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  • $305,000

    460 Spring Gardens Dr, Belmont, NC 28012

    3beds
    1,318sqft
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    Townhouse
    Built in 2018
    0.03 Acres Lot
    $302,600 Zestimate®
    $231/sqft
    $258/mo HOA

    What's special

    Laundry closet located upstairsSpacious closetDual sinksTwo additional bedrooms
    Welcome to Waters Edge, where low-maintenance living meets unbeatable convenience! This beautifully maintained home offers the perfect blend of comfort and easy living, with exterior maintenance handled for you so you can spend more time enjoying everything the area has to offer. Ideally located just minutes from charming downtown Belmont, vibrant Mount Holly, and the recreational opportunities of Lake Wylie, you'll have shopping, dining, parks, and outdoor adventures right at your fingertips. The home is also conveniently close to the McGill Family Recreation Center and CaroMont Regional Medical Center, making fitness, healthcare, and everyday essentials easily accessible. This townhome features a spacious living area, bright kitchen open to the outdoor patio perfect for dining al fresco. The upstairs includes the primary suite large enough for a king size bed, spacious closet and dual sinks and a walk in shower in the bathroom. There are two additional bedrooms, a bathroom and laundry closet located upstairs. This home has been well maintained and still feels new. The townhome comes with two assigned parking spaces directly out front of the home. It is also conveniently located just down the street from the outdoor pool. Whether you're looking to simplify your lifestyle, downsize without compromise, or enjoy a lock-and-leave home in a prime location, 460 Spring Gardens Lane offers the perfect combination of convenience, comfort, and community. Don't miss your opportunity to enjoy maintenance-free living in one of the area's most desirable locations! 1% lender credit towards buyers closing costs available with preferred lender.
    12 days
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    143
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    14
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Amber Eaton amberismyrealtor1@gmail.com,

    Call It Closed International Inc

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4401577MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom half
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Range, Microwave
      • Laundry: Laundry Closet
      Features
      • Has basement: No
      Interior area
      • Total structure area: 1,318
      • Total interior livable area: 1,318 sqft
      • Finished area above ground: 1,318
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Assigned, Parking Space(s)
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Main
      • Exterior features: Lawn Maintenance, Storage
      • Pool features: Community
      • Fencing: Back Yard,Fenced,Privacy
      Lot
      • Size: 0.03 Acres
      Details
      • Parcel number: 300407
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Vinyl
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Features: Sidewalks
      • Subdivision: Waters Edge
      HOA
      • Has HOA: Yes
      • HOA fee: $258 monthly
      • HOA name: Hawthorne Management
      • HOA phone: 704-377-0114
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $231/sqft
      • Tax assessed value: $285,610
      • Annual tax amount: $2,868
      • Date on market: 7/10/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: None, Paved

        Estimated market value

        $302,600

        $287,000 - $318,000

        $1,927/mo

        Price history

        DateEventPrice
        7/10/2026Listed for sale$305,000+72.3%$231/sqft
        Source: Canopy MLS as distributed by MLS GRID #4401577 Report a problem
        4/18/2019Sold$177,000$134/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,868 $285,610
        2024$2,868 -1.1%$285,610
        2023$2,899 +21.8%$285,610 +55.4%
        2022$2,380 -1.5%$183,780
        2021$2,417 $183,780
        2020$2,417 +159.4%$183,780
        2019$932 $183,780
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28012

        Getting around

        4 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Catawba Heights
        • Middle: Belmont
        • High: South Point (NC)

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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