Come see this home and begin dreaming to make it your own custom waterfront retreat. Welcome to the sought-after waterfront community of Loch Haven Beach! Nestled along the South River, 3440 South River Terrace offers expansive water views and an exceptional opportunity to enjoy a waterfront lifestyle. Visit the Loch Haven community website to learn more about this historic waterfront neighborhood and its many amenities. The Loch Haven Civic Association owns the waterfront property extending from the lot to the water's edge. The pier is part of the Pier 11 Club and is not privately owned by the seller. A significant benefit to the new owner is that no voluntary buy-in is required for Pier 11 membership, as the annual $105 pier assessment is included in the property's tax bill. The pier is maintained by the Pier 11 Club. Enjoy an active waterfront community with neighborhood traditions including the annual Fourth of July parade, food truck events, and the beloved Lochtober Fest each fall.
Under contract
$1,000,000
3440 S River Ter, Edgewater, MD 21037
3beds
2,160sqft
Single Family Residence
Built in 1958
8,090 Square Feet Lot
$-- Zestimate®
$463/sqft
$-- HOA
What's special
Expansive water views
- 82 days
- 144
- 1
Zillow last checked:
Listing updated:
Listed by:
Sue Clements 410-353-3335,
Coldwell Banker Realty 410-224-2200
Source: Bright MLS,MLS#: MDAA2149392
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Heating
- Hot Water, Oil
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Water Heater
Features
- Cathedral Ceiling(s)
- Has basement: No
- Number of fireplaces: 2
Interior area
- Total structure area: 2,160
- Total interior livable area: 2,160 sqft
- Finished area above ground: 2,160
Property
Parking
- Total spaces: 2
- Parking features: Storage, Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: River
- Body of water: South River
- Frontage length: Water Frontage Ft: 75
Lot
- Size: 8,090 Square Feet
Details
- Additional structures: Above Grade
- Parcel number: 020148006673012
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Crawl Space
- Roof: Fiberglass
Condition
- Very Good
- New construction: No
- Year built: 1958
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Loch Haven Beach
HOA
- Has HOA: No
- Services included: Other
Location
- Region: Edgewater
Financial & listing details
- Price per square foot: $463/sqft
- Tax assessed value: $778,500
- Annual tax amount: $8,517
- Date on market: 6/26/2026
- Listing agreement: Exclusive Right To Sell
- Exclusions: Clothes Washer, Clothes Dryer, Refrigerator
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/31/2026 | Contingent | $1,000,000$463/sqft |
Source:  Bright MLS #MDAA2149392 Report a problem | ||
| 7/6/2026 | Listed for sale | $1,000,000$463/sqft |
Source: Bright MLS #MDAA2149392 Report a problem | ||
| 6/29/2026 | Contingent | $1,000,000$463/sqft |
Source: Bright MLS #MDAA2149392 Report a problem | ||
| 6/26/2026 | Listed for sale | $1,000,000+239%$463/sqft |
Source: Bright MLS #MDAA2149392 Report a problem | ||
| 3/29/1994 | Sold | $295,000$137/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,730 +12.7% | $742,933 +5% |
| 2024 | $7,746 +5.6% | $707,367 +5.3% |
| 2023 | $7,336 +4.5% | $671,800 |
| 2022 | $7,020 | $671,800 |
| 2021 | $7,020 -2.9% | $671,800 -2.8% |
| 2020 | $7,228 +3.6% | $691,000 |
| 2019 | $6,974 +7.3% | $691,000 +7.8% |
| 2018 | $6,502 +3.5% | $641,200 +4% |
| 2017 | $6,282 | $616,300 +3.1% |
| 2016 | -- | $597,967 +3.2% |
| 2015 | -- | $579,633 +3.3% |
| 2014 | -- | $561,300 |
| 2013 | -- | $561,300 |
| 2012 | -- | $561,300 -27% |
| 2011 | -- | $768,730 +3.4% |
| 2010 | -- | $743,542 +3.5% |
| 2009 | -- | $718,356 +3.6% |
| 2008 | -- | $693,170 +10.7% |
| 2007 | -- | $626,422 +11.9% |
| 2006 | -- | $559,676 +13.5% |
| 2005 | -- | $492,930 +12.9% |
| 2004 | -- | $436,470 +14.9% |
| 2003 | -- | $380,010 +17.5% |
| 2002 | -- | $323,550 +5.6% |
| 2001 | -- | $306,506 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21037
Nearby schools
Schools provided by the listing agent
- Elementary: Central
- Middle: Central
- High: South River
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $729,9003 bd3 ba1.4k sqft1518 Ridgely Dr, Edgewater, MD 21037For Sale
MLS ID #MDAA2146044, Christin Blunk, Engel & Volkers Annapolis. Bright MLS - $599,9004 bd3 ba1.9k sqft3847 Holly Dr, Edgewater, MD 21037For Sale
MLS ID #MDAA2149518, ALLIE VASQUEZ, Charis Realty Group. Bright MLS - $599,9994 bd2 ba1.9k sqft1623 Shore Dr, Edgewater, MD 21037For Sale
MLS ID #MDAA2152352, Kerry O'Hara, Engel & Volkers Annapolis. Bright MLS - $825,0004 bd4 ba2.5k sqft2691 Claibourne Rd, Annapolis, MD 21403For Sale
MLS ID #MDAA2156774, Danielle Franz, EXP Realty, LLC. Bright MLS - $925,0004 bd4 ba2.5k sqft2978 Valley View Rd, Annapolis, MD 21401For SaleMLS ID #MDAA2149336, Cheryl Jersey-Lecourt, Long & Foster Real Estate, Inc.. Bright MLS
- $769,9004 bd3 ba2.1k sqft278 Hillsmere Dr, Annapolis, MD 21403For SaleMLS ID #MDAA2149064, Thomas Eicher, Coldwell Banker Realty. Bright MLS
- $998,0004 bd3 ba1.8k sqft4721 Oak Rd, Shady Side, MD 20764For SaleMLS ID #MDAA2153134, Ray Mudd, Schwartz Realty, Inc.. Bright MLS
- $784,9004 bd3 ba3.1k sqft402 Fair Hill Ct, Annapolis, MD 21403For SaleMLS ID #MDAA2155666, Jack Papaleonti, Academy Realty Inc.. Bright MLS
- $750,0004 bd3 ba2.2k sqft580 Pinedale Dr, Annapolis, MD 21401For SaleMLS ID #MDAA2156594, William Haversack, Cummings & Co. Realtors. Bright MLS
- $899,0003 bd2 ba2k sqft766 Cypress Rd, Severna Park, MD 21146For SaleMLS ID #MDAA2151482, Amy Sadacca, Cummings & Co. Realtors. Bright MLS
- $699,9904 bd3 ba2.3k sqft104 Groh Ln, Annapolis, MD 21403For SaleMLS ID #MDAA2150374, Wendy Oliver, Coldwell Banker Realty. Bright MLS
- $674,9004 bd3 ba2k sqft3873 Birdsville Rd, Davidsonville, MD 21035For SaleMLS ID #MDAA2149988, Rachel Best, RE/MAX Leading Edge. Bright MLS
- $775,0003 bd2 ba2.3k sqft4950 Bonniewood Dr, Shady Side, MD 20764For SaleMLS ID #MDAA2148142, Jamie Angichiodo, RE/MAX Leading Edge. Bright MLS
- $850,0004 bd3 ba2.1k sqft121 Eareckson Ln, Stevensville, MD 21666For SaleMLS ID #MDQA2017628, Larry Doyle, Long & Foster Real Estate, Inc.. Bright MLS
- $850,0004 bd4 ba3k sqft63 Church Rd, Arnold, MD 21012For SaleMLS ID #MDAA2149358, George McDowell, Keller Williams Select Realtors of Annapolis. Bright MLS
- $725,0006 bd3 ba2.8k sqft1025 Hanson St, Annapolis, MD 21403For SaleMLS ID #MDAA2154722, Ryan Briggs, Anne Arundel Properties, Inc.. Bright MLS
- $1,295,0003 bd3 ba2k sqft718 Whitehall Beach Rd, Annapolis, MD 21409For SaleMLS ID #MDAA2148506, Joanna Dalton, Coldwell Banker Realty. Bright MLS
- $934,0005 bd3 ba3k sqft14 Fairway Is, Grasonville, MD 21638For SaleMLS ID #MDQA2018270, Jimmy White, Long & Foster Real Estate, Inc.. Bright MLS
- $685,0003 bd3 ba1.7k sqft1180 Bay Highlands Dr, Annapolis, MD 21403For SaleMLS ID #MDAA2142452, Gary Durand, CENTURY 21 New Millennium. Bright MLS
- $889,0003 bd3 ba2.8k sqft1876 Potomac Rd, Pasadena, MD 21122For SaleMLS ID #MDAA2149692, Michelle Blanchard, Keller Williams Flagship. Bright MLS
