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For sale
    • $725,000

    404 Sepasco Center Street, Rhinebeck, NY 12572

    4beds
    2,800sqft
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    Single Family Residence, Residential
    Built in 1990
    0.46 Acres Lot
    $-- Zestimate®
    $259/sqft
    $42/mo HOA

    What's special

    Four generously proportioned bedroomsDining roomFenced backyard is spaciousFamily room
    Nestled within the sought-after lakeside community of Sepasco Village in the Town of Rhinebeck, this spacious and meticulously maintained 2,800-square-foot home offers an exceptional blend of comfort, flexibility, and Hudson Valley living. Featuring four bedrooms and three-and-one-half baths, the thoughtfully designed floor plan includes primary suites on both the main and second levels, making it ideal for a variety of living arrangements. Designed for today’s lifestyle, the home offers an abundance of versatile living space, including a kitchen, dining room, living room, den, family room, office, gym, media/game room, and four generously proportioned bedrooms. Whether working from home, entertaining guests, pursuing hobbies, or accommodating multi-generational living, this home easily adapts to your needs. Outdoor living is equally inviting, with an expansive deck that includes both open-air and beautifully screened-in areas, creating wonderful spaces for dining, relaxing, and entertaining. The fenced backyard is spacious and offers endless possibilities for recreation, gardening, and pets. Residents enjoy access to Lake Sepasco, a motor-free glacial lake that is not open to the public. Spend your days swimming, paddleboarding, kayaking, fishing, or enjoying lakeside picnics in this peaceful natural setting just minutes from the Village of Rhinebeck. Located within the Rhinebeck Central School District, the property is also convenient to highly regarded public and private schools, children’s camps, sporting and social clubs, and the region’s renowned equestrian facilities, riding trails, fox hunting, polo grounds, fly-fishing, hiking, skiing and more. Ideally situated in the heart of the Hudson Valley, the property is approximately 5 minutes to Rhinebeck, 7 minutes to Red Hook, 10 minutes to the Amtrak station in Rhinecliff, 30 minutes to Poughkeepsie and Metro-North trains to Grand Central Terminal, 20 minutes to Kingston, 25 minutes to Millbrook, 30 minutes to Hudson, and two hours from New York City by car. Don’t pass this one by. This is town and country living at its finest.
    9 days
    |
    1,287
    |
    85
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Neil Charles Real Estate, LLC 845-266-8374,

    Ann C. Stettner 917-660-3266,

    Neil S. Charles 845-266-8374,

    Neil Charles Real Estate, LLC

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1025736MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Spacious Primary Bedroom conveniently located on main floor of home
      • Level: First
      Primary bedroom
      • Description: Light-filled second primary suite on second floor
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Primary bathroom
      • Description: Spacious primary bathroom
      • Level: First
      Primary bathroom
      • Description: Second floor ensuite primary bathroom
      • Level: Second
      Bathroom 3
      • Description: Another 2nd floor bathroom shared by bedroom #3 and #4.
      • Level: Second
      Bathroom 4
      • Description: A half bathroom off of the family room
      • Level: Lower
      Den
      • Description: Charming den leads out to beautiful screen in porch/deck
      • Level: First
      Dining room
      • Description: Dining room open to kitchen and living room
      • Level: First
      Family room
      • Description: Large family room, recently updated with glass doors leading to the back yard
      • Level: Lower
      Gym
      • Description: A large bonus room is the perfect gym, playroom or media room
      • Level: Basement
      Kitchen
      • Description: Lovely kitchen with glass door to deck
      • Level: First
      Laundry
      • Description: A spacious laundry room with large folding area
      • Level: Lower
      Living room
      • Description: Light-filled , generously proportioned living room with fireplace and bookcases
      • Level: First
      Office
      • Description: The perfect office to work from home
      • Level: Second
      Heating
      • Baseboard, Hot Water, Oil
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • First Floor Bedroom, First Floor Full Bath, Chandelier, Eat-in Kitchen, Formal Dining, Granite Counters, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom, Master Downstairs, Storage, Walk-In Closet(s)
      • Flooring: Carpet, Hardwood, Tile, Vinyl
      • Basement: Full,Partially Finished,Storage Space
      • Attic: Partial,Pull Stairs
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,800
      • Total interior livable area: 2,800 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached, Driveway, Garage, Off Street, Private
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Deck, Screened
      • Exterior features: Other
      • Fencing: Back Yard
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 0.46 Acres
      • Features: Back Yard, Cleared, Level, Other
      Details
      • Additional structures: Outbuilding
      • Parcel number: 1350896371143493370000
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Fiberglass Insulation, Frame, Vinyl Siding
      Condition
      • Year built: 1990

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Common Area Maintenance, Snow Removal
      • HOA fee: $500 annually
      • HOA name: Sepasco Village Inc
      Location
      • Region: Rhinebeck

      Financial & listing details

      • Price per square foot: $259/sqft
      • Tax assessed value: $806,300
      • Annual tax amount: $9,775
      • Date on market: 7/14/2026
      • Cumulative days on market: 10 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: 1031 Exchange,Cash,Conventional,Other
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/14/2026Listed for sale$725,000+90.8%$259/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1025736 Report a problem
        10/28/2004Sold$380,000+123.5%$136/sqft
        Source: HVCRMLS #57598 Report a problem
        5/23/1994Sold$170,000$61/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $739,700 +6.3%
        2024-- $695,800 +10.2%
        2023-- $631,200 +19.7%
        2022-- $527,300 +12.7%
        2021-- $467,800 +5%
        2020-- $445,500 +16%
        2019-- $384,000
        2018-- $384,000
        2017$8,222 $384,000
        2016-- $384,000
        2015-- $384,000
        2014-- $384,000
        2012-- $384,000
        2011-- $384,000
        2010-- $384,000 -3%
        2009-- $395,700 -5%
        2008-- $416,500 +2.5%
        2007-- $406,500 +6%
        2006-- $383,500 +10%
        2005-- $348,500
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 12572

        Getting around

        0 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Chancellor Livingston Elementary Sch
        • Middle: Bulkeley Middle School
        • High: Rhinebeck Senior High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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