Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!
For sale
$309,900
3300 MCMATH DRIVE, PALM HARBOR, FL 34684
2beds
1,332sqft
Villa
Built in 1984
4,029 Square Feet Lot
$299,100 Zestimate®
$233/sqft
$336/mo HOA
What's special
Updated windowsBuilt-in pantryPeaceful surroundingsExpansive primary suiteSoaring vaulted ceilingsFully enclosed bonus lanaiSpacious kitchen
- 8 days
- 905
- 40
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Amanda Justus 727-330-4478,
COLDWELL BANKER REALTY 727-781-3700
Source: Stellar MLS,MLS#: TB8543424
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Florida Room, Dining Room
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Dual Closets
- Level: First
- Area: 224 Square Feet
- Dimensions: 16x14
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 150 Square Feet
- Dimensions: 10x15
Primary bathroom
- Features: En Suite Bathroom, Makeup/Vanity Space, Shower No Tub, Single Vanity, Water Closet/Priv Toilet, Linen Closet
- Level: First
- Area: 99 Square Feet
- Dimensions: 11x9
Bathroom 2
- Features: Single Vanity, Tub With Shower
- Level: First
- Area: 40 Square Feet
- Dimensions: 5x8
Dining room
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Florida room
- Features: Ceiling Fan(s)
- Level: First
- Area: 120 Square Feet
- Dimensions: 8x15
Kitchen
- Features: Pantry
- Level: First
- Area: 150 Square Feet
- Dimensions: 10x15
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 315 Square Feet
- Dimensions: 21x15
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s)
- Flooring: Tile, Hardwood
- Doors: Sliding Doors
- Windows: Skylight(s), Hurricane Shutters/Windows
- Has fireplace: No
Interior area
- Total structure area: 1,946
- Total interior livable area: 1,332 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Golf Cart Parking
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 23x19
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened
- Exterior features: Lighting, Private Mailbox, Sidewalk
- Has view: Yes
- View description: Garden
- Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
- Body of water: LAKE TARPON
Lot
- Size: 4,029 Square Feet
- Features: Landscaped, Level, Near Golf Course, Sidewalk, Above Flood Plain
Details
- Parcel number: 052816389060000600
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Villa
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: HIGHLAND LAKES
HOA
- Has HOA: Yes
- Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Internet, Maintenance Grounds, Pest Control, Pool Maintenance, Recreational Facilities, Trash
- HOA fee: $336 monthly
- HOA name: Duplex Village II - Natalie Coser
- HOA phone: 727-415-3853
- Second HOA name: Highland Lakes HOA
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $233/sqft
- Tax assessed value: $260,313
- Annual tax amount: $1,490
- Date on market: 8/28/2026
- Cumulative days on market: 9 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$299,100
$284,000 - $314,000
$2,192/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Listed for sale | $309,900+176.7%$233/sqft |
Source: | ||
| 9/26/2001 | Sold | $112,000$84/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,491 +7.1% | $120,784 +2.9% |
| 2024 | $1,392 +3% | $117,380 +3% |
| 2023 | $1,352 -1.7% | $113,961 +3% |
| 2022 | $1,375 +0.4% | $110,642 +3% |
| 2021 | $1,370 +0.8% | $107,419 +1.4% |
| 2020 | $1,359 +2.4% | $105,936 +2.3% |
| 2019 | $1,327 | $103,554 +1.9% |
| 2018 | $1,327 +2% | $101,623 +2.1% |
| 2017 | $1,301 +3% | $99,533 +2.1% |
| 2016 | $1,263 +2.2% | $97,486 +0.7% |
| 2015 | $1,235 -0.1% | $96,808 +0.8% |
| 2014 | $1,236 +1.3% | $96,040 +1.5% |
| 2013 | $1,220 +8.4% | $94,621 +1.7% |
| 2012 | $1,125 | $93,039 +0.1% |
| 2011 | -- | $92,903 +1.5% |
| 2010 | -- | $91,530 -6.3% |
| 2009 | -- | $97,666 -9.3% |
| 2008 | $1,369 | $107,655 +3% |
| 2007 | -- | $104,519 -8.8% |
| 2005 | -- | $114,600 +11% |
| 2004 | $1,569 +2.1% | $103,200 +9.4% |
| 2003 | $1,538 +57.4% | $94,300 +0.2% |
| 2002 | $977 | $94,100 +28% |
| 2001 | $977 +5.4% | $73,500 +7.1% |
| 2000 | $926 | $68,600 |
Find assessor info on the county website
Monthly payment
Est. payment







