WATERFRONT HOME! Imagine coming home to your gorgeous getaway every day on the Chippewa River! This spacious 3 or 4 bed, 2 full bath ranch with waterfront walkout is a family or personal dream overlooking the Chippewa River and stunning yard on a private area of the street. Renovations occurred for these long-time owners in 1997 and 2020, with light streaming in from the windows facing the river, open kitchen, large closets, huge bedrooms and private baths. Lovely added sunroom for year round use with cathedral ceilings, laundry room, large windows will be your serene retreat area. Bonus living area off garage at back off home is an open canvas for your personal touches with it's own heat and A/C. Additional 2 lots across from the driveway with another garage, lawn or garden area are all yours. Do not miss out on a waterfront and call today for your private showing!
For sale
$430,000
2805 Chippewa Ln, Midland, MI 48640
3beds
3,859sqft
Single Family Residence
Built in 1941
0.67 Acres Lot
$416,700 Zestimate®
$111/sqft
$-- HOA
What's special
Another garageLawn or garden areaSerene retreat areaHuge bedroomsStunning yardPrivate bathsWaterfront home
- 14 days
- 698
- 50
Zillow last checked:
Listing updated:
Listed by:
Jana Riutta 248-320-8528,
Century 21 Signature Realty - Bay City 989-686-4500
Source: MiRealSource,MLS#: 50222654
Originating MLS: Bay County REALTOR Association
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Features: Wood
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedroom 2
- Features: Carpet
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedroom 3
- Features: Carpet
- Level: First
- Area: 156
- Dimensions: 12 x 13
Bathroom 1
- Features: Tile
- Level: First
- Area: 40
- Dimensions: 5 x 8
Bathroom 2
- Features: Tile
- Level: Lower
- Area: 40
- Dimensions: 5 x 8
Dining room
- Features: Carpet
- Level: First
- Area: 144
- Dimensions: 12 x 12
Kitchen
- Features: Linoleum
- Level: First
- Area: 216
- Dimensions: 12 x 18
Living room
- Features: Carpet
- Level: First
- Area: 528
- Dimensions: 22 x 24
Office
- Level: First
- Area: 130
- Dimensions: 10 x 13
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Gas Water Heater
- Laundry: First Floor Laundry
Features
- Flooring: Wood, Carpet, Linoleum
- Basement: Full,Partially Finished,Walk-Out Access,Interior Entry
- Number of fireplaces: 2
- Fireplace features: Basement, Living Room, Natural Fireplace
Interior area
- Total structure area: 3,859
- Total interior livable area: 3,859 sqft
- Finished area above ground: 2,003
- Finished area below ground: 1,856
Property
Parking
- Total spaces: 2
- Parking features: Garage, Attached, Garage Door Opener, Off Street, Direct Access
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake/River Access, River Front, Waterfront
- Body of water: Chippewa River
- Frontage length: 123
Lot
- Size: 0.67 Acres
- Dimensions: 120 x 142
- Features: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Corner Lot, Cul-De-Sac, City Lot
Details
- Additional structures: Garage(s), Second Garage
- Parcel number: 141980070
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Metal Siding
- Foundation: Basement
Condition
- Year built: 1941
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Res Midland Neighborhood Area 6
HOA
- Has HOA: No
Location
- Region: Midland
Financial & listing details
- Price per square foot: $111/sqft
- Tax assessed value: $302,000
- Annual tax amount: $4,823
- Date on market: 9/22/2026
- Cumulative days on market: 15 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$416,700
$396,000 - $438,000
$1,782/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/22/2026 | Listed for sale | $430,000+95.5%$111/sqft |
Source: | ||
| 7/25/2013 | Listing removed | $219,900$57/sqft |
Source: RE/MAX of Midland #131365 Report a problem | ||
| 6/28/2013 | Listed for sale | $219,900+8.9%$57/sqft |
Source: RE/MAX of Midland #131365 Report a problem | ||
| 12/21/2009 | Sold | $202,000$52/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $151,000 +32% |
| 2024 | -- | $114,400 -2.6% |
| 2023 | -- | $117,400 |
| 2022 | -- | $117,400 +28.3% |
| 2021 | -- | $91,500 -3.4% |
| 2020 | -- | $94,700 +0.9% |
| 2019 | $3,366 | $93,900 -17% |
| 2018 | -- | $113,200 +24.3% |
| 2017 | -- | $91,100 +4.7% |
| 2016 | -- | $87,000 +1.9% |
| 2012 | -- | $85,400 -2.7% |
| 2011 | -- | $87,800 +22.3% |
| 2010 | -- | $71,800 -5% |
| 2009 | -- | $75,600 -2.1% |
| 2008 | -- | $77,200 +4% |
| 2007 | -- | $74,200 |
| 2006 | -- | $74,200 +1% |
| 2005 | -- | $73,500 +1.9% |
| 2004 | -- | $72,100 +3% |
| 2003 | -- | $70,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 48640
Nearby schools
Schools provided by the listing agent
- District: Midland Public Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







