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For sale
    • Price cut: $80K (8/6)
    $1,695,000

    49 Monaco St, Miramar Beach, FL 32550

    4beds
    2,856sqft
    : 
    $9,908/mo
    Get pre-qualified
    Single Family Residence
    Built in 2002
    9,583 Square Feet Lot
    $-- Zestimate®
    $593/sqft
    $-- HOA

    What's special

    Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.
    12 days
    |
    496
    |
    28
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Spears Group 850-710-2114,

    Compass

    Source: ECAOR,MLS#: 1009302MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Third
      • Area: 210 Square Feet
      • Dimensions: 15 x 14
      Bedroom
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Bedroom
      • Level: Third
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Primary bathroom
      • Level: Third
      • Area: 90 Square Feet
      • Dimensions: 15 x 6
      Bathroom
      • Level: Third
      • Area: 60 Square Feet
      • Dimensions: 12 x 5
      Bathroom
      • Level: First
      • Area: 102 Square Feet
      • Dimensions: 12 x 8.5
      Bathroom
      • Level: First
      • Area: 60 Square Feet
      • Dimensions: 12 x 5
      Dining room
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Kitchen
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Pantry
      • Level: Second
      • Area: 16 Square Feet
      • Dimensions: 4 x 4
      Heating
      • Heat Pump, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Newly Painted, Pantry
      • Flooring: Tile, Carpet
      • Windows: Double Pane Windows, Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,856
      • Total interior livable area: 2,856 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage
      • Garage spaces: 4
      Features
      • Stories: 3
      • Patio & porch: Patio
      • Exterior features: Outdoor Grill, Balcony, Private Yard
      • Pool features: In Ground
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front
      Lot
      • Size: 9,583 Square Feet
      • Dimensions: 45 x 212
      • Features: Easements, Interior Lot, Level, Restrictions, Sidewalk, Storm Sewer, Within 1/2 Mile to Water
      Details
      • Parcel number: 332S21421720000030
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Frame, Siding CmntFbrHrdBrd
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2002

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Deed Access, Fitness Center, Picnic Area, Pool, Short Term Rental - Allowed
      • Security: Fire Alarm, Smoke Detector(s)
      • Subdivision: CRESCENT AT MIRAMAR BEACH THE
      HOA
      • Has HOA: Yes
      • Services included: Management, Recreational Faclty
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $593/sqft
      • Tax assessed value: $964,150
      • Annual tax amount: $8,711
      • Date on market: 8/6/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/6/2026Price change$1,695,000-4.5%$593/sqft
        Source: ECAOR #1009302 Report a problem
        2/27/2026Listed for sale$1,775,000-3.8%$621/sqft
        Source: ECAOR #996397 Report a problem
        8/26/2024Listing removed$1,845,000$646/sqft
        Source: ECAOR #937175 Report a problem
        7/9/2024Price change$1,845,0000%$646/sqft
        Source: CPAR #749591 Report a problem
        6/4/2024Price change$1,845,100+0%$646/sqft
        Source: ECAOR #937175 Report a problem
        4/9/2024Price change$1,845,000-2.6%$646/sqft
        Source: ECAOR #937175 Report a problem
        3/11/2024Price change$1,895,000-2.5%$664/sqft
        Source: ECAOR #937175 Report a problem
        2/22/2024Price change$1,944,000+0%$681/sqft
        Source: ECAOR #937175 Report a problem
        2/13/2024Price change$1,943,755-0.1%$681/sqft
        Source: ECAOR #937175 Report a problem
        11/23/2023Listed for sale$1,945,000+4.7%$681/sqft
        Source: ECAOR #937175 Report a problem
        8/14/2023Listing removed--
        Source: ECAOR #917212 Report a problem
        7/7/2023Price change$1,858,000-0.1%$651/sqft
        Source: ECAOR #917212 Report a problem
        5/1/2023Price change$1,859,000-1%$651/sqft
        Source: ECAOR #917212 Report a problem
        4/20/2023Price change$1,877,777-1%$657/sqft
        Source: ECAOR #917212 Report a problem
        3/29/2023Price change$1,897,000-0.2%$664/sqft
        Source: ECAOR #917212 Report a problem
        3/13/2023Price change$1,900,000-3.8%$665/sqft
        Source: ECAOR #917212 Report a problem
        2/17/2023Listed for sale$1,975,000-8.1%$692/sqft
        Source: ECAOR #917212 Report a problem
        6/8/2022Listing removed--
        Source: ECAOR #894859 Report a problem
        4/25/2022Price change$2,150,000-4.4%$753/sqft
        Source: ECAOR #894859 Report a problem
        4/4/2022Listed for sale$2,250,000+60.7%$788/sqft
        Source: ECAOR #894859 Report a problem
        6/25/2021Sold$1,399,900+74.6%$490/sqft
        Source: ECAOR #870171 Report a problem
        6/17/2019Sold$802,000-5.5%$281/sqft
        Source: Public Record Report a problem
        6/11/2019Pending sale$849,000$297/sqft
        Source: Keller Williams Emerald Coast Realty #814256 Report a problem
        1/18/2019Listed for sale$849,000+26.2%$297/sqft
        Source: Keller Williams Emerald Coast Realty #814256 Report a problem
        7/29/2003Sold$673,000$236/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,712 +0.4%$964,150 +1.5%
        2024$8,680 -0.6%$950,250 -1.1%
        2023$8,729 -9.1%$960,716 -7.3%
        2022$9,606 +64.2%$1,036,546 +71.5%
        2021$5,851 +2.4%$604,446 +5.6%
        2020$5,715 +6.4%$572,542 +9.4%
        2019$5,373 $523,486 +10%
        2018$5,373 +13.2%$475,896 -0.7%
        2017$4,745 -0.1%$479,038 +0.9%
        2016$4,748 -0.1%$474,856 +2.4%
        2015$4,752 +0.8%$463,563 +1.9%
        2014$4,712 $455,063 -0.1%
        2013-- $455,509
        2012-- $455,509 -1.7%
        2011-- $463,425 -1.9%
        2010-- $472,525 -9.8%
        2009-- $524,139 -8.8%
        2008-- $574,632 -16.8%
        2007-- $690,718 +11.5%
        2005-- $619,325 +6.6%
        2004-- $581,223 +60%
        2003-- $363,261 +183%
        2002-- $128,350
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32550

        Getting around

        40 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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