Private poolOpen-concept living spaceThoughtfully designed coastal eleganceBreathtaking bay viewsLuxurious en-suite bathGourmet kitchenAbundant cabinetry
Start your day with morning coffee poolside as the sun rises over the bay from your own luxury waterfront retreat in the exclusive gated community of the Reserve at St. Charles Bay. This stunning 3-bedroom, 3.5-bath home showcases breathtaking bay views and thoughtfully designed coastal elegance throughout. Inside, the open-concept living space is framed by expansive windows that fill the home with natural light while highlighting the water beyond. The gourmet kitchen features high-end appliances, abundant cabinetry, and a spacious island perfect for gathering and entertaining. The home offers both first- and second-floor primary suites, each with its own luxurious en-suite bath, providing comfort and flexibility for owners and guests alike. Step outside to your private pool and expansive patio, ideal for relaxing in the coastal breeze or enjoying evenings overlooking the water. The property also features a two-car garage with one extended bay and a dedicated tackle room, along with a walking path leading down to the water for convenient access to fishing. Located within the serene Reserve at St. Charles Bay, residents enjoy exclusive amenities including a 2+ mile boardwalk, private fishing pier, and hammock park—offering a truly elevated coastal lifestyle.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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