,664
      • Total interior livable area: 1,120 sqft
      • Finished area above ground: 1,120
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Pool features: None
      • Waterfront features: Private Access, Fishing Allowed, Canoe/Kayak, Boat - Powered, River
      • Body of water: Chester River
      Lot
      • Size: 0.51 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1807002580
      • Zoning: NC20T
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod,Raised Ranch/Rambler,Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Combination
      • Foundation: Crawl Space
      Condition
      • Excellent
      • New construction: No
      • Year built: 2024
      Details
      • Builder name: Beracah Homes

      Utilities & green energy

      • Sewer: Septic Exists
      • Water: Private, Well
      • Utilities for property: Fiber Optic

      Community & HOA

      Community
      • Security: Fire Sprinkler System
      • Subdivision: Ducks Neck
      HOA
      • Has HOA: No
      Location
      • Region: Chestertown

      Financial & listing details

      • Price per square foot: $326/sqft
      • Tax assessed value: $345,133
      • Annual tax amount: $3,044
      • Date on market: 5/18/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $364,000

        $346,000 - $382,000

        $2,359/mo

        Price history

        DateEventPrice
        6/30/2026Price change$365,000-6.2%$326/sqft
        Source: Bright MLS #MDQA2016900 Report a problem
        6/15/2026Price change$389,000-2.5%$347/sqft
        Source: Bright MLS #MDQA2016900 Report a problem
        5/28/2026Price change$399,000-6.1%$356/sqft
        Source: Bright MLS #MDQA2016900 Report a problem
        5/18/2026Listed for sale$425,000+965.2%$379/sqft
        Source: Bright MLS #MDQA2016900 Report a problem
        5/10/2021Sold$39,900+897.5%$36/sqft
        Source: Public Record Report a problem
        8/23/2016Sold$4,000-90%$4/sqft
        Source: Public Record Report a problem
        8/13/2004Sold$40,000$36/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,104 +17.6%$323,100 +15.3%
        2024$2,639 +338.7%$280,200 +338.7%
        2023$602 -7.7%$63,867 -7.7%
        2022$652 -1%$69,200 +0.8%
        2021$658 +0.8%$68,633 +0.8%
        2020$653 +0.8%$68,067 +0.8%
        2019$647 +0.5%$67,500 +0.5%
        2018$644 -8.1%$67,133 +0.5%
        2017$700 -9.9%$66,767 +0.6%
        2016$777 $66,400
        2015$777 $66,400
        2014$777 $66,400 -21.4%
        2013-- $84,500 +4.1%
        2012-- $81,193 +4.2%
        2011-- $77,887 +4.4%
        2010-- $74,580 +11.4%
        2009-- $66,972 +12.8%
        2008-- $59,366 +14.7%
        2007-- $51,760 +4%
        2006-- $49,780 +4.1%
        2005-- $47,800 +4.3%
        2004-- $45,820
        2003-- $45,820
        2002-- $45,820 -0.9%
        2001-- $46,230
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21620

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Queen Anne's County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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