Tucked away in a peaceful mountain setting on 1.12 private acres, this beautifully updated Flat Rock home offers the perfect blend of comfort, character, and usable outdoor space. The drive into the community follows stretches of the scenic Hungry River, and residents enjoy private community river access with trout stocked just upstream near the state hatchery.
The main level features an open-concept living area with vaulted ceilings, hardwood floors throughout, and seamless flow between the living room, dining area, and updated kitchen, complete with custom cabinetry and stainless steel appliances. Three bedrooms and two updated bathrooms complete the main floor.
Downstairs, the walkout basement includes a tandem two-car garage and a spacious bonus room filled with mountain charm. A floor-to-ceiling natural stone fireplace, oversized hearth, and wood-burning stove create a warm, inviting space that’s ideal for a den, game room, home office, or guest overflow.
Outside, a large deck provides the perfect spot for entertaining, grilling, or simply relaxing while taking in the peaceful surroundings. The property also offers generous grassy yard space for gardening, play, or pets, along with an outdoor fire pit and picnic area that’s perfect for gathering with friends and family. A circular driveway provides convenient access and additional parking.
Private, functional, and thoughtfully updated, this Flat Rock property offers the mountain lifestyle with plenty of room to enjoy both indoors and out.
Note: One of the bedrooms does not have a closet.
Active
Price cut: $25.1K (8/18)
$399,900
302 Rich Mountain Rd, Flat Rock, NC 28731
3beds
1,703sqft
Single Family Residence
Built in 1999
1.12 Acres Lot
$394,300 Zestimate®
$235/sqft
$33/mo HOA
What's special
Two updated bathroomsVaulted ceilingsHardwood floors throughoutTandem two-car garageWalkout basementThree bedroomsWood-burning stove
- 128 days
- 1,224
- 209
Zillow last checked:
Listing updated:
Listed by:
Katie Cassidy katie.peakproperties@gmail.com,
Real Broker, LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4379587
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bonus room
- Level: Lower
Den
- Level: Main
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Baseboard, Heat Pump, Propane
Cooling
- Ceiling Fan(s), Heat Pump
Appliances
- Included: Dishwasher, Gas Range, Microwave, Refrigerator, Washer/Dryer
- Laundry: Main Level
Features
- Flooring: Vinyl, Wood
- Basement: Basement Garage Door,Exterior Entry,Interior Entry,Walk-Out Access
- Fireplace features: Bonus Room, Wood Burning Stove
Interior area
- Total structure area: 1,279
- Total interior livable area: 1,703 sqft
- Finished area above ground: 1,279
- Finished area below ground: 424
Property
Parking
- Total spaces: 5
- Parking features: Basement, Driveway, Attached Garage, Tandem
- Attached garage spaces: 1
- Uncovered spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Fire Pit
Lot
- Size: 1.12 Acres
- Features: Sloped, Wooded
Details
- Parcel number: 9958051
- Zoning: R3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Wood
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: River Ridge
HOA
- Has HOA: Yes
- HOA fee: $400 annually
- HOA name: Hungry River Homeowners Association Inc.
Location
- Region: Flat Rock
Financial & listing details
- Price per square foot: $235/sqft
- Tax assessed value: $396,700
- Annual tax amount: $2,008
- Date on market: 5/29/2026
- Cumulative days on market: 128 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Gravel
Estimated market value
$394,300
$375,000 - $414,000
$2,358/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/18/2026 | Price change | $399,900-5.9%$235/sqft |
Source: | ||
| 6/25/2026 | Price change | $425,000-3.4%$250/sqft |
Source: | ||
| 5/29/2026 | Listed for sale | $440,000+10%$258/sqft |
Source: | ||
| 5/23/2022 | Sold | $400,000+1%$235/sqft |
Source: | ||
| 4/6/2022 | Pending sale | $396,000$233/sqft |
Source: | ||
| 4/5/2022 | Contingent | $396,000$233/sqft |
Source: | ||
| 3/18/2022 | Listed for sale | $396,000$233/sqft |
Source: | ||
| 2/26/2022 | Pending sale | $396,000$233/sqft |
Source: | ||
| 2/25/2022 | Contingent | $396,000$233/sqft |
Source: | ||
| 2/19/2022 | Price change | $396,000-12.6%$233/sqft |
Source: | ||
| 2/8/2022 | Price change | $453,000-3.2%$266/sqft |
Source: | ||
| 12/18/2021 | Price change | $468,000-2.1%$275/sqft |
Source: | ||
| 12/5/2021 | Price change | $478,000-4.2%$281/sqft |
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| 11/18/2021 | Price change | $499,000-8.3%$293/sqft |
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| 10/27/2021 | Price change | $544,000-5.4%$319/sqft |
Source: | ||
| 10/8/2021 | Listed for sale | $574,900+197.9%$338/sqft |
Source: | ||
| 3/12/2021 | Sold | $193,000-3.5%$113/sqft |
Source: | ||
| 1/15/2021 | Price change | $199,900-11.2%$117/sqft |
Source: BluAxis Realty #3690668 Report a problem | ||
| 12/14/2020 | Listed for sale | $225,000+200%$132/sqft |
Source: BluAxis Realty #3690668 Report a problem | ||
| 12/13/2013 | Sold | $75,000-8.5%$44/sqft |
Source: | ||
| 11/1/2013 | Pending sale | $82,000$48/sqft |
Source: Homepath #548602 Report a problem | ||
| 10/27/2013 | Price change | $82,000-12.6%$48/sqft |
Source: Homepath #548602 Report a problem | ||
| 9/22/2013 | Listed for sale | $93,840$55/sqft |
Source: Homepath #548602 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,008 -11.3% | $396,700 |
| 2024 | $2,265 | $396,700 |
| 2023 | $2,265 +71.2% | $396,700 +110.2% |
| 2022 | $1,323 | $188,700 |
| 2021 | -- | $188,700 |
| 2020 | $1,323 | $188,700 |
| 2019 | $1,323 | $188,700 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28731
Nearby schools
Schools provided by the listing agent
- Elementary: Dana
- Middle: Flat Rock
- High: East Henderson
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






