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Under contract
    • $409,181

    280 Spear St #2B, San Francisco, CA 94105

    1beds
    608sqft
    : 
    $3,714/mo
    Get pre-qualified
    Condominium
    Built in 2020
    -- sqft lot
    $401,400 Zestimate®
    $673/sqft
    $828/mo HOA

    What's special

    Rare private balconyUpdated flooringBbq terraceIn-unit laundry
    NOW FIRST, COME FIRST SERVE! Own a modern 1-bedroom condo with a RARE private balcony in SF’s premier luxury high-rise—MIRA. Unit features updated flooring, in-unit laundry, and access to resort-style amenities incl. fitness center, BBQ terrace, residents’ lounge, and 24/7 lobby attendant—all steps from East Cut Crossing, one block to the Embarcadero, and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of TEMPORARILY RELAXED buyer eligibility: up to 120% AMI, no need to be 1st time homebuyer, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! The unit will be available on a first come first served basis starting on 4/10/2026 at 8:00 AM PST. Visit https://housing.sfgov.org for application & program info. Fair housing opportunity.
    163 days
    |
    216
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    David Yi DRE #01914323 510-917-0447,

    Light Realty Inc.

    Source: bridgeMLS/CCAR/Bay East AOR,MLS#: 41123976MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: No Additional Rooms
      Kitchen
      • Features: Dishwasher, Disposal, Electric Range/Cooktop, Microwave, Range/Oven Free Standing, Refrigerator
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Range, Microwave, Free-Standing Range, Refrigerator, Dryer, Washer
      • Laundry: In Unit, Electric, Washer/Dryer Stacked Incl
      Features
      • Flooring: Engineered Wood
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 608
      • Total interior livable area: 608 sqft

      Property

      Parking
      • Parking features: Valet
      Accessibility
      • Accessibility features: Accessible Elevator Installed
      Features
      • Levels: One Story,One
      • Stories: 1
      • Exterior features: Dog Run
      • Pool features: None
      Lot
      • Features: Other
      Details
      • Parcel number: 3740051
      • Special conditions: Below Market Rate

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Contemporary
      • Property subtype: Condominium
      Materials
      • Other
      Condition
      • Existing
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Electric: No Solar
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Fitness Center, Barbecue, BBQ Area, Cable TV
      • Services included: Reserves, Management Fee, Common Hot Water, Insurance, Maintenance Structure
      • HOA fee: $828 monthly
      • HOA name: NOT LISTED
      • HOA phone: 415-466-0517
      Location
      • Region: San Francisco

      Financial & listing details

      • Price per square foot: $673/sqft
      • Tax assessed value: $365,783
      • Annual tax amount: $5,220
      • Date on market: 2/13/2026
      • Listing terms: Other

        Estimated market value

        $401,400

        $381,000 - $421,000

        $5,397/mo

        Price history

        DateEventPrice
        6/9/2026Contingent$409,181$673/sqft
        Source: bridgeMLS/CCAR/Bay East AOR #41123976 Report a problem
        2/13/2026Listed for sale$409,181+21.1%$673/sqft
        Source: bridgeMLS/CCAR/Bay East AOR #41123976 Report a problem
        9/22/2020Sold$338,000$556/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,220 +3.2%$365,783 +2%
        2024$5,057 +1.6%$358,611 +2%
        2023$4,977 +2.2%$351,581 +2%
        2022$4,868 +1.9%$344,689 +2%
        2021$4,776 $337,931
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Financial District

        Getting around

        95 / 100
        Walker's Paradise
        100 / 100
        Rider's Paradise
        80 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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