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  • $525,000

    31620 395th Pl, Aitkin, MN 56431

    3beds
    1,600sqft
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    Single Family
    Built in 1987
    0.97 Acres Lot
    $509,600 Zestimate®
    $328/sqft
    $-- HOA

    What's special

    Gorgeous natural surroundingsExceptional waterfront property
    Wake up to breathtaking sunrises over beautiful Ripple Lake from this well-maintained lake home/cabin featuring 143 feet of pristine shoreline. Situated on an almost one-acre lot with mature trees and gorgeous natural surroundings, this property offers the perfect balance of privacy, recreation, and relaxation. The nicely elevated setting provides stunning lake views, while the spacious yard offers plenty of room to enjoy the outdoors. An oversized garage provides ample storage for all your lake toys, recreational equipment, and vehicles. Recent updates include a new roof installed in 2025, and a new septic system is currently being installed for added peace of mind. Whether you're looking for a year-round residence or the perfect second-home getaway, this property checks all the boxes. Enjoy fishing, boating, kayaking, and exploring Ripple Lake, which is connected to the Ripple River, providing even more opportunities to experience Minnesota's great outdoors. Don't miss your chance to own this exceptional waterfront property—schedule your showing today! Thanks so much. Have a great 4th weekend!
    11 days
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    560
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    18
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    Zillow last checked:

    Listing updated:

    Listed by:

    Joe Laudenbach 218-851-5540,

    Keller Williams Realty Professionals

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7105800MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Lower
      Dining room
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Lower
      Kitchen
      • Level: Main
      Kitchen 2nd
      • Level: Lower
      Living room
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • None
      Features
      • Basement: Egress Window(s),Finished,Full,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,600
      • Total interior livable area: 1,600 sqft
      • Finished area above ground: 800
      • Finished area below ground: 800

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Gravel
      • Garage spaces: 2
      • Details: Garage Dimensions (28 x 36)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      Lot
      • Size: 0.97 Acres
      • Dimensions: 262 x 143. x 238 x 190
      Details
      • Foundation area: 800
      • Parcel number: 241116900
      • Zoning description: Shoreline,Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Condition
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Gas: Propane
      • Sewer: Septic System Compliant - Yes
      • Water: 4-Inch Submersible

      Community & HOA

      Community
      • Subdivision: Maple Ridge
      HOA
      • Has HOA: No
      Location
      • Region: Aitkin

      Financial & listing details

      • Price per square foot: $328/sqft
      • Tax assessed value: $381,086
      • Annual tax amount: $2,178
      • Date on market: 7/8/2026
      • Cumulative days on market: 10 days

        Estimated market value

        $509,600

        $484,000 - $535,000

        $1,382/mo

        Price history

        DateEventPrice
        7/8/2026Listed for sale$525,000$328/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7105800 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,140 +0.6%$381,086 +1.8%
        2024$2,128 +10.5%$374,392 +0.1%
        2023$1,926 -7.7%$373,958 +18%
        2022$2,086 +10.3%$316,973 +23.4%
        2021$1,892 -0.8%$256,907 +9.5%
        2020$1,908 +5.8%$234,700 +3%
        2019$1,804 +2.2%$227,800 +5.9%
        2018$1,766 +6.1%$215,100 +4.7%
        2017$1,664 -0.4%$205,400
        2016$1,670 +7.3%$205,400 +5.3%
        2014$1,556 +9493.1%$195,100 -13.3%
        2012$16 $225,000
        2011-- $225,000 -10.1%
        2009$1,640 $250,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 56431

        Getting around

        0 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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