Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **New Roof, all bedrooms are on the first floor** This move-in-ready property is being sold fully furnished with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable Flood Zone X, flood insurance is not required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.
For sale
Price cut: $15K (6/21)
$390,000
4284 River Bank Way, Punta Gorda, FL 33980
3beds
2,354sqft
Single Family Residence
Built in 2007
7,235 Square Feet Lot
$372,900 Zestimate®
$166/sqft
$398/mo HOA
What's special
Brand-new washer and dryer
- 37 days |
- 179 |
- 7 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Michael Grady 941-366-8070,
COLDWELL BANKER REALTY 941-366-8070
Source: Stellar MLS,MLS#: A4695142
Originating MLS: Sarasota - Manatee

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Loft
Primary bedroom
- Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Tub with Separate Shower Stall, Walk-In Closet(s)
- Level: First
- Area: 240 Square Feet
- Dimensions: 16x15
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Bonus room
- Features: Ceiling Fan(s), No Closet
- Level: Second
- Area: 380 Square Feet
- Dimensions: 19x20
Dining room
- Level: First
- Area: 128 Square Feet
- Dimensions: 16x8
Family room
- Features: Ceiling Fan(s)
- Level: First
- Area: 240 Square Feet
- Dimensions: 16x15
Kitchen
- Features: Breakfast Bar, Granite Counters, Kitchen Island
- Level: First
- Area: 224 Square Feet
- Dimensions: 16x14
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Washer, Water Filtration System
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Windows: Window Treatments, Hurricane Shutters
- Has fireplace: No
Interior area
- Total structure area: 2,882
- Total interior livable area: 2,354 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Screened
- Exterior features: Irrigation System, Rain Gutters, Sidewalk
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
- Waterfront features: Pond
Lot
- Size: 7,235 Square Feet
- Features: Landscaped, Sidewalk
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 402319379028
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Water: Canal/Lake For Irrigation, Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Buyer Approval Required, Deed Restrictions, Fitness Center, Gated Community - No Guard, Irrigation-Reclaimed Water, Playground, Pool, Sidewalks
- Security: Gated Community, Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: RIVER CLUB
HOA
- Has HOA: Yes
- Amenities included: Fitness Center, Gated, Playground
- Services included: Cable TV, Common Area Taxes, Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities
- HOA fee: $398 monthly
- HOA name: Alliant Property Management
- HOA phone: 239-454-1101
Location
- Region: Punta Gorda
Financial & listing details
- Price per square foot: $166/sqft
- Tax assessed value: $356,981
- Annual tax amount: $4,073
- Date on market: 6/1/2026
- Cumulative days on market: 38 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$372,900
$354,000 - $392,000
$2,108/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/21/2026 | Price change | $390,000-3.7%$166/sqft |
Source: | ||
| 6/1/2026 | Listed for sale | $405,000+19.3%$172/sqft |
Source: | ||
| 11/13/2024 | Listing removed | $339,500$144/sqft |
Source: | ||
| 11/13/2023 | Listing removed | -- |
Source: | ||
| 11/12/2021 | Sold | $339,500$144/sqft |
Source: Public Record Report a problem | ||
| 10/8/2021 | Pending sale | $339,500$144/sqft |
Source: | ||
| 10/6/2021 | Listed for sale | $339,500$144/sqft |
Source: | ||
| 9/29/2021 | Pending sale | $339,500$144/sqft |
Source: | ||
| 9/28/2021 | Listed for sale | $339,500+33.1%$144/sqft |
Source: | ||
| 7/3/2019 | Listing removed | $255,000$108/sqft |
Source: RE/MAX ANCHOR OF MARINA PARK #C7414992 Report a problem | ||
| 4/26/2019 | Price change | $255,000-3.7%$108/sqft |
Source: RE/MAX ANCHOR OF MARINA PARK #C7414992 Report a problem | ||
| 11/26/2018 | Listed for sale | $264,900-8.3%$113/sqft |
Source: COMMUNITY REALTY ASSOCIATES #T3143785 Report a problem | ||
| 3/29/2007 | Sold | $289,000$123/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,073 +2.8% | $274,203 +2.9% |
| 2024 | $3,964 +0.7% | $266,475 +3% |
| 2023 | $3,936 +1.7% | $258,714 +3% |
| 2022 | $3,869 +97.6% | $251,179 +96.9% |
| 2021 | $1,958 +2.6% | $127,559 +1.4% |
| 2020 | $1,909 +5% | $125,798 +2.3% |
| 2019 | $1,818 +9.9% | $122,970 +1.9% |
| 2018 | $1,654 | $120,677 +2.1% |
| 2017 | $1,654 +1.4% | $118,195 +2.1% |
| 2016 | $1,632 +0.9% | $115,764 +0.7% |
| 2015 | $1,618 +0.7% | $114,959 +0.8% |
| 2014 | $1,607 +26.5% | $114,047 -7% |
| 2013 | $1,270 -10.7% | $122,668 -2.6% |
| 2012 | $1,422 -2.8% | $125,919 |
| 2011 | $1,462 -14.6% | $125,919 -9.1% |
| 2010 | $1,712 -33.4% | $138,547 -31.4% |
| 2009 | $2,572 | $202,078 +2020680% |
| 2007 | -- | $10 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33980
Nearby schools
GreatSchools rating
- 4/10Peace River Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 7/10Port Charlotte Middle SchoolGrades: 6-8Distance: 2.4 mi
- 5/10Charlotte High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Peace River Elementary
- Middle: Port Charlotte Middle
- High: Charlotte High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Charlotte County
- Port Charlotte
- 33980
- 4284 River Bank Way







