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For sale
    • Price cut: $25K (7/6)
    $1,075,000

    443 Shelter Cove Dr, Santa Rosa Beach, FL 32459

    4beds
    3,100sqft
    : 
    $6,350/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    0.41 Acres Lot
    $-- Zestimate®
    $347/sqft
    $-- HOA

    What's special

    Two primary suitesQuartz countertopsCustom range hoodHigh-end finishes throughoutLuxury vinyl plank flooringSeparate tiled showerSubway tile backsplash
    New Construction | 4 Bedrooms | Dual Primary Suites | No HOA | Near Choctawhatchee Bay. Rare opportunity to own a custom-built, new construction home with no HOA just steps from the scenic Choctawhatchee Bay. Situated on a spacious 41-acre homesite, this thoughtfully designed property offers the ideal blend of luxury, flexibility, and coastal lifestyle. This 4-bedroom, 3.5+ bathroom home features two primary suites-one conveniently located on the main level and a second upstairs ensuite making it perfect for multi-generational living, guests, or maximizing rental potential. The open-concept living area is filled with natural light and flows seamlessly into a beautifully appointed chef's kitchen, complete with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range hood, and an oversized island--ideal for entertaining. The first-floor primary suite offers a private retreat with a spa-like bath, including a freestanding tub, separate tiled shower, dual vanities, and a large walk-in closet. Upstairs, you'll find three additional bedrooms, including the second ensuite primary, plus an expansive 24x18 flex room--perfect for a media room, game room, home office, or additional living space. Enjoy peaceful mornings and sunset evenings from the upstairs balcony, where you can take in views of the bay and watch dolphins and local wildlife. Additional highlights include a large walk-in pantry, well-designed laundry room with room for utility sink, luxury vinyl plank flooring, and high-end finishes throughout. With no HOA restrictions, ample space, and close proximity to boating, beaches, dining, and shopping, this home offers unmatched freedom and lifestyle in one of Santa Rosa Beach's most desirable areas. Yes, there is room for a pool and your own personal backyard oasis. Schedule your private showing today and experience elevated coastal living without compromise.
    128 days
    |
    429
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dawn McKenna Group,

    Coldwell Banker Realty,

    Bonnie S Hall 850-240-9901,

    Coldwell Banker Realty

    Source: ECAOR,MLS#: 998443MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 195 Square Feet
      • Dimensions: 13 x 15
      Bedroom
      • Level: Second
      • Area: 197.22 Square Feet
      • Dimensions: 17.3 x 11.4
      Bedroom
      • Level: Second
      • Area: 127.6 Square Feet
      • Dimensions: 11 x 11.6
      Bedroom
      • Level: Second
      • Area: 273.24 Square Feet
      • Dimensions: 19.8 x 13.8
      Bonus room
      • Level: Second
      • Area: 432 Square Feet
      • Dimensions: 24 x 18
      Kitchen
      • Level: First
      • Area: 230.79 Square Feet
      • Dimensions: 15.7 x 14.7
      Laundry
      • Level: First
      • Area: 87.1 Square Feet
      • Dimensions: 13 x 6.7
      Heating
      • Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range Hood, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Kitchen Island, Recessed Lighting, Newly Painted, Pantry, Split Bedroom
      • Flooring: Tile, Vinyl
      • Windows: Window Treatments
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,100
      • Total interior livable area: 3,100 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Garage
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Porch
      • Exterior features: Balcony, Lawn Pump, Sprinkler System
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      Lot
      • Size: 0.41 Acres
      • Dimensions: 89 x 209 x 126 x 85
      • Features: Cleared, Survey Available, Within 1/2 Mile to Water
      Details
      • Parcel number: 242S21423110000360
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: SHELTER COVE ESTATES 2ND ADDN
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $347/sqft
      • Tax assessed value: $607,671
      • Annual tax amount: $5,271
      • Date on market: 3/20/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/6/2026Price change$1,075,000-2.3%$347/sqft
        Source: ECAOR #998443 Report a problem
        5/7/2026Price change$1,100,000-2.2%$355/sqft
        Source: ECAOR #998443 Report a problem
        4/16/2026Price change$1,125,000-0.9%$363/sqft
        Source: ECAOR #998443 Report a problem
        3/20/2026Listed for sale$1,135,000-3.4%$366/sqft
        Source: ECAOR #998443 Report a problem
        11/18/2025Listing removed$1,175,000$379/sqft
        Source: ECAOR #932443 Report a problem
        5/2/2025Price change$1,175,000-2.1%$379/sqft
        Source: ECAOR #932443 Report a problem
        8/25/2024Price change$1,200,000-4%$387/sqft
        Source: ECAOR #932443 Report a problem
        6/7/2024Price change$1,250,000-3.8%$403/sqft
        Source: ECAOR #932443 Report a problem
        9/27/2023Listed for sale$1,299,000+709.3%$419/sqft
        Source: ECAOR #932443 Report a problem
        3/24/2008Sold$160,500+30%$52/sqft
        Source: Public Record Report a problem
        5/25/2004Sold$123,500$40/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,491 -5.8%$607,671 -0.5%
        2024$5,827 +757.5%$610,716 +906.8%
        2023$680 +27.5%$60,658 +10%
        2022$533 +9.9%$55,144 +10%
        2021$485 +6%$50,131 +9.3%
        2020$458 +4.5%$45,864 +4%
        2019$438 $44,100 -7.6%
        2018$438 -8%$47,727 +3%
        2017$476 +3.6%$46,337 +4%
        2016$459 +3%$44,555 +7%
        2015$446 +5.3%$41,640 +10%
        2014$423 $37,855
        2013-- $37,855
        2012-- $37,855 -5%
        2011-- $39,847 -10%
        2010-- $44,275 -30%
        2009-- $63,250 +29.4%
        2008-- $48,875 -27.6%
        2007-- $67,500 -43.8%
        2005-- $120,000 +433.3%
        2004-- $22,500
        2003-- $22,500 +65.8%
        2002-- $13,572 +78.6%
        2001-- $7,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32459

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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