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Pending
    • Price cut: $36.7K (7/3)
    $399,000

    281 N Wells St, Panama City Beach, FL 32413

    3beds
    1,750sqft
    : 
    $2,562/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    3,484 Square Feet Lot
    $393,800 Zestimate®
    $228/sqft
    $-- HOA

    What's special

    Modern finishesFiberglass insulationEnergy-efficient constructionQuartz calacatta oro countertopsDelta plumbing fixturesRecessed lightingFull landscaping with irrigation
    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Brand new construction in Laguna Haven, a gated community located on the popular west end of Panama City Beach, offering excellent potential for both short-term and long-term rental income. This thoughtfully designed 3 bedroom, 2 bath home features modern finishes, energy-efficient construction, and low-maintenance living making it an ideal investment opportunity, second home, or excellent starter primary residence. Interior highlights include Timber Ash porcelain wood-look plank flooring, Quartz Calacatta Oro countertops, recessed lighting, Delta plumbing fixtures, and double-pane Low-E energy-efficient windows providing abundant natural light. The home also features durable composition shingle roofing in Oyster Gray, fiberglass insulation, weather-stripped exterior doors, full landscaping with irrigation, and a brick paver driveway with ample parking (no garage). Move-in ready and backed by a one-year builder warranty. Conveniently located near 30A, Pier Park, and just minutes away from the white sand beaches of Panama City Beach.
    147 days
    |
    378
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marina Grigoryan 850-200-0834,

    Coldwell Banker Realty

    Source: CPAR,MLS#: 786725MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 13.4 x 14.4
      Bedroom
      • Level: First
      • Dimensions: 10 x 12
      Living room
      • Level: First
      • Dimensions: 19.3 x 15
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range
      Features
      • Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,750
      • Total interior livable area: 1,750 sqft

      Property

      Parking
      • Parking features: Gated
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Porch
      Lot
      • Size: 3,484 Square Feet
      • Dimensions: 29 x 81 x 63 x 80
      • Features: Cul-De-Sac, Sprinkler System
      Details
      • Parcel number: 38319150250

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: Gated, Short Term Rental Allowed
      • Security: Gated Community, Security Gate, Smoke Detector(s)
      • Subdivision: Laguna Haven
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $228/sqft
      • Tax assessed value: $74,488
      • Annual tax amount: $934
      • Date on market: 3/13/2026
      • Cumulative days on market: 144 days

        Estimated market value

        $393,800

        $374,000 - $413,000

        $3,110/mo

        Price history

        DateEventPrice
        7/16/2026Pending sale$399,000$228/sqft
        Source: CPAR #786725 Report a problem
        7/3/2026Price change$399,000-8.4%$228/sqft
        Source: CPAR #786725 Report a problem
        6/16/2026Price change$435,675-2.2%$249/sqft
        Source: CPAR #786725 Report a problem
        5/27/2026Price change$445,675-0.9%$255/sqft
        Source: CPAR #786725 Report a problem
        4/12/2026Price change$449,675-8.2%$257/sqft
        Source: CPAR #786725 Report a problem
        3/13/2026Listed for sale$489,675$280/sqft
        Source: CPAR #786725 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$915 -15.4%$74,488 -13.9%
        2023$1,081 +74.6%$86,500 +61.5%
        2022$619 $53,550
        2021-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32413

        Getting around

        17 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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