HAPPY MEMORIES ON HENDERSON LAKE! Peaceful lake life is waiting at this cozy 2-bedroom cottage on beautiful, all-sports Henderson Lake! Whether you're looking for the perfect family getaway, a year-round Up North escape, or a property with proven short-term rental potential, this one has a little bit of everything. Spend summer days swimming, fishing, boating, or floating on the lake, then settle in around the bonfire and watch one of the incredible sunsets Henderson Lake is known for. When the seasons change, the fun doesn't stop! With easy access to thousands of acres of public hunting land, snowmobile and ORV trails, nearby rivers, and endless outdoor recreation, there's always another adventure waiting. Inside, you'll find an open layout, 2 comfortable bedrooms, and a sunroom with an additional trundle bed for extra sleeping space. A rare find for a lakefront cottage, the 2-car garage gives you plenty of room for vehicles, lake toys, hunting gear, snowmobiles, and everything else that comes with Up North living! Even better, the cottage comes furnished, making it truly ready to enjoy from day one. It has also been enjoyed as a successful short-term rental, giving the next owner the option to keep it all to themselves or generate income when they're not using it. Quiet mornings on the lake, loons calling at dusk, bonfires with the family, and endless days exploring Northern Michigan... this is the kind of place where memories are made!
For sale
$220,000
2909 Chippewa Trl, Lupton, MI 48635
2beds
940sqft
Single Family Residence
Built in 1964
4,356 Square Feet Lot
$213,600 Zestimate®
$234/sqft
$-- HOA
What's special
Beautiful all-sports henderson lakeComes furnishedOpen layout
- 17 hours
- 495
- 39
Zillow last checked:
Listing updated:
Listed by:
Tyler DuRussel 989-415-3478,
Modern Realty 989-486-9770
Source: MiRealSource,MLS#: 50220395
Originating MLS: Saginaw Board of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Bedroom 2
- Level: Main
- Area: 81
- Dimensions: 9 x 9
Bathroom 1
- Level: Main
Kitchen
- Area: 130
- Dimensions: 13 x 10
Living room
- Area: 357
- Dimensions: 21 x 17
Heating
- Forced Air, Propane
Cooling
- Ceiling Fan(s)
Appliances
- Included: Microwave, Range/Oven, Refrigerator, Water Softener Owned, Electric Water Heater
Features
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 940
- Total interior livable area: 940 sqft
- Finished area above ground: 940
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- On waterfront: Yes
- Waterfront features: Waterfront
- Frontage length: 33
Lot
- Size: 4,356 Square Feet
- Dimensions: 33 x 129
Details
- Parcel number: 00239001900
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1964
Utilities & green energy
- Sewer: Septic Tank
- Water: Private Well
Community & HOA
Community
- Subdivision: N/A
HOA
- Has HOA: No
Location
- Region: Lupton
Financial & listing details
- Price per square foot: $234/sqft
- Tax assessed value: $140,000
- Annual tax amount: $2,566
- Date on market: 9/1/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$213,600
$203,000 - $224,000
$1,053/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/1/2026 | Listed for sale | $220,000+10%$234/sqft |
Source: | ||
| 7/31/2025 | Sold | $200,000-4.8%$213/sqft |
Source: | ||
| 7/31/2025 | Pending sale | $210,000+62.8%$223/sqft |
Source: | ||
| 12/18/2020 | Sold | $129,000-7.8%$137/sqft |
Source: | ||
| 12/4/2020 | Pending sale | $139,900$149/sqft |
Source: BENJAMIN REALTY #1881620 Report a problem | ||
| 11/2/2020 | Listed for sale | $139,900+36.5%$149/sqft |
Source: BENJAMIN REALTY #1881620 Report a problem | ||
| 4/8/2019 | Sold | $102,500-5.9%$109/sqft |
Source: | ||
| 11/5/2018 | Price change | $108,900+10.1%$116/sqft |
Source: MORRIS-RICHARDSON RE #1837794 Report a problem | ||
| 8/24/2018 | Price change | $98,900-5.7%$105/sqft |
Source: MORRIS-RICHARDSON RE #1837794 Report a problem | ||
| 7/11/2018 | Listed for sale | $104,900+49.9%$112/sqft |
Source: MORRIS-RICHARDSON RE #1837794 Report a problem | ||
| 8/15/2008 | Sold | $70,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,566 +4.1% | $70,000 +3.7% |
| 2024 | $2,466 -0.5% | $67,500 +20.3% |
| 2023 | $2,478 +5.2% | $56,100 +8.7% |
| 2022 | $2,356 +6.6% | $51,600 +6.4% |
| 2021 | $2,210 | $48,500 +10% |
| 2020 | -- | $44,100 +23.5% |
| 2018 | $1,154 -19.6% | $35,700 -1.7% |
| 2017 | $1,435 | $36,300 +2% |
| 2016 | $1,435 +0.3% | $35,600 +9.2% |
| 2015 | $1,432 +407.6% | $32,600 +15.6% |
| 2014 | $282 | $28,200 +1.4% |
| 2013 | -- | $27,800 -15% |
| 2012 | -- | $32,700 -40.3% |
| 2011 | -- | $54,800 +0.6% |
| 2010 | -- | $54,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 48635
Nearby schools
Schools provided by the listing agent
- District: West Branch - Rose City Area Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







