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For sale
    • $995,000

    320 Fingerlake Rd, Penhook, VA 24137

    3beds
    2,796sqft
    : 
    $6,119/mo
    Get pre-qualified
    Single Family Residence
    Built in 1981
    0.49 Acres Lot
    $947,700 Zestimate®
    $356/sqft
    $-- HOA

    What's special

    Large dockModern updatesImpressive dockFinished basementBuilt-in barRemodeled interiorsComfortable living spaces
    Welcome to your newly remodeled waterfront retreat on Smith Mountain Lake! This stunning 3-bedroom, 3-bathroom home combines modern updates with the relaxed charm of lakefront living. Step inside to discover a thoughtfully renovated interior with comfortable living spaces and breathtaking water views. The finished basement provides additional space for entertaining, complete with a built-in bar--perfect for hosting family and friends after a day on the lake. Outside, enjoy your own private waterfront setting with a large dock, offering plenty of room for boating, swimming, fishing, and soaking in the spectacular Smith Mountain Lake sunsets. Whether you're looking for a peaceful full-time residence, a weekend getaway, or an investment opportunity, this property offers exceptional versatility. With its prime waterfront setting, expansive views, remodeled interiors, finished basement, and impressive dock, this home is ready to enjoy. It also has the potential for use as a short-term rental! Come experience lake life at its finest!
    6 days
    634
    45

    Zillow last checked:

    Listing updated:

    Listed by:

    AUDREY EVANS 540-874-0317,

    RE/MAX LAKEFRONT REALTY INC 540-721-3555

    Source: RVAR,MLS#: 931627MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Entry
      Bedroom 2
      • Level: Entry
      Bedroom 3
      • Level: Lower
      Heating
      • Heat Pump Electric
      Cooling
      • Heat Pump Electric
      Features
      • Cathedral Ceiling(s)
      • Flooring: Vinyl
      • Basement: Full,Walk-Out Access
      • Has fireplace: Yes
      • Fireplace features: Basement
      Interior area
      • Total structure area: 2,796
      • Total interior livable area: 2,796 sqft
      • Finished area below ground: 1,200

      Property

      Parking
      • Total spaces: 1
      • Covered spaces: 1
      Features
      • Patio & porch: Covered Porch, Deck
      • Has view: Yes
      • View description: Lake, Sunrise, Sunset
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: No Wake Area
      • Body of water: Smith Mtn Lake
      Lot
      • Size: 0.49 Acres
      • Features: Gentle Sloping
      Details
      • Parcel number: 1563421053
      • Zoning: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      Condition
      • Year built: 1981

      Utilities & green energy

      • Sewer: Private Septic
      • Water: Private Well

      Community & HOA

      Community
      • Subdivision: Penhook
      HOA
      • Has HOA: No
      Location
      • Region: Penhook

      Financial & listing details

      • Price per square foot: $356/sqft
      • Tax assessed value: $541,100
      • Annual tax amount: $3,970
      • Date on market: 9/22/2026
      • Cumulative days on market: 8 days

        Estimated market value

        $947,700

        $900,000 - $995,000

        $2,000/mo

        Price history

        DateEventPrice
        9/22/2026Listed for sale$995,000+53.1%$356/sqft
        Source: RVAR #931627 Report a problem
        7/22/2025Sold$650,000-18.2%$232/sqft
        Source: RVAR #915528 Report a problem
        5/8/2025Pending sale$795,000$284/sqft
        Source: RVAR #915528 Report a problem
        3/25/2025Listed for sale$795,000+120.2%$284/sqft
        Source: RVAR #915528 Report a problem
        12/1/2016Sold$361,100$129/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,030 $541,100
        2024$3,030 +35.3%$541,100 +49.8%
        2023$2,240 $361,300
        2022$2,240 $361,300
        2021$2,240 $361,300
        2020$2,240 $361,300
        2019$2,240 $361,300
        2018$2,240 $361,300
        2017$2,240 +5.1%$361,300 +0.1%
        2016$2,130 $361,100
        2015$2,130 $361,100 -3.9%
        2011-- $375,800
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 24137

        Getting around

        7 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Gretna Elementary
        • Middle: Gretna Middle
        • High: Gretna High

        Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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