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For sale
  • Price cut: $49K (7/8)
    $1,100,000

    491 Cozy Cove Ct, Chico, TX 76431

    3beds
    2,400sqft
    : 
    $7,242/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    0.88 Acres Lot
    $-- Zestimate®
    $458/sqft
    $-- HOA

    What's special

    Asphalt drivewaySurrounded by mature treesPipe-fenced entranceLarge covered front porch
    A waterfront paradise awaits on Lake Bridgeport. Tucked away on a private and picturesque 0.88-acre lot in the highly sought-after Cozy Cove on the northside of the lake, this exceptional property features approximately 195 feet of deep-water shoreline, surrounded by mature trees that create a beautiful and one of kind park-like setting. This private retreat begins with a pipe-fenced entrance and asphalt driveway, leading to a charming 3-bedroom, 2-bath home offering over 1,800 square feet of living space, plus an additional 600-square-foot enclosed porch—ready for your vision to transform it from cottage-core charm into a modern lakeside escape. A large covered front porch welcomes you, providing the perfect place to relax and enjoy refreshing lake breezes year-round. Inside, you’ll find a spacious open-concept layout connecting the living room and kitchen, highlighted by a striking corner stone wood-burning fireplace. Abundant built-ins throughout the home offer ample storage. The primary bedroom features an ensuite bath with dual vanities, a separate shower, and a garden soaking tub. Off the primary bedroom leads to the expansive sunroom. The property also includes a variety of versatile outbuildings, such as a 12' x 20' accessory structure previously used as a bunkhouse with a sleeping loft and front porch, an 8' x 12' greenhouse, and a 24' x 32' detached garage with an additional 24' x 16' storage area. Additionally water to the home is supplied by the Grand Harbor water district , which is a real value to have in the area. No City Taxes, and No HOA! Completing this impressive offering is a large covered boat dock featuring a boat slip, two jet ski slips, a paddle boat slip, and an additional swim platform—providing everything you need to fully enjoy lakefront living and the many recreational opportunities the lake has to offer. Lake life awaits—along with the opportunity to create memories that will last a lifetime.
    115 days
    |
    349
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Robin Krueger 0429237 817-953-2620,

    Massey Krueger Real Estate Svs 817-953-2620

    Source: NTREIS,MLS#: 21236133

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom
      • Level: First
      • Dimensions: 14 x 14
      Living room
      • Features: Built-in Features, Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 16 x 14
      Heating
      • Central, Electric, Fireplace(s)
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Oven, Microwave
      • Laundry: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room
      Features
      • Built-in Features, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Glass Doors, Living Room, Stone, Wood Burning
      Interior area
      • Total interior livable area: 2,400 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Additional Parking, Asphalt, Driveway, Garage, Oversized, Boat, RV Access/Parking
      • Garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Enclosed, Front Porch, Patio, Side Porch, Covered
      • Exterior features: Boat Slip, Dock
      • Pool features: None
      • Fencing: Partial,Pipe
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Waterfront features: Boat Dock/Slip, Lake Front, Waterfront
      • Body of water: Bridgeport
      Lot
      • Size: 0.88 Acres
      • Features: Landscaped, Many Trees, Sloped, Sprinkler System, Waterfront
      • Topography: Varied
      Details
      • Additional structures: Bunkhouse, Garage(s), Greenhouse, Outbuilding, See Remarks
      • Parcel number: 758406

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional,Detached
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Year built: 1996

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Rural
      • Utilities for property: Electricity Available, Electricity Connected, Septic Available

      Community & HOA

      Community
      • Subdivision: Cozy Cove Estates
      HOA
      • Has HOA: No
      Location
      • Region: Chico

      Financial & listing details

      • Price per square foot: $458/sqft
      • Tax assessed value: $848,066
      • Annual tax amount: $2,452
      • Date on market: 4/10/2026
      • Cumulative days on market: 116 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/8/2026Price change$1,100,000-4.3%$458/sqft
        Source: NTREIS #21236133 Report a problem
        6/1/2026Price change$1,149,000-2.2%$479/sqft
        Source: NTREIS #21236133 Report a problem
        4/10/2026Listed for sale$1,175,000$490/sqft
        Source: NTREIS #21236133 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,452 -23.5%$802,468 +10%
        2024$3,205 +1.2%$729,516 +10%
        2023$3,165 $663,196 +10%
        2022-- $602,905 +10%
        2021$5,622 +0.1%$548,100 +2.1%
        2020$5,617 +0.6%$536,700 +6.5%
        2019$5,585 +0%$503,890 +0.7%
        2018$5,584 +0.4%$500,550 +2.8%
        2017$5,563 $486,810 +6.6%
        2016-- $456,490
        2015-- $456,490 +1.2%
        2014-- $450,870 +4.6%
        2013-- $430,870 +5.1%
        2012-- $410,120 -0.4%
        2011-- $411,610 -1.1%
        2010-- $416,070
        2009-- $416,070 +34.6%
        2008-- $309,010
        2007-- $309,010 +11%
        2006-- $278,390
        2005-- $278,390 +4%
        2004-- $267,650 +44%
        2003-- $185,810 +10%
        2002-- $168,920 +10%
        2001-- $153,560 -1.2%
        2000-- $155,430
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 76431

        Getting around

        0 / 100
        Car-Dependent
        6 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Chico
        • Middle: Chico
        • High: Chico
        • District: Chico ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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