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For sale
  • $430,000

    2805 Chippewa Ln, Midland, MI 48640

    3beds
    3,859sqft
    : 
    $3,334/mo
    Get pre-qualified
    Single Family Residence
    Built in 1941
    0.67 Acres Lot
    $416,700 Zestimate®
    $111/sqft
    $-- HOA

    What's special

    Another garageLawn or garden areaSerene retreat areaHuge bedroomsStunning yardPrivate bathsWaterfront home
    WATERFRONT HOME! Imagine coming home to your gorgeous getaway every day on the Chippewa River! This spacious 3 or 4 bed, 2 full bath ranch with waterfront walkout is a family or personal dream overlooking the Chippewa River and stunning yard on a private area of the street. Renovations occurred for these long-time owners in 1997 and 2020, with light streaming in from the windows facing the river, open kitchen, large closets, huge bedrooms and private baths. Lovely added sunroom for year round use with cathedral ceilings, laundry room, large windows will be your serene retreat area. Bonus living area off garage at back off home is an open canvas for your personal touches with it's own heat and A/C. Additional 2 lots across from the driveway with another garage, lawn or garden area are all yours. Do not miss out on a waterfront and call today for your private showing!
    14 days
    698
    50

    Zillow last checked:

    Listing updated:

    Listed by:

    Jana Riutta 248-320-8528,

    Century 21 Signature Realty - Bay City 989-686-4500

    Source: MiRealSource,MLS#: 50222654MLS LogoOriginating MLS: Bay County REALTOR Association

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom 1
      • Features: Wood
      • Level: First
      • Area: 144
      • Dimensions: 12 x 12
      Bedroom 2
      • Features: Carpet
      • Level: First
      • Area: 144
      • Dimensions: 12 x 12
      Bedroom 3
      • Features: Carpet
      • Level: First
      • Area: 156
      • Dimensions: 12 x 13
      Bathroom 1
      • Features: Tile
      • Level: First
      • Area: 40
      • Dimensions: 5 x 8
      Bathroom 2
      • Features: Tile
      • Level: Lower
      • Area: 40
      • Dimensions: 5 x 8
      Dining room
      • Features: Carpet
      • Level: First
      • Area: 144
      • Dimensions: 12 x 12
      Kitchen
      • Features: Linoleum
      • Level: First
      • Area: 216
      • Dimensions: 12 x 18
      Living room
      • Features: Carpet
      • Level: First
      • Area: 528
      • Dimensions: 22 x 24
      Office
      • Level: First
      • Area: 130
      • Dimensions: 10 x 13
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Gas Water Heater
      • Laundry: First Floor Laundry
      Features
      • Flooring: Wood, Carpet, Linoleum
      • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry
      • Number of fireplaces: 2
      • Fireplace features: Basement, Living Room, Natural Fireplace
      Interior area
      • Total structure area: 3,859
      • Total interior livable area: 3,859 sqft
      • Finished area above ground: 2,003
      • Finished area below ground: 1,856

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Attached, Garage Door Opener, Off Street, Direct Access
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Lake/River Access, River Front, Waterfront
      • Body of water: Chippewa River
      • Frontage length: 123
      Lot
      • Size: 0.67 Acres
      • Dimensions: 120 x 142
      • Features: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Corner Lot, Cul-De-Sac, City Lot
      Details
      • Additional structures: Garage(s), Second Garage
      • Parcel number: 141980070
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Metal Siding
      • Foundation: Basement
      Condition
      • Year built: 1941

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Res Midland Neighborhood Area 6
      HOA
      • Has HOA: No
      Location
      • Region: Midland

      Financial & listing details

      • Price per square foot: $111/sqft
      • Tax assessed value: $302,000
      • Annual tax amount: $4,823
      • Date on market: 9/22/2026
      • Cumulative days on market: 15 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $416,700

        $396,000 - $438,000

        $1,782/mo

        Price history

        DateEventPrice
        9/22/2026Listed for sale$430,000+95.5%$111/sqft
        Source: MiRealSource #50222654 Report a problem
        7/25/2013Listing removed$219,900$57/sqft
        Source: RE/MAX of Midland #131365 Report a problem
        6/28/2013Listed for sale$219,900+8.9%$57/sqft
        Source: RE/MAX of Midland #131365 Report a problem
        12/21/2009Sold$202,000$52/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $151,000 +32%
        2024-- $114,400 -2.6%
        2023-- $117,400
        2022-- $117,400 +28.3%
        2021-- $91,500 -3.4%
        2020-- $94,700 +0.9%
        2019$3,366 $93,900 -17%
        2018-- $113,200 +24.3%
        2017-- $91,100 +4.7%
        2016-- $87,000 +1.9%
        2012-- $85,400 -2.7%
        2011-- $87,800 +22.3%
        2010-- $71,800 -5%
        2009-- $75,600 -2.1%
        2008-- $77,200 +4%
        2007-- $74,200
        2006-- $74,200 +1%
        2005-- $73,500 +1.9%
        2004-- $72,100 +3%
        2003-- $70,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 48640

        Getting around

        13 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Midland Public Schools

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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