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For sale
    • $1,399,900

    3640 CRUMP ROAD, WINTER HAVEN, FL 33881

    4beds
    3,309sqft
    : 
    $9,262/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    1.23 Acres Lot
    $-- Zestimate®
    $423/sqft
    $-- HOA

    What's special

    Propane-heated poolShiplap accentsPorcelain tileNine-foot ceilingsBamboo chair railCustom lightingCustom painting
    Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space—perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn’t affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living—all in one exceptional Lake Hamilton property with no HOA!
    36 days
    1,321
    125

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Reynolds 863-412-2279,

    LOCKHART & ASSOCIATES INC 863-293-1234

    Source: Stellar MLS,MLS#: L4964316MLS LogoOriginating MLS: Lakeland

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 336.38 Square Feet
      • Dimensions: 19.5x17.25
      Bedroom 2
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 192.63 Square Feet
      • Dimensions: 16.75x11.5
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 192.63 Square Feet
      • Dimensions: 16.75x11.5
      Bedroom 4
      • Features: Ceiling Fan(s), Dual Closets
      • Level: First
      • Area: 167.75 Square Feet
      • Dimensions: 15.25x11
      Primary bathroom
      • Features: Dual Sinks, En Suite Bathroom, Exhaust Fan, Multiple Shower Heads, Shower No Tub, Split Vanities, Water Closet/Priv Toilet, Linen Closet
      • Level: First
      • Area: 153 Square Feet
      • Dimensions: 17x9
      Balcony porch lanai
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 1200 Square Feet
      • Dimensions: 30x40
      Dinette
      • Features: No Closet
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 10x8
      Dining room
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 309.38 Square Feet
      • Dimensions: 22.5x13.75
      Kitchen
      • Features: Breakfast Bar, No Closet
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Living room
      • Features: No Closet
      • Level: First
      • Area: 517.5 Square Feet
      • Dimensions: 28.75x18
      Heating
      • Central, Electric, Heat Pump, Zoned
      Cooling
      • Central Air, Zoned
      Appliances
      • Included: Oven, Dishwasher, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Trash Compactor, Water Softener, Wine Refrigerator
      • Laundry: Inside, Laundry Room, Washer Hookup
      Features
      • Central Vacuum, Eating Space In Kitchen, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Porcelain Tile, Travertine
      • Doors: French Doors, Outdoor Grill, Outdoor Kitchen, Outdoor Shower
      • Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 5,342
      • Total interior livable area: 3,309 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Boat, Circular Driveway, Driveway, Garage Door Opener, Guest, Parking Pad, Workshop in Garage
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Fiber Optic Lighting, Heated, In Ground, Lighting, Other, Salt Water, Tile
      • Fencing: Fenced,Other
      • Has view: Yes
      • View description: Pool, Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Front, Lake Privileges, Fishing Pier, Lift - Covered, Skiing Allowed
      • Body of water: LAKE HAMILTON
      Lot
      • Size: 1.23 Acres
      • Features: In County, Landscaped, Oversized Lot
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Other, Outdoor Kitchen, Shed(s)
      • Parcel number: 272819829600000320
      • Zoning: R-1A
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Metal,Shingle
      Condition
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Canal/Lake For Irrigation, Public
      • Utilities for property: Cable Available, Electricity Connected, Fiber Optics, Propane, Underground Utilities, Water Connected
      Green energy
      • Energy efficient items: Thermostat
      • Indoor air quality: Whole House Vacuum System
      • Water conservation: Irrigation-Reclaimed Water, Fl. Friendly/Native Landscape

      Community & HOA

      Community
      • Security: Security System, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: MAGNOLIA SHORES
      HOA
      • Has HOA: No
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $423/sqft
      • Tax assessed value: $731,558
      • Annual tax amount: $15,095
      • Date on market: 8/21/2026
      • Cumulative days on market: 37 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/21/2026Listed for sale$1,399,900+5.7%$423/sqft
        Source: Stellar MLS #L4964316 Report a problem
        6/30/2025Sold$1,325,000-5.3%$400/sqft
        Source: Stellar MLS #O6294614 Report a problem
        6/13/2025Pending sale$1,399,000$423/sqft
        Source: Stellar MLS #O6294614 Report a problem
        4/2/2025Price change$1,399,000-0.1%$423/sqft
        Source: Stellar MLS #O6294614 Report a problem
        12/19/2024Listed for sale$1,400,000+18.6%$423/sqft
        Source: Owner Report a problem
        12/5/2024Sold$1,180,000$357/sqft
        Source: Public Record Report a problem
        8/16/2024Sold$1,180,000$357/sqft
        Source: Stellar MLS #L4945987 Report a problem
        7/19/2024Pending sale$1,180,000$357/sqft
        Source: Stellar MLS #L4945987 Report a problem
        7/18/2024Listed for sale$1,180,000$357/sqft
        Source: Stellar MLS #L4945987 Report a problem
        7/14/2024Pending sale$1,180,000$357/sqft
        Source: Stellar MLS #L4945987 Report a problem
        7/10/2024Listed for sale$1,180,000+300%$357/sqft
        Source: Stellar MLS #L4945987 Report a problem
        5/24/2017Sold$295,000-1.3%$89/sqft
        Source: Public Record Report a problem
        3/27/2017Listed for sale$299,000$90/sqft
        Source: ROCKROSE REALTY #S4842622 Report a problem
        3/27/2017Pending sale$299,000$90/sqft
        Source: ROCKROSE REALTY #S4842622 Report a problem
        2/24/2017Listed for sale$299,000-0.3%$90/sqft
        Source: ROCKROSE REALTY #S4842622 Report a problem
        12/7/2015Listing removed$299,900$91/sqft
        Source: ROCKROSE REALTY #S4806709 Report a problem
        7/11/2015Price change$299,900-9.1%$91/sqft
        Source: ROCKROSE REALTY #S4806709 Report a problem
        4/9/2015Listed for sale$329,900$100/sqft
        Source: ROCKROSE REALTY #S4806709 Report a problem
        2/26/2015Listing removed$329,900+20%$100/sqft
        Source: ROCKROSE REALTY #S4806709 Report a problem
        10/22/2014Sold$275,000-8.3%$83/sqft
        Source: Public Record Report a problem
        8/27/2014Price change$299,900-3.9%$91/sqft
        Source: COLDWELL BANKER RESIDENTIAL RE (10041) #P4700186 Report a problem
        7/25/2014Price change$312,000-2.5%$94/sqft
        Source: COLDWELL BANKER RESIDENTIAL RE (10041) #P4700186 Report a problem
        6/24/2014Listed for sale$319,900$97/sqft
        Source: Homepath #P4700186 Report a problem
        1/3/2014Listing removed$319,900$97/sqft
        Source: Coldwell Banker Residential Real Estate - Winter Haven #P4624919 Report a problem
        12/4/2013Listed for sale$319,900+23.1%$97/sqft
        Source: Homepath #P4624919 Report a problem
        9/5/2013Listing removed$259,900$79/sqft
        Source: Coldwell Banker Residential Real Estate - Winter Haven #P4624919 Report a problem
        7/31/2013Price change$259,900-5.5%$79/sqft
        Source: Coldwell Banker Residential Real Estate - Winter Haven #P4624919 Report a problem
        6/28/2013Listed for sale$274,900+27.5%$83/sqft
        Source: Coldwell Banker Residential Real Estate - Winter Haven #P4624919 Report a problem
        11/9/2012Sold$215,600-13.8%$65/sqft
        Source: Public Record Report a problem
        8/15/2003Sold$250,000$76/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$14,703 +22.4%$731,558 +16.4%
        2024$12,016 +2.3%$628,281 +3%
        2023$11,741 +2.5%$609,982 +3%
        2022$11,451 +0.6%$592,216 +3%
        2021$11,385 -1.8%$574,967 -1.1%
        2020$11,590 -0.2%$581,471 +1.6%
        2019$11,618 -1.7%$572,375 +2.5%
        2018$11,824 -5.8%$558,678 +78.3%
        2017$12,555 +90.4%$313,261 +8.8%
        2016$6,594 -11.4%$287,801 -12.2%
        2015$7,442 +7.1%$327,746 +8.9%
        2014$6,948 +9.3%$301,002 +10%
        2013$6,355 +34.7%$273,638 +13.7%
        2012$4,716 +9%$240,688 +3%
        2011$4,329 -12.6%$233,678 -8.3%
        2010$4,950 +3.8%$254,733 +2.7%
        2009$4,769 +9.4%$248,036 +0.1%
        2008$4,358 $247,788
        2007-- --
        2006$5,035 --
        2005-- --
        2004$4,672 -11%--
        2003$5,251 +42.4%$220,550 +22.2%
        2002$3,689 +1.9%$180,545 +1.6%
        2001$3,621 $177,702
        Find assessor info on the county website

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33881

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Elbert Elem
        • Middle: Denison Middle
        • High: Winter Haven Senior

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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