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For sale
    • $459,000

    401 Lake St, Saranac Lake, NY 12983

    3beds
    1,856sqft
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    Single Family Residence
    Built in 1940
    0.25 Acres Lot
    $440,600 Zestimate®
    $247/sqft
    $-- HOA

    What's special

    Workshop area with workbenchBuderus furnaceBlooming crab apple treeWonderful curb appealAppealing front yardWelcoming walk-upThermador gas range
    Welcome to 401 Lake Street -- a warm and inviting Adirondack home filled with charm, comfort, and beautiful curb appeal. This well-maintained 3-bedroom, 2-bath home features a spacious 20 x 24 living room with a stunning stone fireplace and propane insert -- the perfect place to relax and unwind. The chef's kitchen offers cherry cabinetry, a Thermador gas range, and opens beautifully into the dining area with walkout access to a large sun-filled Trex deck ideal for entertaining and Adirondack living. Efficient to heat, the home offers both a complete 3-zone fuel oil heating system and a propane heating system, providing flexibility and comfort with either system fully capable of heating the home. Upstairs offers three bedrooms and a full bath, while the full basement includes a one-stall garage, workshop area with workbench, laundry, walkout access, on-demand propane hot water heater, Buderus furnace, and additional storage with a 12 x 18 shed. Outside, the blooming crab apple tree, welcoming walk-up, and appealing front yard create a property that feels special from the moment you arrive. Lower Lake and the Ampersand Bay Boat Annex are just a short stroll away on this quiet dead-end street. Dewey Mountain Recreation Center, downtown Saranac Lake, and schools are all within a mile, offering wonderful year-round recreation and convenience. Easy to show. Call today and discover all that 401 Lake Street has to offer.
    58 days
    |
    627
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Say Real Estate 518-524-7070,

    Julia Cotter

    Source: ACVMLS,MLS#: 207227MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Features: Hardwood
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 12 x 13
      Bedroom 2
      • Features: Carpet
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Bedroom 3
      • Features: Hardwood
      • Level: Second
      • Area: 90 Square Feet
      • Dimensions: 10 x 9
      Bathroom
      • Features: Linoleum
      • Level: Second
      • Area: 63 Square Feet
      • Dimensions: 9 x 7
      Bathroom 1
      • Features: Linoleum
      • Level: First
      • Area: 64 Square Feet
      • Dimensions: 8 x 8
      Dining room
      • Features: Laminate Counters
      • Level: First
      • Area: 117 Square Feet
      • Dimensions: 13 x 9
      Kitchen
      • Features: Linoleum
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Living room
      • Features: Carpet
      • Level: First
      • Area: 480 Square Feet
      • Dimensions: 20 x 24
      Other
      • Features: Linoleum
      • Level: First
      • Area: 63 Square Feet
      • Dimensions: 9 x 7
      Other
      • Features: Linoleum
      • Level: First
      • Area: 40 Square Feet
      • Dimensions: 8 x 5
      Heating
      • Hot Water, Propane
      Appliances
      • Included: Dishwasher, Gas Range, Microwave, Refrigerator
      • Laundry: In Basement, Laundry Room
      Features
      • Beamed Ceilings, Bookcases, Built-in Features, Natural Woodwork, Storage
      • Flooring: Carpet, Hardwood, Linoleum
      • Windows: Vinyl Clad Windows
      • Basement: Concrete,Full,Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,856
      • Total interior livable area: 1,856 sqft
      • Finished area above ground: 1,793
      • Finished area below ground: 63

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Has view: Yes
      • View description: Neighborhood, Trees/Woods
      Lot
      • Size: 0.25 Acres
      • Features: Level
      • Topography: Level
      Details
      • Additional structures: Outbuilding, Shed(s), Storage
      • Parcel number: 457.3443
      • Zoning: Residential
      • Other equipment: Call Listing Agent

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Poured
      • Roof: Asphalt,Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Internet Available, Phone Available, Water Connected

      Community & HOA

      Location
      • Region: Saranac Lake

      Financial & listing details

      • Price per square foot: $247/sqft
      • Tax assessed value: $258,084
      • Annual tax amount: $5,193
      • Date on market: 5/18/2026
      • Date available: 05/18/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Lease term: Short Term Lease
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $440,600

        $419,000 - $463,000

        $2,541/mo

        Price history

        DateEventPrice
        5/18/2026Listed for sale$459,000+488.5%$247/sqft
        Source: ACVMLS #207227 Report a problem
        7/27/1990Sold$78,000$42/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $169,200
        2024-- $169,200
        2023-- $169,200
        2022-- $169,200
        2021-- $169,200
        2020-- $169,200
        2019-- $169,200
        2018-- $169,200
        2017$4,252 $169,200
        2016-- $169,200
        2015-- $169,200
        2014-- $169,200
        2013-- $169,200
        2012-- $169,200
        2011-- $169,200
        2010-- $169,200 -16.6%
        2009-- $202,800
        2008-- $202,800
        2007-- $202,800
        2006-- $202,800 +147.3%
        2005-- $82,000
        2004-- $82,000
        2003-- $82,000
        2002-- $82,000
        2001-- $82,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 12983

        Getting around

        18 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

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