A rare opportunity to own a beautifully maintained traditional home with over 15 private acres in the heart of Oldham County—complete with a fourth non-conforming bedroom in the finished lower level. Tucked away from the road, this property offers a level of privacy and peacefulness that is increasingly difficult to find, while still being conveniently located within a community known for its award-winning schools. With over 3,200 square feet of finished living space, the home has been lovingly cared for and thoughtfully improved throughout the current ownership. The acreage offers a wonderful balance of mature woods and open yard, with a creek winding along the bottom of the hill behind the home, creating a beautiful natural backdrop and endless possibilities for enjoying for enjoying the outdoors. Inside, a welcoming two-story foyer with solid hardwood flooring introduces the main level, and flows seamlessly into the spacious eat-in kitchen, dining area, and inviting living room. A wood-burning stove insert provides both cozy ambiance and a remarkably economical secondary heat source during the colder months. The first floor also features a private primary suite with an expansive bathroom and walk-in closet, along with a convenient half bath and laundry room. Upstairs, two generously sized bedrooms are alongside a full bathroom and useful attic storage, providing plenty of room for family or guests. The finished lower level adds another dimension to the home with a comfortable family room, the non-conforming fourth bedroom, and a versatile room currently used as a gym. More than 400 square feet remains unfinished, providing abundant storage space and room for future possibilities. And the storage doesn't stop there. An oversized attached two-car garage provides exceptional everyday convenience, while a substantial 40' x 60' metal building offers an impressive amount of additional space for vehicles, equipment, hobbies, a workshop, or whatever your lifestyle requires. Perhaps most importantly, the current owners have already taken care of a majority of the high-cost improvements and major maintenance items, allowing the next owners to enjoy the property with confidence from day one. The result is a truly move-in-ready home with the space, privacy, acreage, and versatility that so many buyers are searching for. For a comprehensive list of upgrades, see the Current Owner Upgrades document. Properties offering this combination of acreage, more than 3,200 square feet, extensive storage and outbuildings, privacy, and a desirable Oldham County location are rarely available at this price point. If you've been looking for a traditional home with room to spread out, space to work and play, and endless potential for the future, this is an opportunity you won't want to miss.
For sale
Price cut: $24K (9/1)
$675,000
3716 Valley Creek Dr, Pendleton, KY 40055
3beds
3,251sqft
Single Family Residence
Built in 1988
15.41 Acres Lot
$-- Zestimate®
$208/sqft
$8/mo HOA
What's special
- 20 days
- 996
- 75
Zillow last checked:
Listing updated:
Listed by:
Taylor Lewis Karimi 502-420-5000,
Semonin Realtors
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1726358
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: First
Half bathroom
- Level: First
Full bathroom
- Level: Second
Dining area
- Level: First
Family room
- Level: Basement
Kitchen
- Description: Eat-in Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Other
- Description: Non-conforming 4th bedroom
- Level: Basement
Other
- Description: Used as Gym
- Level: Basement
Heating
- Electric
Cooling
- Central Air
Features
- Basement: Partially Finished
- Number of fireplaces: 1
Interior area
- Total structure area: 2,319
- Total interior livable area: 3,251 sqft
- Finished area above ground: 2,319
- Finished area below ground: 932
Property
Parking
- Total spaces: 6
- Parking features: Detached, Attached, Entry Side
- Attached garage spaces: 6
Features
- Stories: 2
- Patio & porch: Deck, Porch
- Fencing: None
- Waterfront features: Creek
Lot
- Size: 15.41 Acres
- Features: See Remarks
Details
- Additional structures: Garage(s), Outbuilding
- Parcel number: 5111B0128,29&30
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Subdivision: Oldham Hills Farms
HOA
- Has HOA: Yes
- HOA fee: $90 annually
Location
- Region: Pendleton
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $408,000
- Annual tax amount: $3,581
- Date on market: 8/23/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/1/2026 | Price change | $675,000-3.4%$208/sqft |
Source: | ||
| 8/23/2026 | Listed for sale | $699,000+105.6%$215/sqft |
Source: | ||
| 6/15/2018 | Sold | $340,000+15.3%$105/sqft |
Source: | ||
| 10/18/2006 | Sold | $295,000$91/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,581 +1.1% | $287,000 |
| 2024 | $3,543 -1.9% | $287,000 |
| 2023 | $3,610 +0.4% | $287,000 |
| 2022 | $3,596 +0.6% | $287,000 |
| 2021 | $3,573 +30.4% | $287,000 -15.6% |
| 2020 | $2,741 +0.9% | $340,000 +55.3% |
| 2019 | $2,715 +12.3% | $219,000 -6.8% |
| 2018 | $2,418 -1.1% | $235,000 +5.6% |
| 2017 | $2,444 | $222,500 |
| 2013 | $2,444 | $222,500 |
| 2011 | -- | $222,500 |
| 2010 | -- | $222,500 |
| 2009 | -- | $222,500 |
Find assessor info on the county website
Monthly payment
Est. payment






