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For sale
  • Price cut: $2.1K (7/23)
    $347,900

    409 Heritage Ct, Fort Walton Beach, FL 32547

    3beds
    1,616sqft
    : 
    $2,224/mo
    Get pre-qualified
    Single Family Residence
    Built in 1990
    5,227 Square Feet Lot
    $344,300 Zestimate®
    $215/sqft
    $-- HOA

    What's special

    New roofBright breakfast nookShaded backyardPeaceful cul-de-sacCozy wood-burning fireplaceInviting open patioDedicated shoe closet
    Beautiful Two-Story Home on a Peaceful Cul-de-Sac! This charming residence offers comfort, style, and convenience in a prime Fort Walton Beach location. MAJOR UPDATES INCLUDE: new roof (2026), new luxury vinyl plank flooring and carpet (June 2026), and new stainless-steel stove, dishwasher, and refrigerator (June 2026). The HVAC system was installed in July 2023, and the water heater replaced in 2018. The thoughtfully designed floor plan features an open-concept living, dining, and kitchen area--perfect for everyday living and entertaining. The living room boasts a cozy wood-burning fireplace, while the first-floor primary suite includes an en-suite bath and a dedicated shoe closet. The kitchen offers a bright breakfast nook for casual dining. Upstairs, you'll find additional bedrooms, a full hall bath, and a spacious loft ideal for a home office, playroom, exercise area, or flexible living space. The shaded backyard includes an inviting open patio, perfect for relaxing or hosting gatherings outdoors. Conveniently located near medical facilities, the Fort Walton Beach Golf Club, and centrally positioned between Eglin Air Force Base and Hurlburt Field's back gate, this home combines modern updates with an excellent location.
    28 days
    |
    653
    |
    66
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Janet M Bishop 850-803-9210,

    Coastal Realty Services

    Source: ECAOR,MLS#: 1006812MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 156.18 Square Feet
      • Dimensions: 13.7 x 11.4
      Bedroom
      • Level: Second
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Bedroom
      • Level: Second
      • Area: 128.66 Square Feet
      • Dimensions: 14 x 9.2
      Primary bathroom
      • Level: First
      • Area: 96.8 Square Feet
      • Dimensions: 12.1 x 8
      Dining room
      • Level: First
      • Area: 217.6 Square Feet
      • Dimensions: 16 x 13.6
      Kitchen
      • Level: First
      • Area: 141.95 Square Feet
      • Dimensions: 16.7 x 8.5
      Living room
      • Level: First
      • Area: 214.88 Square Feet
      • Dimensions: 15.8 x 13.6
      Loft
      • Level: Second
      • Area: 106.02 Square Feet
      • Dimensions: 12.2 x 8.7
      Heating
      • Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Washer, Gas Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Vaulted Ceiling(s), Split Bedroom, Woodwork Painted
      • Flooring: Tile, Vinyl, Carpet
      • Windows: Skylight(s), Window Treatments
      • Has fireplace: Yes
      • Fireplace features: EPA Qualified Fireplace
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,616
      • Total interior livable area: 1,616 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Stories: 2
      • Patio & porch: Porch
      • Exterior features: Private Yard, Lawn Pump, Sprinkler System
      • Fencing: Partial,Privacy
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 28 x 85.67 x 82 x 107.87
      • Features: Cul-De-Sac, Irregular Lot
      Details
      • Parcel number: 331S24113A000B0120
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Frame, Siding Brick Some, Vinyl Siding, Trim Vinyl
      • Roof: Shingle
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: HERITAGE
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $236,102
      • Annual tax amount: $2,897
      • Date on market: 7/6/2026
      • Road surface type: Paved

        Estimated market value

        $344,300

        $327,000 - $362,000

        $2,195/mo

        Price history

        DateEventPrice
        7/23/2026Price change$347,900-0.6%$215/sqft
        Source: ECAOR #1006812 Report a problem
        7/6/2026Listed for sale$350,000+143.1%$217/sqft
        Source: ECAOR #1006812 Report a problem
        3/29/2018Listing removed$1,250$1/sqft
        Source: Coastal Realty Services Report a problem
        3/20/2018Listed for rent$1,250$1/sqft
        Source: Coastal Realty Services Report a problem
        7/25/2017Listing removed$1,250$1/sqft
        Source: Property Management Department Report a problem
        7/17/2017Listed for rent$1,250+4.6%$1/sqft
        Source: Property Management Department Report a problem
        1/9/2015Listing removed$1,195$1/sqft
        Source: Coastal Realty Services #715409 Report a problem
        11/1/2014Price change$1,195-0.4%$1/sqft
        Source: Coastal Realty Corporation Report a problem
        10/4/2014Listed for rent$1,200$1/sqft
        Source: Coastal Realty Corporation Report a problem
        4/9/2013Listing removed$1,200$1/sqft
        Source: Coastal Realty Corporation Report a problem
        4/5/2013Price change$1,200-7.3%$1/sqft
        Source: Coastal Realty Corporation Report a problem
        2/16/2013Listed for rent$1,295+3.6%$1/sqft
        Source: Coastal Realty Corporation Report a problem
        5/18/2012Listing removed$1,250$1/sqft
        Source: Coastal Realty Corporation Report a problem
        5/15/2012Listed for rent$1,250$1/sqft
        Source: Coastal Realty Corporation Report a problem
        4/11/2012Sold$144,000-3.9%$89/sqft
        Source: ECAOR #572980 Report a problem
        3/2/2012Listed for sale$149,900$93/sqft
        Source: Keller Williams Realty- Emerald Coast #572980 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,896 +3.6%$236,102 +5.4%
        2024$2,795 +3.9%$224,045 -4.4%
        2023$2,690 +8%$234,402 +7.8%
        2022$2,492 +14.3%$217,401 +27.1%
        2021$2,180 +10%$171,086 +11.8%
        2020$1,981 +4.9%$153,025 +6.3%
        2019$1,888 +5.6%$143,950 +6.8%
        2018$1,789 $134,767 +3.8%
        2017$1,789 +3.4%$129,782 +3.7%
        2016$1,730 +4.3%$125,170 +5.9%
        2015$1,659 +4.4%$118,217 +4.2%
        2014$1,590 $113,459 +3.6%
        2013-- $109,525 +36%
        2012-- $80,508 -29.5%
        2011-- $114,175 +31.4%
        2010-- $86,882 +2.7%
        2009-- $84,598 +0.1%
        2008-- $84,513 +3%
        2007-- $82,051 +2.5%
        2006-- $80,050 +3%
        2005-- $77,718 +3%
        2004-- $75,454 +1.9%
        2003-- $74,047 +2.4%
        2002-- $72,312 +1.6%
        2001-- $71,173
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Wright

        Getting around

        18 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Kenwood
        • Middle: Pryor
        • High: Choctawhatchee

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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