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For sale
  • $475,000

    497 Symphony Way, Freeport, FL 32439

    3beds
    2,192sqft
    : 
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    Single Family Residence
    Built in 2009
    10,018 Square Feet Lot
    $460,400 Zestimate®
    $217/sqft
    $-- HOA

    What's special

    New paintNew flooringPond behind the house
    Beautifully well maintained home in the highly desirable Hammock Bay community. This home has been upgraded with new flooring, new paint, and more! The pond behind the house makes for a perfect spot to fish from the comfort of your own home. Enjoy one of a kind amenities in the Hammock Bay community including: biking/walking trails, fitness center, clubhouse, three swimming pools, playgrounds, pickleball courts, tennis courts, basketball courts, a sports complex, dog park, a General Store, food trucks, Props Brewery, a green space with a jumbo screen that plays movies in the summer and sports games during each season. There are two clubhouses, one on the lake near the fitness center and one on the bay. There are also annual events and festivals in the Hammock Bay Community as well as clubs and groups that meet monthly. Don't miss out on an opportunity to own your own piece of it all, here in one of the greatest subdivisions that Northwest Florida has to offer! All dimensions and dues are to be verified by the buyer.
    233 days
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    227
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    11
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    Zillow last checked:

    Listing updated:

    Listed by:

    Matthew J Gainer 850-866-8787,

    Horsley Real Estate Group

    Source: CPAR,MLS#: 781412MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 15 x 15
      Bedroom
      • Level: First
      • Dimensions: 14 x 13
      Bedroom
      • Level: First
      • Dimensions: 13 x 12
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Gas Cooktop, Gas Water Heater
      Features
      • Main Level Primary
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,192
      • Total interior livable area: 2,192 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Patio
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: Other
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 70 x 136 x 70 x 148
      • Features: Paved
      Details
      • Parcel number: 161S19230200001170
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Brick
      Condition
      • New construction: No
      • Year built: 2009

      Utilities & green energy

      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Features: Basketball Court, Fitness Center, Playground, Park, Pool, Tennis Court(s), Community Pool, Short Term Rental Allowed
      • Subdivision: Hammock Bay
      HOA
      • Has HOA: Yes
      Location
      • Region: Freeport

      Financial & listing details

      • Price per square foot: $217/sqft
      • Tax assessed value: $352,498
      • Annual tax amount: $3,496
      • Date on market: 11/8/2025
      • Cumulative days on market: 220 days

        Foreclosure details

        Estimated market value

        $460,400

        $437,000 - $483,000

        $2,536/mo

        Price history

        DateEventPrice
        2/26/2026Price change$475,000-3%$217/sqft
        Source: CPAR #781412 Report a problem
        11/8/2025Listed for sale$489,900+96%$223/sqft
        Source: CPAR #781412 Report a problem
        5/9/2018Sold$250,000+16.3%$114/sqft
        Source: Public Record Report a problem
        8/12/2009Sold$214,900$98/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,496 +4.1%$243,416 +3%
        2023$3,359 +4.2%$236,326 +3%
        2022$3,224 +0.2%$229,443 +3%
        2021$3,218 +0.2%$222,760 +1.4%
        2020$3,212 +2.4%$219,684 +2.3%
        2019$3,136 $214,745 +1.7%
        2018$3,136 -13.9%$211,083 +1.9%
        2017$3,640 -0.8%$207,213 +6%
        2016$3,671 +8.6%$195,460 +4.2%
        2015$3,381 -2.6%$187,643 +8.7%
        2014$3,471 $172,679 +0.3%
        2013-- $172,151 -1.9%
        2012-- $175,511 -1.5%
        2011-- $178,151 -8.1%
        2010-- $193,767 +246%
        2009-- $56,000 -20%
        2008-- $70,000 -36.4%
        2007-- $110,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32439

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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