Four generously sized bedroomsUnique architectural details
Motivated Sellers! - A Rare Opportunity with Endless Possibilities!
Discover a truly one-of-a-kind property in the heart of St. Charles offering flexibility, versatility, and exceptional value. Situated on a single parcel are two separate dwellings—a charming 4-bedroom, 2-bath main residence and a detached 1-bedroom guest house with its own address(1641 W. Adams St.), creating opportunities that are rarely available.
Located just minutes from the St. Charles Historic District, you’ll enjoy easy access to boutique shopping, local restaurants, entertainment, festivals, and the scenic Missouri Riverfront. The property is also conveniently located near Lindenwood University, making it an outstanding option for faculty, staff, students, or those seeking rental income opportunities.
The main home is move-in ready and filled with warmth, charm, and character. From its inviting atmosphere to its unique architectural details, this home offers a welcoming feel that’s difficult to find in newer construction. With four generously sized bedrooms and two full bathrooms, there’s plenty of space for comfortable everyday living while preserving the home’s timeless appeal.
Whether you’re looking for a multi-generational living arrangement, a private guest retreat, a home office, or an investment property, this property offers unmatched flexibility. The detached guest house is fully equipped with heating and air conditioning, a full kitchen, dining room, full bathroom, laundry room, and a lower-level family room, providing a comfortable and private living space for extended family, adult children, aging parents, visiting guests, or a tenant to help offset your mortgage.
Combined, the main residence and guest house provide an exceptional blend of space, versatility, and income potential—making this property ideal for homeowners and investors alike.
Properties with this combination of location, charm, flexibility, and rental potential are exceptionally rare. Don’t miss your opportunity to own this unique St. Charles property in one of the area’s most sought-after locations!
5 days
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581
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28
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Zillow last checked:
Listing updated:
Listed by:
Stacy A Dodson309-840-2407,
Keller Williams Pinnacle
Source: MARIS,MLS#: 26042619Originating MLS: Southwestern Illinois Board of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 1
Bedroom
Level: Main
Bedroom 2
Level: Upper
Bedroom 3
Level: Upper
Bedroom 4
Level: Upper
Bathroom
Level: Main
Bathroom
Level: Basement
Dining room
Level: Main
Kitchen
Level: Main
Laundry
Level: Main
Living room
Features: Floor Covering: Wood
Level: Main
Other
Level: Basement
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric, Window Unit(s)
Appliances
Included: Dishwasher, Microwave, Free-Standing Electric Range, Refrigerator, Water Heater
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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