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Pending
    • Price cut: $10K (5/8)
    $450,000

    3001 10th St #202, Panama City, FL 32401

    2beds
    1,496sqft
    : 
    $2,890/mo
    Get pre-qualified
    Condominium
    Built in 2006
    -- sqft lot
    $437,000 Zestimate®
    $301/sqft
    $-- HOA

    What's special

    Boats gliding byRare west-facing bay viewsMagical west-facing views
    Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round. Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home. Enjoy resort-style amenities that elevate everyday living: • Heated waterfront pool with sweeping bay views • State-of-the-art fitness center • Spacious community room for gatherings • Cozy outdoor fireplace for fireside evenings • Private marina with deeded boat slips (none assigned to this unit) St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer. This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village. Schedule your private showing today and experience why this feels like coming home to the water.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mark Oberg 404-406-4887,

    Berkshire Hathaway HomeServices Beach Properties of Florida

    Source: CPAR,MLS#: 790747MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other, Utility Room
      Primary bedroom
      • Description: Balcony access, and Bay View
      • Level: First
      • Dimensions: 13 x 15
      Bedroom
      • Description: Front of Floor Plan
      • Level: First
      • Dimensions: 13 x 10
      Primary bathroom
      • Description: Garden Tub, Separate Shower, Water Closet, Double Vanity, and Walk-in Closet
      • Level: First
      • Dimensions: 10.67 x 14.5
      Dining room
      • Description: Dining Fixture matches Breakfast Bar Pendant Lights
      • Level: First
      • Dimensions: 13.5 x 11
      Foyer
      • Description: Tile flooring & upgraded light fixutre
      • Level: First
      • Dimensions: 7.5 x 7
      Other
      • Description: Bedroom En-suite with Tub/Shower Combo
      • Level: First
      • Dimensions: 0 x 0
      Half bath
      • Description: Controlled dual flush commode
      • Level: First
      • Dimensions: 5.67 x 7.08
      Kitchen
      • Description: View of the Dining Room, Living Room, and St. Andrews Bay
      • Level: First
      • Dimensions: 10 x 10.5
      Laundry
      • Description: Utility Sink and Wall Cabinets
      • Level: First
      • Dimensions: 9.08 x 7.25
      Living room
      • Description: Balcony access, Shiplap Accent Wall with Electric Fireplace & Bay View
      • Level: First
      • Dimensions: 15.75 x 13.5
      Other
      • Description: Views of the Bay, Marina, Port Panama City, and NSA
      • Features: Balcony
      • Level: First
      • Dimensions: 11.9 x 10.58
      Utility room
      • Description: Utility Closest: HVAC, Water Heater, Storage
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central, Electric, Forced Air, Fireplace(s), Humidity Control, Separate Meters
      Cooling
      • Central Air, Ceiling Fan(s), Humidity Control
      Appliances
      • Included: Electric Range, Electric Water Heater, Warming Drawer
      Features
      • Balcony, Double Vanity, Handicap Access, Main Level Primary, Sitting Area in Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Entrance Foyer, Utility Room
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Electric
      Interior area
      • Total structure area: 1,496
      • Total interior livable area: 1,496 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Electric Gate, Gated, Paved, Community Structure
      • Garage spaces: 2
      Features
      • Patio & porch: Balcony
      • Exterior features: Dock, Rain Gutters
      • Pool features: Fenced, Gunite, Electric Heat, In Ground, Community
      • Has view: Yes
      • View description: Bay, Water
      • Has water view: Yes
      • Water view: Bay,Water
      • Waterfront features: Bayfront, Shoreline - Sand, Shoreline - Natural, Seawall
      Lot
      • Features: Paved
      Details
      • Parcel number: 29571300005
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Brick Veneer, HardiPlank Type, Steel Frame, Stucco, Wood Frame
      • Foundation: Pillar/Post/Pier
      • Roof: Membrane,Metal
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected, Underground Utilities

      Community & HOA

      Community
      • Features: Barbecue, Beach, Clubhouse, Dock, Elevator, Fitness Center, Fishing, Marina, Pool, Waterfront, Community Pool, Gated
      • Security: Security System Owned, Closed Circuit Camera(s), Fire Escape, Fire Sprinkler System, Secured Garage/Parking, Gated Community, Key Card Entry, Security Lights, Fire Alarm, Security Gate, Smoke Detector(s)
      • Subdivision: Harbour Village At Historic St Andrews
      HOA
      • Has HOA: Yes
      • Amenities included: Marina, Gated, Gazebo, Barbecue
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $301/sqft
      • Tax assessed value: $421,497
      • Annual tax amount: $2,392
      • Date on market: 6/18/2026
      • Cumulative days on market: 259 days
      • Electric utility on property: Yes

        Estimated market value

        $437,000

        $415,000 - $459,000

        $2,848/mo

        Price history

        DateEventPrice
        6/28/2026Pending sale$450,000$301/sqft
        Source: CPAR #790747 Report a problem
        6/18/2026Listed for sale$450,000$301/sqft
        Source: CPAR #790747 Report a problem
        6/12/2026Pending sale$450,000$301/sqft
        Source: CPAR #790747 Report a problem
        5/8/2026Price change$450,000-2.2%$301/sqft
        Source: CPAR #781590 Report a problem
        4/29/2026Price change$460,000-1.1%$307/sqft
        Source: CPAR #781590 Report a problem
        4/17/2026Price change$464,900-2.1%$311/sqft
        Source: CPAR #781590 Report a problem
        2/17/2026Price change$475,000-3%$318/sqft
        Source: CPAR #781590 Report a problem
        1/21/2026Price change$489,900-2%$327/sqft
        Source: CPAR #781590 Report a problem
        12/29/2025Price change$500,000-2.9%$334/sqft
        Source: CPAR #781590 Report a problem
        12/4/2025Price change$515,000-1.9%$344/sqft
        Source: CPAR #781590 Report a problem
        11/18/2025Price change$525,000-2.3%$351/sqft
        Source: CPAR #781590 Report a problem
        11/13/2025Listed for sale$537,500+68%$359/sqft
        Source: CPAR #781590 Report a problem
        8/23/2018Sold$320,000-4.5%$214/sqft
        Source: CPAR #672028 Report a problem
        5/21/2018Listed for sale$335,000-25.6%$224/sqft
        Source: Blue Coral R E Group LLC #672028 Report a problem
        4/18/2017Listing removed$1,700$1/sqft
        Source: Blue Coral R E Group LLC #655604 Report a problem
        2/23/2017Listed for rent$1,700$1/sqft
        Source: Blue Coral R E Group LLC #655604 Report a problem
        2/26/2007Sold$450,000$301/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,314 -18.3%$178,798 +3%
        2023$2,831 +18.2%$173,590 +3%
        2022$2,396 $168,534
        2021-- --
        2020$2,389 +20.3%$163,625
        2019$1,985 $163,625 -43.5%
        2018$1,985 -55.2%$289,383 +10%
        2017$4,432 +12.4%$263,075 -0.7%
        2016$3,943 +1.1%$264,942 +10%
        2015$3,900 $240,856 +10%
        2014$3,900 $218,960 +8.7%
        2013-- $201,450 +3.5%
        2012-- $194,608 -13.5%
        2011-- $224,995 -3.7%
        2010-- $233,750 -14.1%
        2009-- $272,000 -20%
        2008-- $340,000
        2007-- $340,000 +825.6%
        2006-- $36,732
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32401

        Getting around

        49 / 100
        Car-Dependent
        23 / 100
        Minimal Transit
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lucille Moore
        • Middle: Jinks
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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