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For sale
  • Price cut: $4.1K (6/17)
    $394,900

    4086 GARDNER DRIVE, PORT CHARLOTTE, FL 33952

    3beds
    1,578sqft
    : 
    $2,620/mo
    Get pre-qualified
    Single Family Residence
    Built in 1961
    9,374 Square Feet Lot
    $383,200 Zestimate®
    $250/sqft
    $-- HOA

    What's special

    Three bedroomsMature tropical landscaping
    Bring your boat and start enjoying true Florida waterfront living! This GULF ACCESS CANAL-FRONT POOL HOME WITHIN MINUTES TO OPEN WATER in PORT CHARLOTTE and only ONE BRIDGE out to CHARLOTTE HARBOR with NO HOA AND NO CDD, giving you the flexibility and freedom that’s hard to find. Inside, the home features THREE BEDROOMS and TWO UPDATED FULL BATHROOMS WITH TILE WALK-IN SHOWERS, along with a spacious, functional layout designed for comfortable living and entertaining. The living and dining room flow together effortlessly to create an open central gathering space, while a SECOND SEPARATE LIVING ROOM provides additional flexibility for a media room, home office, or relaxed sitting area. Numerous windows throughout fill the home with NATURAL LIGHT, highlighting views of the lush backyard. The kitchen offers an OVERSIZED PANTRY WITH BUILT-IN SHELVING for exceptional storage. Step outside to your private retreat where the SCREENED-IN POOL AND PATIO SPAN OVER 1,200 SQUARE FEET, with a pool OVER 8 FEET DEEP. Strategically placed FLORIDA GLASS PANELS create shaded areas on the patio, complemented by MOUNTED FANS ON THE LANAI, all surrounded by mature tropical landscaping. Boating enthusiasts will appreciate the PRIVATE DOCK AND 7,000 BOAT LIFT (2020), allowing easy access to open waters within minutes before cruising to CHARLOTTE HARBOR for fishing, waterfront dining, or straight across to dine at FISHERMANS VILLAGE. Important updates provide long-term value and peace of mind, including a NEW ROOF (2023), NEW A/C SYSTEM (2024), UPDATED ELECTRICAL PANEL WITH SURGE PROTECTION (2021), extensive PLUMING UPDATES - RELINING ALL HOUSE & SEWER PIPES, and an IMPACT-RATED FRONT ENTRY DOOR (2015). Ideally located just 5 minutes from SUNSEEKER RESORT CHARLOTTE HARBOR, 10 minutes to DOWNTOWN PUNTA GORDA, and 15 minutes to PUNTA GORDA AIRPORT, this home offers the perfect combination of waterfront living and everyday convenience.
    157 days
    |
    2,085
    |
    158
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Paige Schneider 802-310-5769,

    KELLER WILLIAMS ISLAND LIFE REAL ESTATE 941-254-6467

    Source: Stellar MLS,MLS#: C7522450MLS LogoOriginating MLS: Venice

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Storage Closet
      • Level: First
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Bedroom 2
      • Features: Ceiling Fan(s), Storage Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Bedroom 3
      • Features: Ceiling Fan(s), Storage Closet
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Primary bathroom
      • Features: En Suite Bathroom, Exhaust Fan, Shower No Tub, Linen Closet
      • Level: First
      • Area: 50 Square Feet
      • Dimensions: 5x10
      Bathroom 2
      • Features: Exhaust Fan, Shower No Tub, Storage Closet
      • Level: First
      • Area: 40 Square Feet
      • Dimensions: 8x5
      Family room
      • Level: First
      • Area: 400 Square Feet
      • Dimensions: 25x16
      Kitchen
      • Features: Pantry
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 16x9
      Living room
      • Level: First
      • Area: 336 Square Feet
      • Dimensions: 24x14
      Utility room
      • Level: First
      • Area: 390 Square Feet
      • Dimensions: 26x15
      Heating
      • Electric
      Cooling
      • Central Air, Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Freezer, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo
      • Flooring: Ceramic Tile
      • Windows: Hurricane Shutters
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,952
      • Total interior livable area: 1,578 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport
      • Carport spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Garden
      • Has private pool: Yes
      • Pool features: In Ground, Screen Enclosure
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal - Brackish, Brackish Canal Access, Gulf/Ocean Access, Lift
      Lot
      • Size: 9,374 Square Feet
      • Features: FloodZone
      Details
      • Additional structures: Shed(s)
      • Parcel number: 402226126006
      • Zoning: RSF3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Membrane,Shingle
      Condition
      • New construction: No
      • Year built: 1961

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: PORT CHARLOTTE SEC 025
      HOA
      • Has HOA: No
      Location
      • Region: Pt Charlotte

      Financial & listing details

      • Price per square foot: $250/sqft
      • Tax assessed value: $288,963
      • Annual tax amount: $4,467
      • Date on market: 2/26/2026
      • Cumulative days on market: 158 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        $383,200

        $364,000 - $402,000

        $2,087/mo

        Price history

        DateEventPrice
        6/17/2026Price change$394,900-1%$250/sqft
        Source: Stellar MLS #C7522450 Report a problem
        3/18/2026Price change$399,000-3.9%$253/sqft
        Source: Stellar MLS #C7522450 Report a problem
        2/26/2026Listed for sale$415,000-1.2%$263/sqft
        Source: Stellar MLS #C7522450 Report a problem
        3/17/2025Listing removed--
        Source: Owner Report a problem
        1/7/2025Price change$420,000-2.3%$266/sqft
        Source: Stellar MLS #O6269414 Report a problem
        12/17/2024Listed for sale$430,000+14.7%$272/sqft
        Source: Owner Report a problem
        11/23/2024Listing removed$5,850$4/sqft
        Source: Stellar MLS #C7484598 Report a problem
        2/27/2024Listing removed$375,000$238/sqft
        Source: Stellar MLS #C7448704 Report a problem
        12/4/2023Listed for rent$5,850$4/sqft
        Source: Stellar MLS #C7484598 Report a problem
        11/5/2021Sold$375,000$238/sqft
        Source: Public Record Report a problem
        9/22/2021Pending sale$375,000+51.5%$238/sqft
        Source: Stellar MLS #C7448704 Report a problem
        6/19/2020Sold$247,500-1%$157/sqft
        Source: Stellar MLS #C7428363 Report a problem
        5/15/2020Pending sale$249,999$158/sqft
        Source: LANDMARK REALTY #C7428363 Report a problem
        4/28/2020Listed for sale$249,999+6.4%$158/sqft
        Source: LANDMARK REALTY #C7428363 Report a problem
        3/17/2020Sold$235,000+2.6%$149/sqft
        Source: Public Record Report a problem
        1/12/2020Pending sale$229,000$145/sqft
        Source: LANDMARK REALTY #C7424298 Report a problem
        1/10/2020Listed for sale$229,000+65.9%$145/sqft
        Source: LANDMARK REALTY #C7424298 Report a problem
        11/29/2012Sold$138,000-6.8%$87/sqft
        Source: Public Record Report a problem
        10/2/2012Listed for sale$148,000-15.4%$94/sqft
        Source: Coldwell Banker Sunstar Realty, Inc. #C7037395 Report a problem
        3/13/2004Sold$175,000+71.6%$111/sqft
        Source: Public Record Report a problem
        5/30/2001Sold$102,000$65/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,467 +2.5%$285,180 +2.9%
        2024$4,356 -3.6%$277,143 -1.3%
        2023$4,519 +3.3%$280,897 +3%
        2022$4,374 +79.8%$272,716 +85.7%
        2021$2,432 -17.1%$146,879 +6.1%
        2020$2,934 +4.1%$138,450 +4.8%
        2019$2,817 +11.4%$132,066 +10%
        2018$2,530 $120,060 +7.9%
        2017$2,530 +9.7%$111,231 +12.1%
        2016$2,305 +6.8%$99,223 +8.3%
        2015$2,158 +4.3%$91,592 +10%
        2014$2,070 +57.8%$83,265 +43.8%
        2013$1,312 +171%$57,909 -16.4%
        2012$484 -14%$69,266
        2011$563 -9.1%$69,266 -6.9%
        2010$619 -33.2%$74,372 -23%
        2009$928 $96,648 -35.9%
        2007-- $150,680
        2006-- $150,680 +21.9%
        2005-- $123,649 +15.9%
        2004-- $106,658 +65.8%
        2000$924 $64,334
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33952

        Getting around

        56 / 100
        Somewhat Walkable
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Peace River Elementary
        • Middle: Port Charlotte Middle
        • High: Charlotte High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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