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For sale
    • Price cut: $20K (8/9)
    $199,000

    3595 41ST LANE S #D, ST PETERSBURG, FL 33711

    2beds
    1,280sqft
    : 
    $2,515/mo
    Get pre-qualified
    Condominium
    Built in 1974
    -- sqft lot
    $186,100 Zestimate®
    $155/sqft
    $1,130/mo HOA

    What's special

    Hot tubGated waterfront paradiseTwo sparkling poolsStorage galoreUnder-stair storageSpacious primary suiteIn-unit laundry
    Welcome to Bermuda Bay Beach & Racquet Club — where every day feels a little more like vacation and a little less like reality. Tucked quietly in the heart of this gated waterfront paradise, this charming 2-bedroom, 2.5-bath townhouse offers 1,280 square feet of comfort, character, storage galore, and the kind of laid-back Florida lifestyle everyone chases. Let’s start with the rare stuff… because Bermuda Bay residents know: storage is basically waterfront gold. This floor plan is famous for its smart use of space and endless storage options, including a huge double-length walk-in closet in the primary suite, oversized guest room walk-in closet, under-stair storage, oversized pantry, attic access, and even an outdoor storage closet for beach gear, bikes, holiday decorations, or that paddleboard you swear you’re going to use every weekend. The layout is warm, comfortable, and move-in ready, with ceramic tile downstairs, hardwood flooring upstairs, newer windows, in-unit laundry, and room to personalize and update at your own pace — already priced accordingly so you can add your own style without paying for someone else’s questionable design choices from 2007. One of the standout features? The gorgeous, brand-new screened lanai completed last year with nearly $9,000 invested, creating the perfect private outdoor retreat surrounded by lush greenery and peaceful landscaping. Morning coffee, evening wine, lazy Sunday naps… this is the spot. Upstairs, the spacious primary suite features an updated vanity area, large corner walk-in shower with glass surround, and a built-in dressing/makeup area that feels delightfully tucked away from the world. Some furnishings are negotiable, making your move even easier. And then there’s Bermuda Bay itself — one of St. Petersburg’s best-kept hidden gems. Residents enjoy a private beach on Boca Ciega Bay with sunset views that honestly make you stop mid-sentence, two sparkling pools, a hot tub, tennis & racquet courts, clubhouse, kayak storage, shuffleboard, beautifully maintained grounds, and a private gated connection directly to the Pinellas Trail for biking, jogging, dog walks, or nature-filled strolls through nearby bird sanctuary areas. Despite feeling worlds away, you’re just minutes to Gulfport, downtown St. Pete, beaches, restaurants, nightlife, shopping, and easy highway access for commuting or airport runs. This is the sweet spot buyers wait for: private, peaceful, affordable waterfront community living with room to make it your own. Whether you’re looking for a full-time residence, seasonal escape, or investment opportunity, this Bermuda Bay townhouse delivers the Florida lifestyle with comfort, charm, and just enough tropical magic to make your friends jealous.
    80 days
    |
    427
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tori Elvir 417-496-7920,

    RE/MAX REALTY UNLIMITED 727-280-9996

    Source: Stellar MLS,MLS#: TB8513024MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Dual Closets
      • Level: Second
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: Second
      Primary bathroom
      • Features: No Closet
      • Level: Second
      Bathroom 1
      • Features: No Closet
      • Level: First
      Bathroom 3
      • Level: Second
      Dining room
      • Features: Built-in Closet
      • Level: First
      Kitchen
      • Features: Storage Closet
      • Level: First
      Laundry
      • Level: Second
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside, Laundry Closet
      Features
      • Ceiling Fan(s), Thermostat, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Engineered Hardwood
      • Doors: Sliding Doors
      • Windows: Hurricane Shutters
      • Has fireplace: No
      Interior area
      • Total structure area: 1,280
      • Total interior livable area: 1,280 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Open
      • Has uncovered spaces: Yes
      Features
      • Levels: Multi/Split
      • Patio & porch: Covered, Front Porch, Patio, Rear Porch, Screened
      • Exterior features: Irrigation System, Lighting, Private Entrance, Rain Gutters, Sidewalk, Sprinkler Metered
      • On waterfront: Yes
      • Waterfront features: Bay/Harbor Front, Waterfront, Bay/Harbor Access, Bayou Access, Beach Access, No Wake Zone, Seawall
      Lot
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 343116083200040040
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Coastal,Florida,Key West
      • Property subtype: Condominium
      Materials
      • Block, Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Bay/Harbor Front, Fishing, Private Boat Ramp, Water Access, Waterfront, Buyer Approval Required, Clubhouse, Community Mailbox, Gated Community - No Guard, Irrigation-Reclaimed Water, Park, Playground, Pool, Racquetball, Sidewalks, Tennis Court(s)
      • Security: Fire Alarm, Gated Community, Key Card Entry, Security Gate, Security Lights, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: BERMUDA BAY BEACH CONDO
      HOA
      • Has HOA: Yes
      • Amenities included: Cable TV, Clubhouse, Gated, Laundry, Maintenance, Park, Pickleball Court(s), Playground, Pool, Racquetball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions
      • Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
      • HOA fee: $1,130 monthly
      • HOA name: Ray Ferreris
      • HOA phone: 727-864-0735
      Location
      • Region: Saint Petersburg

      Financial & listing details

      • Price per square foot: $155/sqft
      • Tax assessed value: $204,479
      • Annual tax amount: $3,224
      • Date on market: 5/30/2026
      • Cumulative days on market: 81 days
      • Listing terms: Cash,Conventional
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Concrete

        Estimated market value

        $186,100

        $177,000 - $195,000

        $2,296/mo

        Price history

        DateEventPrice
        8/9/2026Price change$199,000-9.1%$155/sqft
        Source: Stellar MLS #TB8513024 Report a problem
        5/30/2026Listed for sale$219,000-8.8%$171/sqft
        Source: Stellar MLS #TB8513024 Report a problem
        12/9/2025Listing removed$240,000$188/sqft
        Source: Stellar MLS #TB8427024 Report a problem
        11/19/2025Price change$240,000-4%$188/sqft
        Source: Stellar MLS #TB8427024 Report a problem
        9/12/2025Listed for sale$249,900-6%$195/sqft
        Source: Stellar MLS #TB8427024 Report a problem
        7/21/2023Sold$265,900-1.5%$208/sqft
        Source: Public Record Report a problem
        5/31/2023Pending sale$269,900$211/sqft
        Source: Stellar MLS #U8194304 Report a problem
        5/12/2023Price change$269,900-5.3%$211/sqft
        Source: Stellar MLS #U8194304 Report a problem
        3/17/2023Listed for sale$285,000+123.5%$223/sqft
        Source: Stellar MLS #U8194304 Report a problem
        8/4/2015Sold$127,500-16.7%$100/sqft
        Source: Public Record Report a problem
        7/22/2009Sold$153,000+26.4%$120/sqft
        Source: Public Record Report a problem
        3/29/2004Sold$121,000+142%$95/sqft
        Source: Public Record Report a problem
        4/4/1994Sold$50,000$39/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,225 -24.7%$204,479 -6.9%
        2024$4,285 +11%$219,544 +25%
        2023$3,860 +15.7%$175,624 +10%
        2022$3,337 +9.4%$159,658 +10%
        2021$3,051 +5.7%$145,144 +7.6%
        2020$2,885 +1.1%$134,910 +3.2%
        2019$2,853 $130,691 +10%
        2018$2,853 +10.6%$118,810 +3.6%
        2017$2,580 +8.4%$114,632 +7.5%
        2016$2,379 +229.9%$106,593 +50.2%
        2015$721 +0.1%$70,975 +0.8%
        2014$720 -0.3%$70,412 +1.5%
        2013$722 -0.4%$69,371 +0.3%
        2012$725 $69,156 -16.1%
        2011-- $82,413 -14.2%
        2010-- $96,012 -19.6%
        2009-- $119,448 -5.4%
        2008$1,843 $126,200 -14%
        2007-- $146,700 +42.7%
        2005-- $102,800 +25.7%
        2004$441 +4.1%$81,800 +18.6%
        2003$424 +8.7%$69,000 +11.8%
        2002$390 $61,700 +36.8%
        2001$390 -1.7%$45,100 +6.6%
        2000$396 $42,300
        Find assessor info on the county website

        Monthly payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Clam Bayou

        Getting around

        15 / 100
        Car-Dependent
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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