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Pending
  • $499,000

    3946 Whitehead Blvd, Panama City, FL 32404

    5beds
    4,032sqft
    : 
    $3,153/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    0.33 Acres Lot
    $485,500 Zestimate®
    $124/sqft
    $17/mo HOA

    What's special

    Four additional bedroomsOversized bonus roomJack-and-jill bathOpen-concept floor planMain-level primary suitePond viewsDining space
    Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included. Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways. Seller offering $7,500 flooring credit at closing, choose your own style & have installed prior to closing! Property is tenant-occupied; requiring a minimum 30 day close. Assumable 2.25% VA loan with approximately $303,000 balance at $1,839/month (P&I). Compare to $2,754/month at today's 7% rates, a savings of $915/month and $220,000+ over the life of the loan. Approximately $212,000 down required to assume. VA eligibility required. Don't let this rate walk out the door. This one truly is a must see!
    485 days
    |
    92
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michele Monastra 850-493-7653,

    Epique Realty Inc

    Source: CPAR,MLS#: 771782MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Family Room, Full Bath, Foyer, Garage, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Patio, Porch, Pantry, Storage Room
      Primary bedroom
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 20.08 x 13.75
      Bedroom
      • Description: Buyer to verify
      • Level: Second
      • Dimensions: 12.08 x 14.08
      Bedroom
      • Description: Buyer to verify
      • Level: Second
      • Dimensions: 14.08 x 16.75
      Bedroom
      • Description: Buyer to verify
      • Level: Second
      • Dimensions: 12.75 x 16.42
      Bedroom
      • Description: Buyer to verify
      • Level: Second
      • Dimensions: 12.08 x 16.42
      Primary bathroom
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 10.33 x 10.75
      Dining room
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 11.75 x 11.75
      Family room
      • Description: Buyer to verify
      • Level: Second
      • Dimensions: 27.08 x 18.75
      Foyer
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 14.08 x 12.75
      Other
      • Description: Buyer to verify
      • Level: Second
      • Dimensions: 5.75 x 12.42
      Other
      • Description: Buyer to verify
      • Level: Second
      • Dimensions: 5.75 x 7.42
      Garage
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 20.08 x 20.42
      Laundry
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 6.5 x 8.75
      Living room
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 15.42 x 24.75
      Pantry
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 4.42 x 9.42
      Patio
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 10 x 8
      Porch
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 20.9 x 5.83
      Storage room
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 6.75 x 8.42
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: ENERGY STAR Qualified Appliances, Electric Range, Electric Water Heater
      Features
      • Bidet, Double Vanity, Interior Steps, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Walk-In Closet(s), Entrance Foyer, Pantry, Storage
      Interior area
      • Total structure area: 4,032
      • Total interior livable area: 4,032 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: Central Living Area, Visitor Bathroom
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Patio, Porch
      • Fencing: Fenced
      • On waterfront: Yes
      • Waterfront features: Other
      Lot
      • Size: 0.33 Acres
      • Dimensions: 53 x 130 x 165 x 130
      • Features: Cul-De-Sac, Sprinkler System, Paved
      Details
      • Additional structures: Shed(s)
      • Parcel number: 11916650850
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is
      • Other equipment: Air Purifier

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Utilities for property: Cable Connected, High Speed Internet Available, Phone Connected
      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: Playground
      • Security: Smoke Detector(s)
      • Subdivision: Manors of Magnolia Hills
      HOA
      • Has HOA: Yes
      • Services included: Association Management, Insurance, Legal/Accounting, Playground
      • HOA fee: $200 annually
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $124/sqft
      • Tax assessed value: $406,592
      • Annual tax amount: $5,061
      • Date on market: 4/2/2026
      • Cumulative days on market: 427 days

        Estimated market value

        $485,500

        $461,000 - $510,000

        $3,734/mo

        Price history

        DateEventPrice
        6/13/2026Pending sale$499,000$124/sqft
        Source: CPAR #771782 Report a problem
        5/2/2026Price change$499,000-3.1%$124/sqft
        Source: CPAR #771782 Report a problem
        10/2/2025Price change$515,000+0.2%$128/sqft
        Source: CPAR #771782 Report a problem
        7/15/2025Price change$514,000-0.2%$127/sqft
        Source: CPAR #771782 Report a problem
        6/5/2025Price change$515,000-0.8%$128/sqft
        Source: CPAR #771782 Report a problem
        5/30/2025Price change$519,000-0.2%$129/sqft
        Source: CPAR #771782 Report a problem
        4/17/2025Listed for sale$520,000-5.3%$129/sqft
        Source: CPAR #771782 Report a problem
        8/1/2024Listing removed--
        Source: CPAR #755895 Report a problem
        7/17/2024Listing removed--
        Source: CPAR #759466 Report a problem
        7/3/2024Listed for rent$3,300$1/sqft
        Source: CPAR #759466 Report a problem
        5/26/2024Price change$549,000-8.5%$136/sqft
        Source: CPAR #755895 Report a problem
        5/9/2024Price change$600,000-7.7%$149/sqft
        Source: CPAR #755895 Report a problem
        5/5/2024Listed for sale$650,000+99.5%$161/sqft
        Source: CPAR #755895 Report a problem
        2/8/2019Sold$325,875$81/sqft
        Source: CPAR #677579 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,061 +0.9%$406,592 +5%
        2023$5,014 +18.6%$387,365 +10%
        2022$4,226 $352,150
        2021-- --
        2020$3,533 +705.3%$290,676 +695%
        2019$439 $36,564 +35.5%
        2018$439 $26,985
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Cedar Grove

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cedar Grove
        • Middle: Merritt Brown
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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