Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf.
Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease. Step outside to your private pool oasis, where lush landscaping and peaceful lake views set the stage for ultimate relaxation. Multiple porches and balconies offer breezy spots for morning coffee or sunset unwinding after a day at the beach.
Each of the four bedrooms features its own private bath, providing comfort and privacy for owners and guests alike. The spacious layout makes this home especially well-suited for full-time living, a second home, or a high-performing vacation rental.
With strong rental potential, this property is designed to accommodate multiple families or large groups comfortably--an attractive feature for short-term rental guests seeking both privacy and gathering space. Its proximity to the beach, private pool, and desirable amenities enhances its appeal as an income-producing investment along the Emerald Coast.
Owners also enjoy access to The Crescent's premier amenities, including private deeded beach access, a Gulf-front pool, hot tub, and beautifully maintained grounds. This rare combination of single-family privacy with resort-style privileges significantly elevates both lifestyle and rental desirability.
Located near dining, shopping, golf, and all the attractions of Scenic Highway 98, this home offers the best of coastal living with exceptional flexibility and investment opportunity.
For sale
$1,775,000
49 Monaco St, Miramar Beach, FL 32550
4beds
2,856sqft
Single Family Residence
Built in 2002
9,583 Square Feet Lot
$-- Zestimate®
$621/sqft
$-- HOA
What's special
Serene lakefront lotPeaceful lake viewsPrivate pool oasisTranquil water viewsLush landscapingBeautifully maintained grounds
- 125 days |
- 675 |
- 20 |
Zillow last checked:
Listing updated:
Listed by:
Spears Group 850-710-2114,
Compass
Source: ECAOR,MLS#: 996397
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Third
- Area: 210 Square Feet
- Dimensions: 15 x 14
Bedroom
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bedroom
- Level: Third
- Area: 196 Square Feet
- Dimensions: 14 x 14
Primary bathroom
- Level: Third
- Area: 90 Square Feet
- Dimensions: 15 x 6
Bathroom
- Level: Third
- Area: 60 Square Feet
- Dimensions: 12 x 5
Bathroom
- Level: First
- Area: 102 Square Feet
- Dimensions: 12 x 8.5
Bathroom
- Level: First
- Area: 60 Square Feet
- Dimensions: 12 x 5
Dining room
- Level: Second
- Area: 132 Square Feet
- Dimensions: 12 x 11
Kitchen
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13 x 11
Pantry
- Level: Second
- Area: 16 Square Feet
- Dimensions: 4 x 4
Heating
- Heat Pump, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Newly Painted, Pantry
- Flooring: Tile, Carpet
- Windows: Double Pane Windows, Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,856
- Total interior livable area: 2,856 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage
- Garage spaces: 4
Features
- Stories: 3
- Patio & porch: Patio
- Exterior features: Outdoor Grill, Balcony, Private Yard
- Pool features: In Ground
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front
Lot
- Size: 9,583 Square Feet
- Dimensions: 45 x 212
- Features: Easements, Interior Lot, Level, Restrictions, Sidewalk, Storm Sewer, Within 1/2 Mile to Water
Details
- Parcel number: 332S21421720000030
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2002
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Deed Access, Fitness Center, Picnic Area, Pool, Short Term Rental - Allowed
- Security: Fire Alarm, Smoke Detector(s)
- Subdivision: CRESCENT AT MIRAMAR BEACH THE
HOA
- Has HOA: Yes
- Services included: Management, Recreational Faclty
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $621/sqft
- Tax assessed value: $964,150
- Annual tax amount: $8,711
- Date on market: 2/27/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 2/27/2026 | Listed for sale | $1,775,000-3.8%$621/sqft |
Source:  ECAOR #996397 Report a problem | ||
| 8/26/2024 | Listing removed | $1,845,000$646/sqft |
Source: ECAOR #937175 Report a problem | ||
| 7/9/2024 | Price change | $1,845,0000%$646/sqft |
Source:  CPAR #749591 Report a problem | ||
| 6/4/2024 | Price change | $1,845,100+0%$646/sqft |
Source: ECAOR #937175 Report a problem | ||
| 4/9/2024 | Price change | $1,845,000-2.6%$646/sqft |
Source: ECAOR #937175 Report a problem | ||
| 3/11/2024 | Price change | $1,895,000-2.5%$664/sqft |
Source: ECAOR #937175 Report a problem | ||
| 2/22/2024 | Price change | $1,944,000+0%$681/sqft |
Source: ECAOR #937175 Report a problem | ||
| 2/13/2024 | Price change | $1,943,755-0.1%$681/sqft |
Source: ECAOR #937175 Report a problem | ||
| 11/23/2023 | Listed for sale | $1,945,000+4.7%$681/sqft |
Source: ECAOR #937175 Report a problem | ||
| 8/14/2023 | Listing removed | -- |
Source: ECAOR #917212 Report a problem | ||
| 7/7/2023 | Price change | $1,858,000-0.1%$651/sqft |
Source: ECAOR #917212 Report a problem | ||
| 5/1/2023 | Price change | $1,859,000-1%$651/sqft |
Source: ECAOR #917212 Report a problem | ||
| 4/20/2023 | Price change | $1,877,777-1%$657/sqft |
Source: ECAOR #917212 Report a problem | ||
| 3/29/2023 | Price change | $1,897,000-0.2%$664/sqft |
Source: ECAOR #917212 Report a problem | ||
| 3/13/2023 | Price change | $1,900,000-3.8%$665/sqft |
Source: ECAOR #917212 Report a problem | ||
| 2/17/2023 | Listed for sale | $1,975,000-8.1%$692/sqft |
Source: ECAOR #917212 Report a problem | ||
| 6/8/2022 | Listing removed | -- |
Source: ECAOR #894859 Report a problem | ||
| 4/25/2022 | Price change | $2,150,000-4.4%$753/sqft |
Source: ECAOR #894859 Report a problem | ||
| 4/4/2022 | Listed for sale | $2,250,000+60.7%$788/sqft |
Source: ECAOR #894859 Report a problem | ||
| 6/25/2021 | Sold | $1,399,900+74.6%$490/sqft |
Source: ECAOR #870171 Report a problem | ||
| 6/17/2019 | Sold | $802,000-5.5%$281/sqft |
Source: Public Record Report a problem | ||
| 6/11/2019 | Pending sale | $849,000$297/sqft |
Source: Keller Williams Emerald Coast Realty #814256 Report a problem | ||
| 1/18/2019 | Listed for sale | $849,000+26.2%$297/sqft |
Source: Keller Williams Emerald Coast Realty #814256 Report a problem | ||
| 7/29/2003 | Sold | $673,000$236/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,712 +0.4% | $964,150 +1.5% |
| 2024 | $8,680 -0.6% | $950,250 -1.1% |
| 2023 | $8,729 -9.1% | $960,716 -7.3% |
| 2022 | $9,606 +64.2% | $1,036,546 +71.5% |
| 2021 | $5,851 +2.4% | $604,446 +5.6% |
| 2020 | $5,715 +6.4% | $572,542 +9.4% |
| 2019 | $5,373 | $523,486 +10% |
| 2018 | $5,373 +13.2% | $475,896 -0.7% |
| 2017 | $4,745 -0.1% | $479,038 +0.9% |
| 2016 | $4,748 -0.1% | $474,856 +2.4% |
| 2015 | $4,752 +0.8% | $463,563 +1.9% |
| 2014 | $4,712 | $455,063 -0.1% |
| 2013 | -- | $455,509 |
| 2012 | -- | $455,509 -1.7% |
| 2011 | -- | $463,425 -1.9% |
| 2010 | -- | $472,525 -9.8% |
| 2009 | -- | $524,139 -8.8% |
| 2008 | -- | $574,632 -16.8% |
| 2007 | -- | $690,718 +11.5% |
| 2005 | -- | $619,325 +6.6% |
| 2004 | -- | $581,223 +60% |
| 2003 | -- | $363,261 +183% |
| 2002 | -- | $128,350 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32550
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 5.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 14.5 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Miramar Beach
- 32550
- 49 Monaco St
Nearby cities
Nearby zip codes
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