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For sale
    • $274,900

    38 QUEEN OF WATERS STREET, LAKE WALES, FL 33898

    2beds
    1,152sqft
    Manufactured Home, Single Family Residence
    Built in 2008
    4,212 Square Feet Lot
    $-- Zestimate®
    $239/sqft
    $245/mo HOA

    What's special

    Waterfront livingBeautiful lake viewsOpen floor planLandscaped maintenance-free yardSpacious kitchen
    THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income Restrictions with preferred lender). Enjoy lakefront living in the highly sought-after Saddlebag Lake Resort, a gated 55+ community where you own the land and enjoy resort-style amenities. This well-maintained 2-bedroom, 2-bath home offers beautiful waterfront views and a peaceful setting with a greenway on one side, providing added privacy. A spacious 24’ x 10’ screened porch overlooks the lake and offers the perfect space to relax and enjoy the view. Inside, the home features an open-concept floor plan with a spacious kitchen and island, ideal for entertaining and everyday living. The home is partially furnished and includes a washer and dryer, making it move-in ready. The primary bedroom features a large closet and an ensuite bathroom with a double vanity and walk-in shower. The guest bedroom also offers a generous closet, and the guest bathroom includes a tub/shower combination. This home has been meticulously maintained with major updates already completed, including a new roof in December 2022 and an HVAC system replaced in 2022. A large 24’ x 24’ carport was added in 2014, providing ample shade and coverage for vehicles. The landscaped yard is low maintenance, allowing you more time to enjoy the community and lake lifestyle. A ramp provides easy access to the home, and a fire hydrant located on the property offers added peace of mind. A large storage shed is included and is spacious enough for a golf cart. Saddlebag Lake Resort is an active adult 55+ community known for its extensive amenities and vibrant lifestyle. Residents enjoy access to a heated pool, sauna, hot tub, shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a clubhouse with a full kitchen and library. The community also features a dog park with a wash station, a golf practice range, RV and boat storage area, and a private boat launch. The lakefront beach house includes a kitchen and restrooms and provides a perfect setting for gatherings and events. Numerous social clubs and activities are available for residents, including fishing, golf, men’s and women’s clubs, a dog owners’ club, horseshoes, and organized travel opportunities coordinated for the community. This property offers the opportunity to enjoy affordable lakefront living with resort-style amenities in one of Central Florida’s most desirable 55+ communities. Schedule your private showing today.
    493 days
    |
    69
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amanda Wright 863-221-5230,

    REMAX EXPERTS 863-802-5262

    Source: Stellar MLS,MLS#: L4951660MLS LogoOriginating MLS: Lakeland

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Built-in Closet
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 97.75 Square Feet
      • Dimensions: 11.5x8.5
      Primary bathroom
      • Features: Dual Sinks, Shower No Tub, Linen Closet
      • Level: First
      • Area: 72 Square Feet
      • Dimensions: 12x6
      Bathroom 2
      • Features: Tub With Shower
      • Level: First
      • Area: 28 Square Feet
      • Dimensions: 7x4
      Dining room
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Kitchen
      • Features: Kitchen Island
      • Level: First
      • Area: 159.5 Square Feet
      • Dimensions: 14.5x11
      Laundry
      • Level: First
      • Area: 49 Square Feet
      • Dimensions: 7x7
      Living room
      • Features: Ceiling Fan(s), Coat Closet
      • Level: First
      • Area: 198 Square Feet
      • Dimensions: 16.5x12
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), L Dining, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s)
      • Flooring: Laminate, Linoleum
      • Doors: Sliding Doors
      • Windows: Blinds, Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,392
      • Total interior livable area: 1,152 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Ground Level, Off Street
      • Carport spaces: 4
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Porch, Rear Porch, Screened, Side Porch
      • Exterior features: Awning(s), Lighting, Rain Gutters
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Canal Front, Lake, Waterfront, Lake Front, Lake Privileges
      • Body of water: SADDLEBAG LAKE
      Lot
      • Size: 4,212 Square Feet
      • Features: Cleared, Flood Insurance Required, Level
      • Residential vegetation: Trees/Landscaped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 283001939020032010
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: MobileManufactured
      • Architectural style: Florida
      • Property subtype: Manufactured Home, Single Family Residence
      Materials
      • Other, Vinyl Siding, Wood Frame
      • Foundation: Crawlspace, Other, Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Boat Slip, Canal Front, Community Boat Ramp, Dock, Fishing, Lake, Marina, Private Boat Ramp, Water Access, Waterfront, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Handicap Modified, Pool, Racquetball, Tennis Court(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: SADDLEBAG LAKE
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fitness Center, Gated, Laundry, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
      • Services included: Common Area Taxes, Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
      • HOA fee: $245 monthly
      • HOA name: Stambaugh Inc / Tanisha Schroeder
      • HOA phone: 863-605-1081
      Location
      • Region: Lake Wales

      Financial & listing details

      • Price per square foot: $239/sqft
      • Tax assessed value: $198,902
      • Annual tax amount: $712
      • Date on market: 3/24/2025
      • Cumulative days on market: 494 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt
      • Body type: Double Wide

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/15/2026Price change$274,9000%$239/sqft
        Source: Stellar MLS #L4951660 Report a problem
        3/24/2025Listed for sale$275,000+175%$239/sqft
        Source: Stellar MLS #L4951660 Report a problem
        5/9/2011Sold$100,000+300%$87/sqft
        Source: Public Record Report a problem
        12/1/2006Sold$25,000$22/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$418 +2.4%$67,836 +2.9%
        2024$408 +1%$65,924 +3%
        2023$404 +1.2%$64,004 +3%
        2022$399 -1.8%$62,140 +3%
        2021$407 +0.2%$60,330 +1.4%
        2020$406 -0.9%$59,497 +2.3%
        2019$410 -35.1%$58,159 +1.9%
        2018$631 +2.6%$57,075 +2.1%
        2017$615 $55,901
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33898

        Getting around

        2 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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