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For sale
  • $330,000

    3640 E Hidden Cove Trl, Hernando, FL 34442

    3beds
    1,734sqft
    : 
    $2,356/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    8,276 Square Feet Lot
    $313,500 Zestimate®
    $190/sqft
    $172/mo HOA

    What's special

    New roofPavered driveway and entrance
    Prized location on dead-end street backs up to over 3A buffer area for privacy and gorgeous rear views. Popular model 3 bedroom 2 bath + 2 car garage home plus 31' wide Florida room w/sliding glass windows and pavered floor in 2016 to enjoy the fenced rear yard and outside patio. Pavered driveway and entrance. LR leads to enclosed original porch with A/C and on to FL room. Kitchen sink has additional spigot for instant filtered piping hot water for tea, etc. 3 new Pella windows 6 mos ago. New 3.5T Trane hvac system 7/2025. New roof 2020. FL room has new rubber membrane roof sealant. HOA fees paid until Jan 2027. Storage site with 8'x8' shed paid until Jan 2027 in gated lot onsite. Enjoy all that Arbor Lakes has to offer, including a development actually owned by the homeowners! 20A lakeside park with boat ramp & pier, gazebo on the water, tennis/pickleball/shuffleboard courts and large solar heated pool. Large community center with fully stocked kitchen, billiards, fireplace, exercise room, library, TV and rocking chairs around the full porch to enjoy the lakes. Sidewalks throughout with street lights to ride golf carts and walk your dogs. This wonderful home is ready for a new family to bring their style and make it their own!
    20 days
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    529
    |
    19
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    Zillow last checked:

    Listing updated:

    Listed by:

    Rita Johnson 352-533-1199,

    Century 21 J.W.Morton R.E.

    Source: Realtors Association of Citrus County,MLS#: 855140MLS LogoOriginating MLS: Realtors Association of Citrus County

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Range Hood, Water Heater, Water Purifier, Washer
      • Laundry: Laundry - Living Area
      Features
      • Breakfast Bar, Cathedral Ceiling(s), Dual Sinks, Eat-in Kitchen, Garden Tub/Roman Tub, Main Level Primary, Pantry, Split Bedrooms, Solid Surface Counters, Walk-In Closet(s), Window Treatments, Sliding Glass Door(s)
      • Flooring: Luxury Vinyl Plank, Tile
      • Doors: Sliding Doors
      • Windows: Blinds, Double Pane Windows
      Interior area
      • Total structure area: 2,682
      • Total interior livable area: 1,734 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Concrete, Driveway, Garage, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Exterior features: Concrete Driveway
      • Pool features: None, Community
      • Fencing: Yard Fenced
      • Waterfront features: Boat Ramp/Lift Access, Lake Privileges, Pier, Water Access
      • Frontage type: Waterfront
      Lot
      • Size: 8,276 Square Feet
      • Features: Cleared, Flat, Trees
      Details
      • Parcel number: 2818590
      • Zoning: PDR
      • Special conditions: Standard,Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Block, Slab
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Features: Barbecue, Billiard Room, Community Pool, Trails/Paths, Gated
      • Security: Gated Community, Smoke Detector(s)
      • Senior community: Yes
      • Subdivision: Arbor Lakes
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, High Speed Internet, Maintenance Grounds, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Security, Tennis Courts
      • HOA fee: $515 quarterly
      • HOA name: Arbor Lakes
      • HOA phone: 352-812-8086
      Location
      • Region: Hernando

      Financial & listing details

      • Price per square foot: $190/sqft
      • Tax assessed value: $212,580
      • Annual tax amount: $920
      • Date on market: 7/6/2026
      • Cumulative days on market: 21 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $313,500

        $298,000 - $329,000

        $1,915/mo

        Price history

        DateEventPrice
        7/6/2026Listed for sale$330,000+172.7%$190/sqft
        Source: Realtors Association of Citrus County #855140 Report a problem
        12/27/2010Sold$121,000-8.7%$70/sqft
        Source: Public Record Report a problem
        11/19/2010Price change$132,500-3.6%$76/sqft
        Source: ERA American Realty & Investments #343133 Report a problem
        7/31/2010Price change$137,500-2.8%$79/sqft
        Source: ERA American Realty & Investments #343133 Report a problem
        12/13/2009Price change$141,500-2.4%$82/sqft
        Source: ERA American Realty & Investments #334029 Report a problem
        10/16/2009Listed for sale$145,000-8.5%$84/sqft
        Source: American Realty & Inv., ERA - Inverness #334029 Report a problem
        7/14/2009Listing removed$158,500$91/sqft
        Source: J. W. Morton #323713 Report a problem
        3/29/2009Price change$158,500-3.9%$91/sqft
        Source: J. W. Morton #323713 Report a problem
        12/3/2008Price change$164,900-21.4%$95/sqft
        Source: J. W. Morton #323713 Report a problem
        9/29/2008Listed for sale$209,900$121/sqft
        Source: Homes & Land #323713 Report a problem
        8/16/2008Listing removed$209,900$121/sqft
        Source: Century 21 #323713 Report a problem
        3/15/2008Listed for sale$209,900+75.9%$121/sqft
        Source: Century 21 #323713 Report a problem
        9/17/2001Sold$119,300$69/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$920 +8.5%$171,020 +2.9%
        2024$849 +2.6%$166,200 +3%
        2023$827 +6.4%$161,359 +3%
        2022$777 +4%$156,659 +3%
        2021$748 +4.5%$152,096 +1.4%
        2020$716 -65.9%$149,996 +12.7%
        2019$2,096 +10.1%$133,100 +10%
        2018$1,904 $121,000 +5.1%
        2017$1,904 +2.6%$115,173 +5.3%
        2016$1,855 +4.7%$109,391 +17.2%
        2015$1,771 +10.1%$93,300 +1.4%
        2014$1,609 +4.5%$92,050 +5.1%
        2013$1,540 +9.1%$87,620 -0.5%
        2012$1,411 -6.3%$88,066 -6%
        2011$1,505 -5.9%$93,706 -7.8%
        2010$1,599 -17.9%$101,610 -14.2%
        2009$1,947 -17.1%$118,458 -17.8%
        2008$2,350 +68.3%$144,190 +28.4%
        2007$1,396 -0.8%$112,300 +2.5%
        2006$1,407 -5.6%$109,600 +2.9%
        2005$1,490 -0.5%$106,500 +3%
        2004$1,498 +4.7%$103,400 +1.1%
        2003$1,431 +0.2%$102,300
        2002$1,429 +24.1%$102,300 +17.9%
        2000$1,152 $86,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34442

        Getting around

        13 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hernando Elementary
        • Middle: Citrus Springs Middle
        • High: Citrus High

        Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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