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For sale
    • Price cut: $400 (7/16)
    $354,500

    2962 HARLOW AVENUE, ST CLOUD, FL 34772

    3beds
    1,527sqft
    : 
    $2,342/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    6,970 Square Feet Lot
    $-- Zestimate®
    $232/sqft
    $9/mo HOA

    What's special

    Screened lanaiTwo-car garageFull pvc privacy fenceBright split-bedroom floor planExpanded paver patioBeautiful pond viewsLuxury vinyl flooring
    BACK ON MARKET, BUYER UNABLE CLOSE | PRICE BELOW VA APPRAISAL | NEW A/C 2025 | $40K+ IN UPGRADES | EXPANDED PAVER PATIO | COVERED OUTDOOR LIVING AREA | HURRICANE PANELS INCLUDED. Move-in ready and meticulously maintained, this 3-bedroom, 2-bath home offers a rare combination of meaningful upgrades, privacy, and exceptional outdoor living. The previous buyer was unable to complete the purchase due to financial circumstances, creating a new opportunity for qualified buyers. One of the home’s standout features is the backyard: an EXPANDED PAVER PATIO, FULL PVC PRIVACY FENCE, screened lanai, and CUSTOM COVERED OUTDOOR LIVING AREA complete with ceiling fans, lighting, and blackout curtains—creating an ideal space for entertaining, outdoor dining, and year-round Florida living. Inside, you’ll find a bright split-bedroom floor plan, quartz countertops and backsplash, stainless steel appliances, luxury vinyl flooring, tastefully refreshed bathrooms with updated lighting, fixtures, and decorative accent features, and a spacious primary suite overlooking the backyard with dual sinks, a soaking tub, separate shower, and walk-in closet. Additional highlights include a NEW A/C SYSTEM (2025), beautiful pond views, a two-car garage, and a COMPLETE HURRICANE PROTECTION PACKAGE with CUSTOM-FITTED ALUMINUM PANELS for all exterior-facing openings. Designed specifically for the home, these lightweight yet durable panels are easy to store, handle, and install when needed, providing reliable storm protection and valuable peace of mind during Florida’s storm season. The complete hurricane protection package will convey with the property. Conveniently located close to grocery stores, pharmacies, shopping, dining, and everyday conveniences, with easy access to NARCOOSSEE ROAD, FLORIDA’S TURNPIKE, ORLANDO INTERNATIONAL AIRPORT, Lake Nona, downtown Orlando, and Central Florida’s most popular attractions. Last picture was digitally enhanced and virtually staged for illustrative purposes. Schedule your private showing today!
    127 days
    |
    426
    |
    35
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Patricia Camacho 407-488-7321,

    FLORIDA REALTY INVESTMENTS 407-207-2220

    Source: Stellar MLS,MLS#: O6392777MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Dining room
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 11x14
      Kitchen
      • Features: Breakfast Bar, Pantry
      • Level: First
      • Area: 150 Square Feet
      • Dimensions: 15x10
      Living room
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Laminate, Vinyl
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,086
      • Total interior livable area: 1,527 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Patio, Rear Porch, Screened
      • Exterior features: Irrigation System, Private Yard, Rain Gutters, Sidewalk
      • Fencing: Fenced,Vinyl
      • Has view: Yes
      • View description: Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      Lot
      • Size: 6,970 Square Feet
      • Residential vegetation: Mature Landscaping
      Details
      • Additional structures: Other
      • Parcel number: 192631016100012220
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Public

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: GRAMERCY FARMS PH 4
      HOA
      • Has HOA: Yes
      • HOA fee: $9 monthly
      • HOA name: Rizzetta and Company, Inc
      • Second HOA name: Gramercy Farms Master Association
      • Second HOA phone: 407-472-2471
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $232/sqft
      • Tax assessed value: $299,400
      • Annual tax amount: $6,679
      • Date on market: 3/26/2026
      • Cumulative days on market: 112 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Asphalt, Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/16/2026Price change$354,500-0.1%$232/sqft
        Source: Stellar MLS #O6392777 Report a problem
        6/26/2026Price change$354,900-1.4%$232/sqft
        Source: Stellar MLS #O6392777 Report a problem
        6/17/2026Price change$359,900+1.4%$236/sqft
        Source: Stellar MLS #O6392777 Report a problem
        6/1/2026Pending sale$354,900$232/sqft
        Source: Stellar MLS #O6392777 Report a problem
        5/7/2026Price change$354,900-1.4%$232/sqft
        Source: Stellar MLS #O6392777 Report a problem
        4/25/2026Price change$359,900-0.9%$236/sqft
        Source: Stellar MLS #O6392777 Report a problem
        4/16/2026Price change$363,000-1.4%$238/sqft
        Source: Stellar MLS #O6392777 Report a problem
        3/26/2026Listed for sale$368,000+8.2%$241/sqft
        Source: Stellar MLS #O6392777 Report a problem
        12/21/2024Listing removed$340,000-0.7%$223/sqft
        Source: Stellar MLS #S5059531 Report a problem
        12/21/2023Listing removed--
        Source: Stellar MLS #S5059531 Report a problem
        12/21/2021Sold$342,500+0.7%$224/sqft
        Source: Public Record Report a problem
        12/5/2021Pending sale$340,000$223/sqft
        Source: Stellar MLS #S5059531 Report a problem
        11/27/2021Listed for sale$340,000+56.2%$223/sqft
        Source: Stellar MLS #S5059531 Report a problem
        9/26/2018Sold$217,700$143/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,679 -7.5%$299,400 +0.5%
        2024$7,220 +2%$297,900 -0.8%
        2023$7,082 +8.3%$300,200 +15.6%
        2022$6,538 +48.5%$259,700 +26.6%
        2021$4,402 +0.6%$205,200 +6.4%
        2020$4,376 -12.4%$192,900 +3.8%
        2019$4,993 $185,900 +364.8%
        2018$4,993 $40,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34772

        Getting around

        0 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hickory Tree Elem
        • Middle: Harmony Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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