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For sale
    • $555,000

    3522 Fox Ter, Pt Charlotte, FL 33981

    3beds
    1,899sqft
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    Single Family Residence
    Built in 1988
    0.44 Acres Lot
    $535,600 Zestimate®
    $292/sqft
    $-- HOA

    What's special

    Modern finishesBeautifully updatedExpansive windows and slidersSplit-bedroom layoutMaximize natural lightBeautiful cabinetryPristine condition
    BRAND NEW SEAWALL JUST COMPLETED. Welcome to a rare slice of waterfront luxury in the highly desired Gulf Cove area, an impeccably maintained 3-bedroom, 2-bathroom pool home situated on stunning oversized 0.44 acre pie-shaped lot. With nearly 56 feet of serene waterfront and located just feet from the Myakka River, this residence offers the ultimate blend of elegance, privacy, and true Florida coastal living. From the moment you arrive, the home’s pristine condition and thoughtful upgrades stand out. A new roof (2018), AC system (2016), and water heater (2016) provide peace of mind, while the home’s elevated positioning and smart site design have contributed to no flooding history. Inside, the 2018 full kitchen renovation showcases beautiful cabinetry, modern finishes, and an effortless flow into the main living spaces. New flooring (2018) carries you throughout the home, adding warmth, style, and continuity. Expansive windows and sliders maximize natural light and frame gorgeous water views from multiple angles. The split-bedroom layout ensures comfort and privacy, while the spacious primary suite enhances the luxury feel with tranquil pool and canal vistas. Step outside to your own private oasis, the sparkling pool is the centerpiece of the outdoor living area, surrounded by a generous screened lanai perfect for relaxing, dining, and entertaining. With an oversized lot, the property delivers exceptional outdoor space rarely found in the community ideal for gardening, extensions, or simply enjoying the added privacy and wide waterfront panorama. Situated just moments from open water, boating and recreation opportunities are endless, and you're only a short drive from shopping, dining, golf courses, and Gulf beaches. Yet the peacefulness of this quiet, established neighborhood makes it feel worlds away. Beautifully updated, meticulously cared for, and positioned on one of the most unique waterfront settings in Port Charlotte, this home is a standout opportunity for those seeking luxury, comfort, and exceptional lifestyle living.
    239 days
    |
    492
    |
    40
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christopher Grant 941-205-8481,

    GRANT TEAM REAL ESTATE, LLC 941-205-8481

    Source: Stellar MLS,MLS#: C7517756MLS LogoOriginating MLS: Port Charlotte

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 277.88 Square Feet
      • Dimensions: 14.25x19.5
      Bedroom 1
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 150 Square Feet
      • Dimensions: 12x12.5
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 139.13 Square Feet
      • Dimensions: 10.5x13.25
      Primary bathroom
      • Level: First
      • Area: 96.94 Square Feet
      • Dimensions: 11.75x8.25
      Bathroom 1
      • Level: First
      • Area: 64 Square Feet
      • Dimensions: 8x8
      Balcony porch lanai
      • Level: First
      • Area: 1122.19 Square Feet
      • Dimensions: 33.25x33.75
      Dining room
      • Level: First
      • Area: 89.25 Square Feet
      • Dimensions: 10.5x8.5
      Family room
      • Level: First
      • Area: 209.38 Square Feet
      • Dimensions: 16.75x12.5
      Foyer
      • Level: First
      • Area: 43.88 Square Feet
      • Dimensions: 6.5x6.75
      Kitchen
      • Level: First
      • Area: 87.13 Square Feet
      • Dimensions: 10.25x8.5
      Laundry
      • Level: First
      • Area: 74.25 Square Feet
      • Dimensions: 13.5x5.5
      Living room
      • Level: First
      • Area: 222 Square Feet
      • Dimensions: 18.5x12
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,739
      • Total interior livable area: 1,899 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Lighting, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Gunite, In Ground, Screen Enclosure
      • Has view: Yes
      • View description: Water, Canal, River
      • Has water view: Yes
      • Water view: Water,Canal,River
      • Waterfront features: Canal - Saltwater, River Front, Saltwater Canal Access, River Access, Seawall
      • Body of water: MYAKKA RIVER
      Lot
      • Size: 0.44 Acres
      • Features: Cul-De-Sac
      Details
      • Parcel number: 402119453010
      • Zoning: RSF3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Park, Playground
      • Pet fee: $0 monthly
      • Subdivision: PORT CHARLOTTE SEC 060
      HOA
      • Has HOA: No
      • HOA name: Property Owners of Gulf Cove
      Location
      • Region: Pt Charlotte

      Financial & listing details

      • Price per square foot: $292/sqft
      • Tax assessed value: $561,312
      • Annual tax amount: $10,673
      • Date on market: 11/14/2025
      • Cumulative days on market: 226 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        $535,600

        $509,000 - $562,000

        $3,876/mo

        Price history

        DateEventPrice
        1/5/2026Listed for sale$555,000$292/sqft
        Source: Stellar MLS #C7517756 Report a problem
        12/23/2025Pending sale$555,000$292/sqft
        Source: Stellar MLS #C7517756 Report a problem
        11/14/2025Listed for sale$555,000-7.3%$292/sqft
        Source: Stellar MLS #C7517756 Report a problem
        8/1/2025Listing removed$599,000$315/sqft
        Source: Stellar MLS #D6140132 Report a problem
        6/19/2025Price change$599,000-7.8%$315/sqft
        Source: Stellar MLS #D6140132 Report a problem
        5/15/2025Price change$650,000-4.3%$342/sqft
        Source: Stellar MLS #D6140132 Report a problem
        4/9/2025Price change$679,000-1.5%$358/sqft
        Source: Stellar MLS #D6140132 Report a problem
        2/12/2025Listed for sale$689,000+13680%$363/sqft
        Source: Stellar MLS #D6140132 Report a problem
        11/1/1978Sold$5,000$3/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,658 -9.5%$561,312 -10.2%
        2024$10,674 +225.3%$625,061 +244.3%
        2023$3,281 +4.1%$181,563 +2.7%
        2022$3,151 +0.2%$176,741 +3%
        2021$3,144 +5.9%$171,593 +1.4%
        2020$2,969 +3.5%$169,224 +2.3%
        2019$2,870 +7.9%$165,419 +1.9%
        2018$2,660 $162,335 +2.1%
        2017$2,660 +1%$158,996 +2.1%
        2016$2,634 +2.5%$155,726 +0.7%
        2015$2,569 +0.1%$154,643 +0.8%
        2014$2,565 +30.7%$153,416 +3.2%
        2013$1,962 +4.2%$148,622 +3%
        2012$1,883 +5.1%$144,293
        2011$1,791 -0.1%$144,293 +1.5%
        2010$1,792 +11.3%$142,161 +2.7%
        2009$1,611 $138,424 +5.7%
        2007-- $130,983
        2006-- $130,983 +6.1%
        2005-- $123,464 +1.9%
        2004-- $121,162
        2003-- $121,162 +2.4%
        2002$1,831 -1.6%$118,322 +1.6%
        2001$1,861 +7.8%$116,459 +3%
        2000$1,726 $113,067
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33981

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Myakka River Elementary
        • Middle: L.A. Ainger Middle
        • High: Lemon Bay High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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