Active

Price cut: $10K (6/30)

$285,080

431 Luna Ln, Shelby, NC 28152

3beds

1,749sqft

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Single Family Residence

Built in 2026

0.15 Acres Lot

$284,100 Zestimate^®

$163/sqft

$84/mo HOA

What's special

Brand new, energy-efficient home available by Jul 2026! Prep dinner at the kitchen island while catching up with guests in the open-concept living area. Upstairs, the loft makes an ideal media room. Across the hall, a spacious walk-in closet and dual-sink ensuite bath complement the primary suite. Check out the charming town of Shelby to see our available two-story homes with energy-efficient features, unique floorplans and luxurious primary bedrooms. Enjoy the community-like feel Shelby offers and head downtown to see the unique local shops and restaurants in the area. Plan a visit today to learn more about why homeowners are calling Seattle Crossing home. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

43 days

41

3

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: Upper

Bedroom s

Level: Upper

Bedroom s

Level: Upper

Bathroom half

Level: Main

Bathroom full

Level: Upper

Bathroom full

Level: Upper

Dining room

Level: Main

Family room

Level: Main

Kitchen

Level: Main

Heating

Central, ENERGY STAR Qualified Equipment

Cooling

Central Air, ENERGY STAR Qualified Equipment

Appliances

Included: Dishwasher, Disposal, Low Flow Fixtures, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Laundry: Inside, Upper Level

Features

Attic Other, Kitchen Island, Pantry, Walk-In Pantry
Flooring: Laminate, Vinyl
Has basement: No
Attic: Other,Pull Down Stairs

Interior area

Total structure area: 1,749
Total interior livable area: 1,749 sqft
Finished area above ground: 1,749
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Driveway, Garage on Main Level
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Front Porch

Lot

Size: 0.15 Acres

Details

Parcel number: 2535880240
Zoning: RES
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Brick Partial, Stone, Vinyl
Foundation: Slab

Condition

New construction: Yes
Year built: 2026

Details

Builder model: Dallas
Builder name: Meritage Homes

Utilities & green energy

Sewer: Public Sewer
Water: City

Green energy

Energy efficient items: Insulation
Water conservation: Low-Flow Fixtures

Community & HOA

Community

Subdivision: Seattle Crossing

HOA

Has HOA: Yes
HOA fee: $84 monthly
HOA name: Community Association Management Services, AAMC®
HOA phone: 704-731-5560

Location

Region: Shelby

Financial & listing details

Price per square foot: $163/sqft
Tax assessed value: $30,000
Annual tax amount: $299
Date on market: 6/4/2026
Cumulative days on market: 43 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Road surface type: Concrete, Paved

Estimated market value

$284,100

$270,000 - $298,000

$1,991/mo

Price history

Date	Event	Price
6/30/2026	Price change	$285,080-3.4%$163/sqft
Source: Canopy MLS as distributed by MLS GRID #4389973 Report a problem
6/4/2026	Listed for sale	$295,080-22.3%$169/sqft
Source: Canopy MLS as distributed by MLS GRID #4389973 Report a problem
10/24/2025	Listing removed	$379,880$217/sqft
Source: Meritage Homes Report a problem
10/22/2025	Listed for sale	$379,880$217/sqft
Source: Meritage Homes Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$299	$30,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28152

Getting around

8 / 100

Car-Dependent

2 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

2/10
James Love Elementary
Grades: PK-5Distance: 1 mi
4/10
Shelby Middle
Grades: 6-8Distance: 0.6 mi
3/10
Shelby High
Grades: 9-12Distance: 1.5 mi

Schools provided by the listing agent

Elementary: James Love
Middle: Shelby
High: Shelby

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.