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For sale
    • Price cut: $15.1K (7/23)
    $499,900

    2801 Saratoga Trl, Billings, MT 59105

    4beds
    2,326sqft
    : 
    $3,173/mo
    Get pre-qualified
    Single Family Residence
    Built in 1984
    0.74 Acres Lot
    $-- Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Heated three-car garageRecently remodeled kitchenCentral air conditioningUpdated cabinetryFenced backyardGenerous living space
    Tucked away on a 0.74-acre lot in the Independence Subdivision, this 4-bedroom, 3-bath home offers over 2,300 square feet of comfortable living space. The recently remodeled kitchen features updated cabinetry, finishes, and newer appliances installed in 2023, creating a space that is both functional and inviting. Large windows fill the home with natural light. Step outside to enjoy the spacious deck overlooking the fenced backyard, offering plenty of room to relax or entertain. Additional updates include a newer roof installed in 2020, central air conditioning, and a heated three-car garage. This property combines thoughtful updates, generous living space, and a desirable lot size into one exceptional opportunity. Info deemed reliable but not guaranteed. Buyer/buyer agent to verify.
    46 days
    |
    351
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Shonna Ruble 406-839-6428,

    LPT Realty

    Source: Big Sky Country MLS,MLS#: 412180Originating MLS: Big Sky Country MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Kitchen, Living Room
      Bedroom
      • Level: Main
      Other
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator, Some Gas Appliances, Stove
      Features
      • Flooring: Partially Carpeted, Plank, Vinyl
      • Basement: Bathroom,Bedroom,Daylight,Walk-Out Access
      • Has fireplace: Yes
      • Fireplace features: Basement
      Interior area
      • Total structure area: 2,326
      • Total interior livable area: 2,326 sqft
      • Finished area above ground: 1,201

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Garage
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Landscaping
      • Fencing: Chain Link
      • Has view: Yes
      • View description: River, Creek/Stream
      • Has water view: Yes
      • Water view: River,Creek/Stream
      Lot
      • Size: 0.74 Acres
      • Features: Landscaped
      Details
      • Parcel number: C06461
      • Zoning description: Call Listing Agent for Details
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Available, Natural Gas Available, Septic Available, Water Available

      Community & HOA

      Community
      • Security: Heat Detector, Smoke Detector(s)
      • Subdivision: Other
      HOA
      • Has HOA: No
      Location
      • Region: Billings

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $372,200
      • Annual tax amount: $1,934
      • Date on market: 6/16/2026
      • Cumulative days on market: 47 days
      • Listing terms: Cash
      • Ownership: Full
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/23/2026Price change$499,900-2.9%$215/sqft
        Source: MRMLS #30072908 Report a problem
        7/11/2026Price change$515,000-1.9%$221/sqft
        Source: BMTMLS #359945 Report a problem
        6/16/2026Listed for sale$525,000$226/sqft
        Source: BMTMLS #359945 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,508 -25.8%$372,200 +14.8%
        2024$2,032 +0.1%$324,100
        2023$2,030 +7.9%$324,100 +24.1%
        2022$1,882 -0.2%$261,100
        2021$1,886 +2.7%$261,100 +8%
        2020$1,836 -8%$241,700
        2019$1,995 -0.7%$241,700 +10.4%
        2018$2,008 -0.4%$219,000
        2017$2,016 +11.5%$219,000 +4.8%
        2016$1,807 $208,900
        2015$1,807 +14.8%$208,900 +113.7%
        2014$1,575 +20.9%$97,732 +3.8%
        2013$1,302 -1%$94,145 +4.3%
        2012$1,315 $90,225
        2011-- --
        2010-- --
        2009-- --
        2008-- $114,600
        2007-- $114,600 -3.7%
        2006-- $119,000
        2005-- $119,000
        2004-- $119,000
        2003-- $119,000 +18.1%
        2002-- $100,800
        2000-- $100,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 59105

        Getting around

        4 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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